Item 1.01 Entry into a Material Definitive Agreement.

On January 13, 2023, a subsidiary of Carvana Co., Ally Bank, and Ally Financial Inc. (together, the "Ally Parties") amended the Second Amended and Restated Master Purchase and Sale Agreement (the "MPSA") to, among other things, extend the Scheduled Commitment Termination Date to January 12, 2024 and establish a commitment by the Ally Parties to purchase up to $4.0 billion of automotive finance receivables.

The foregoing description of the amendment to the MPSA is qualified in its entirety by reference to the complete text of the amendment, a copy of which is filed as Exhibit 10.1 hereto.

Item 9.01 Financial Statements and Exhibits.



(d) Exhibits.

Exhibit No.        Description

  10.1               F    irst Amendment to the Second Amended and Restated Master Purchase and
                   Sale Agreement

                   Cover Page Interactive Data File - the cover page XBRL tags are embedded
101                within the Inline XBRL document.

104                The cover page from the Current Report on Form 8-K, formatted as Inline XBRL.

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