On February 20, 2020, Dennis F. Beardslee, a director of Citizens & Northern Corporation (the "Corporation") and its wholly-owned banking subsidiary, Citizens & Northern Bank (the "Bank"), communicated to the Board of Directors his intent to retire as a director of the Corporation, effective as of the Corporation's annual meeting of shareholders on April 16, 2020. Mr. Beardslee's decision to retire was not the result of a disagreement with the Corporation on any matter relating to the Corporation's or the Bank's operations, policies or practices.