BB SEGURIDADE PARTICIPAÇÕES S.A. Financials BB Seguridade Participações S.A.
Equities
BBSE3
BRBBSEACNOR5
Multiline Insurance & Brokers
|
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 32.09 BRL | -2.58% |
|
-2.64% | -4.64% |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 75,272 | 59,160 | 41,431 | 67,310 | 66,995 | 63,438 | - | - |
| Enterprise Value (EV) 1 | 67,604 | 56,720 | 41,048 | 61,233 | 66,995 | 63,438 | 63,438 | 63,438 |
| P/E ratio | 11.3 x | 15.4 x | 10.5 x | 11.1 x | 8.43 x | 7.95 x | 7.66 x | 7.47 x |
| Yield | 7.4% | 4.55% | 4.77% | - | 8.47% | 10.2% | 10.7% | 11.1% |
| Capitalization / Revenue | 14 x | 11.5 x | 7.78 x | 8.97 x | 7.19 x | 6.22 x | 5.76 x | 5.41 x |
| EV / Revenue | 14 x | 11.5 x | 7.78 x | 8.97 x | 7.19 x | 6.22 x | 5.76 x | 5.41 x |
| EV / EBITDA | 14,797,429 x | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Price to Book | 14.4 x | 9.29 x | 5.7 x | - | 6.85 x | 6.14 x | 5.57 x | 4.82 x |
| Nbr of stocks (in thousands) | 1,996,601 | 1,996,635 | 1,996,687 | 1,996,726 | 1,990,924 | 1,976,867 | - | - |
| Reference price 2 | 37.70 | 29.63 | 20.75 | 33.71 | 33.65 | 32.09 | 32.09 | 32.09 |
| Announcement Date | 2/10/20 | 2/8/21 | 2/7/22 | 2/9/23 | 2/5/24 | - | - | - |
1BRL in Million2BRL
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 5,390 | 5,132 | 5,326 | 7,506 | 9,315 | 10,203 | 11,007 | 11,737 |
| EBITDA | 5,087 | - | - | - | - | - | - | - |
| EBIT 1 | 8,601 | 4,781 | 3,970 | 8,051 | 8,906 | 8,977 | 9,740 | - |
| Operating Margin | 159.57% | 93.17% | 74.54% | 107.26% | 95.61% | 87.99% | 88.49% | - |
| Earnings before Tax (EBT) 1 | 8,914 | 4,893 | 3,938 | 7,548 | 9,493 | 10,472 | 10,891 | 13,103 |
| Net income 1 | 6,659 | 3,851 | 3,933 | 6,045 | 7,947 | 8,027 | 8,386 | 8,587 |
| Net margin | 123.54% | 75.04% | 73.85% | 80.53% | 85.32% | 78.67% | 76.19% | 73.16% |
| EPS 2 | 3.340 | 1.930 | 1.970 | 3.030 | 3.990 | 4.037 | 4.188 | 4.296 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | 2.788 | 1.349 | 0.9900 | - | 2.850 | 3.284 | 3.425 | 3.573 |
| Announcement Date | 2/10/20 | 2/8/21 | 2/7/22 | 2/9/23 | 2/5/24 | - | - | - |
1BRL in Million2BRL
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 1,310 | 1,645 | 1,511 | 1,717 | 1,997 | 2,280 | 2,193 | 2,216 | 2,450 | 2,455 | 2,500 | 2,592 | 2,652 | 2,712 | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | - | - | 1,421 | 1,617 | - | - | - | 2,116 | - | 2,333 | 2,027 | - | - | - | - |
| Operating Margin | - | - | 94% | 94.19% | - | - | - | 95.47% | - | 95% | 81.09% | - | - | - | - |
| Earnings before Tax (EBT) 1 | 1,271 | 1,228 | 1,479 | 1,735 | 2,047 | 2,288 | 2,199 | 2,266 | 2,354 | 2,492 | 2,205 | 2,901 | 2,942 | 3,005 | - |
| Net income 1 | 975.8 | 1,227 | 1,179 | 1,406 | 1,652 | 1,807 | 1,833 | 1,892 | 2,124 | 2,098 | 1,927 | 1,977 | 2,063 | 2,050 | - |
| Net margin | 74.48% | 74.57% | 78.04% | 81.92% | 82.72% | 79.22% | 83.57% | 85.38% | 86.71% | 85.43% | 77.08% | 76.25% | 77.78% | 75.61% | - |
| EPS 2 | 0.4900 | 0.6100 | 0.5900 | 0.7000 | 0.8300 | 0.9100 | 0.9200 | 0.9500 | 1.060 | 1.060 | 0.9653 | 0.9879 | 1.031 | 1.025 | 1.010 |
| Dividend per Share 2 | - | - | - | 1.036 | - | - | - | - | - | - | - | 1.606 | - | 1.757 | - |
| Announcement Date | 11/8/21 | 2/7/22 | 5/9/22 | 8/8/22 | 11/7/22 | 2/9/23 | 5/15/23 | 8/7/23 | 11/3/23 | 2/5/24 | - | - | - | - | - |
1BRL in Million2BRL
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Net Cash position | 7,668 | 2,441 | 383 | 6,077 | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 110% | 66.2% | 57.5% | 81.3% | 89% | 83.7% | 79.5% | 73.4% |
| ROA (Net income/ Total Assets) | 46.6% | 29.8% | 32.5% | 41.1% | 45.6% | 44.9% | 44.4% | 43.5% |
| Assets 1 | 14,277 | 12,913 | 12,107 | 14,722 | 17,422 | 17,877 | 18,887 | 19,739 |
| Book Value Per Share 2 | 2.620 | 3.190 | 3.640 | - | 4.910 | 5.230 | 5.770 | 6.650 |
| Cash Flow per Share | - | 1.140 | 1.420 | 1.640 | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 2/10/20 | 2/8/21 | 2/7/22 | 2/9/23 | 2/5/24 | - | - | - |
1BRL in Million2BRL
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
B-
Sell
Buy
Mean consensus
HOLD
Number of Analysts
12
Last Close Price
32.09
BRL
Average target price
37.46
BRL
Spread / Average Target
+16.73%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -4.64% | 12.38B | |
| +9.73% | 110B | |
| +8.61% | 99.66B | |
| +4.48% | 97.53B | |
| +0.07% | 69.25B | |
| +18.56% | 28.19B | |
| +10.29% | 19.64B | |
| +8.95% | 10.98B | |
| +8.55% | 10.43B | |
| +19.19% | 10B |
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- Financials BB Seguridade Participações S.A.
