Financials Central Pacific Financial Corp.

Equities

CPF

US1547604090

Banks

Market Closed - Nyse 04:00:02 2024-04-26 pm EDT 5-day change 1st Jan Change
20.12 USD -3.08% Intraday chart for Central Pacific Financial Corp. +4.30% +2.24%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 839.4 535.7 787.8 552.2 532.2 544.1 -
Enterprise Value (EV) 1 839.4 535.7 787.8 552.2 532.2 544.1 544.1
P/E ratio 14.6 x 14.4 x 9.95 x 7.57 x 9.07 x 10.1 x 8.56 x
Yield 3.04% 4.84% 3.41% 5.13% 5.28% 5.19% 5.29%
Capitalization / Revenue 3.72 x 2.21 x 3.09 x 2.1 x 2.07 x 2.17 x 2.05 x
EV / Revenue 3.72 x 2.21 x 3.09 x 2.1 x 2.07 x 2.17 x 2.05 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.58 x 0.98 x 1.4 x 1.21 x 1.06 x 1.03 x 0.97 x
Nbr of stocks (in thousands) 28,377 28,180 27,967 27,228 27,043 27,042 -
Reference price 2 29.58 19.01 28.17 20.28 19.68 20.12 20.12
Announcement Date 1/29/20 1/27/21 1/26/22 1/25/23 1/31/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 225.9 242.9 254.6 263.5 256.7 250.9 264.9
EBITDA - - - - - - -
EBIT 1 84.24 88.15 - 97.5 92.52 90 99.4
Operating Margin 37.3% 36.29% - 37% 36.05% 35.87% 37.52%
Earnings before Tax (EBT) 1 77.93 49.03 105.7 98.77 76.82 71.64 84.52
Net income 1 58.32 37.27 79.89 73.93 58.67 54.12 63.78
Net margin 25.82% 15.35% 31.38% 28.06% 22.86% 21.57% 24.08%
EPS 2 2.030 1.320 2.830 2.680 2.170 2.000 2.350
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.9000 0.9200 0.9600 1.040 1.040 1.045 1.065
Announcement Date 1/29/20 1/27/21 1/26/22 1/25/23 1/31/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 64.83 60.49 70.12 64.99 67.89 65.2 63.17 61.98 66.31 61.43 61.92 63.36 64 63.75 65.54
EBITDA - - - - - - - - - - - - - - -
EBIT 1 - 22.28 24.77 23 27.45 23.1 23.27 22.36 23.79 20.86 21.9 23.4 23.7 22 24.5
Operating Margin - 36.84% 35.32% 35.38% 40.44% 35.42% 36.83% 36.09% 35.88% 33.95% 35.37% 36.93% 37.03% 34.51% 37.38%
Earnings before Tax (EBT) 1 29.93 25.48 23.78 22.63 26.88 21.25 18.95 17.49 19.14 16.92 17.12 18.36 19.16 18.64 20.75
Net income 1 22.33 19.44 17.59 16.72 20.18 16.19 14.48 13.14 14.87 12.94 12.9 13.82 14.48 14.02 15.68
Net margin 34.44% 32.14% 25.09% 25.72% 29.73% 24.82% 22.91% 21.2% 22.42% 21.07% 20.83% 21.81% 22.62% 21.99% 23.93%
EPS 2 0.8000 0.7000 0.6400 0.6100 0.7400 0.6000 0.5300 0.4900 0.5500 0.4800 0.4750 0.5100 0.5350 0.5200 0.5750
Dividend per Share 2 0.2500 0.2600 0.2600 0.2600 0.2600 0.2600 0.2600 0.2600 0.2600 - 0.2600 0.2600 0.2650 0.2650 0.2650
Announcement Date 1/26/22 4/20/22 7/27/22 10/21/22 1/25/23 4/26/23 7/26/23 10/25/23 1/31/24 4/24/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 11.4% 6.85% 14.4% 15.5% 12.4% 10.6% 11.8%
ROA (Net income/ Total Assets) 0.99% 0.58% 1.13% 1.01% 0.78% 0.73% 0.85%
Assets 1 5,891 6,426 7,070 7,320 7,522 7,414 7,548
Book Value Per Share 2 18.70 19.40 20.10 16.80 18.60 19.50 20.70
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/29/20 1/27/21 1/26/22 1/25/23 1/31/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
20.12 USD
Average target price
24 USD
Spread / Average Target
+19.28%
Consensus
  1. Stock Market
  2. Equities
  3. CPF Stock
  4. Financials Central Pacific Financial Corp.