Chubb : Corporate Presentation – Third Quarter 2022

A Global Leader in P&C Insurance

Third Quarter 2022

"The Chubb name carries our promise of superior service, underwriting and execution. Our unique combination

of people, products and places positions us to meet the

needs of clients no matter where they are in the world."

• Evan Greenberg, Chairman & CEO

Third Quarter 2022

2

Who We Are

• The world's largest publicly traded property and casualty (P&C) insurer, based on market capitalization of $75.5 billion.*
• A truly global company, with local operations in 54 countries and territories.
• Insurance is our only business.
• Well balanced by product and customer:
• • A global leader in traditional and specialty P&C coverage for businesses of all sizes
  • The largest commercial lines insurer in the U.S. and one of the largest financial lines writers globally
  • The leading personal lines insurer for America's successful individuals and families and a large personal lines provider globally
  • A global leader in personal accident and supplemental health insurance
  • A P&C reinsurer
  • An international life insurer focused on Asia
• Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE:CB) and is a component of the S&P 500 index.
• Exceptional financial strength, managing risk conservatively in both underwriting and investing.
• Core operating insurance companies are rated "AA" for financial strength by S&P and "A++ by A.M. Best.

	*At September 30, 2022, Source: S&P Global Market Intelligence
Third Quarter 2022	3

Global Reach

• Chubb has an extensive local presence globally, with insurance professionals and operating subsidiaries in 54 countries and territories.
• 37 percent of the company's business is transacted outside the United States.

Argentina	Denmark	Italy	Panama	Sweden	Geographic Sources of Premium*
Australia	Ecuador	Japan	Peru	Switzerland
	Bermuda/Canada
Austria	Egypt	Korea	Philippines	Taiwan
Latin America
Belgium	Finland	Macau SAR	Poland	Thailand
	6% 6%
Bermuda	France	Malaysia	Portugal	Tunisia
	Asia 11%
Brazil	Germany	Mexico	Puerto Rico	Turkey
Canada	Gibraltar	Myanmar	Russia	United Arab Emirates
Chile	Hong Kong SAR	Netherlands	Saudi Arabia	United Kingdom		14%
China	Hungary	New Zealand	Singapore	United States	Europe,
Middle East &
Colombia	Indonesia	Norway	South Africa	Vietnam
Africa
Czech Republic	Ireland	Pakistan	Spain

United

States

63%

North America			Europe, Middle East & Africa		Asia			Latin America
Premiums**	$32.0 billion		Premiums**	$7.1 billion		Premiums**	$4.8 billion		Premiums**	$2.9 billion
Employees	16,400		Employees	4,000		Employees	9,000		Employees	5,000
Offices	163		Offices	64		Offices	203		Offices	73

*YTD 2022 gross premiums written **FY 2021 gross premiums written

Third Quarter 2022	4

Product Breadth

• Chubb has one of the largest product portfolios in the global insurance industry.
• • More than 200 distinct commercial insurance and reinsurance products and services
  • Specialty coverages for clients ranging from multinational corporations, middle market companies and small businesses to consumers

Products and Services

Commercial Property &

Casualty

Full range of traditional and specialty products for businesses of all sizes

Accident & Health

Personal accident, supplemental health and travel accident insurance

Agriculture

Crop insurance and farm and ranch-related agribusiness

Personal Lines Traditional and high-valueautomobile, homeowners, recreational marine/aviation, valuables and umbrella liability coverage; specialty coverage such as mobile phone handset insurance

Reinsurance

Property catastrophe, casualty, A&H and other coverages

Life

Savings and protection-oriented products

Premium Distribution by Product*
	2% Global Reinsurance
	Agriculture
			Large Corporate
Global A&H	8%		Commercial P&C
	20%
and Life

15%

	18%	25%
Personal	Middle Market/
Lines	12%	Small Commercial
	P&C

Wholesale Specialty

Commercial P&C

Third Quarter 2022

*YTD 2022 net premiums written 5