Financials CPI Card Group Inc.

Equities

PMTS

US12634H2004

Consumer Lending

Market Closed - Nasdaq Other stock markets 04:00:00 2025-06-13 pm EDT			5-day change	1st Jan Change
22.33 ^USD	-2.19%		+2.48%	-25.29%

May. 27	Cpi Card Group Insider Bought Shares Worth $251,172, According to a Recent SEC Filing	MT
May. 12	Cpi Card Group Insider Bought Shares Worth $322,650, According to a Recent SEC Filing	MT

Projected Income Statement: CPI Card Group Inc.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	-	375.1	475.7	444.5	480.6	540	607.4	641.5
Change	-	-	26.83%	-6.56%	8.11%	12.36%	12.49%	5.6%
EBITDA ¹	-	74.56	97.7	89.49	91.88	101.9	116.4	124.3
Change	-	-	31.04%	-8.41%	2.67%	10.9%	14.28%	6.72%
EBIT ¹	-	59.46	79.13	61.59	62.79	73.55	88.33	93.01
Change	-	-	33.07%	-22.17%	1.95%	17.14%	20.09%	5.31%
Interest Paid ¹	-	-30.61	-29.62	-26.91	-34.09	-31.8	-31.48	-24.53
Earnings before Tax (EBT) ¹	-	23.82	49.15	34.46	25.03	41.74	56.85	68.49
Change	-	-	106.31%	-29.88%	-27.38%	66.79%	36.18%	20.48%
Net income ¹	16.13	15.94	36.54	23.98	19.52	30.18	40.75	48.97
Change	-	-1.17%	129.22%	-34.36%	-18.61%	54.59%	35.04%	20.16%
Announcement Date	2/25/21	3/8/22	3/8/23	3/7/24	3/4/25	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4
Net sales ¹	-	93.21	111.4	113.3	124.6	126.4	120.9	115	105.9	102.9	111.9	118.8	124.8	125.1	122.8	133	141.9	142.4	144.8	149.7	155.1	155.2
Change	-	-	19.55%	1.69%	9.95%	1.49%	-4.42%	-4.88%	-7.91%	-2.83%	8.81%	6.15%	4.99%	0.28%	-1.87%	8.31%	6.71%	0.39%	1.69%	3.37%	3.63%	0.05%
EBITDA ¹	-	12.7	22.54	19.69	28.27	27.2	25.06	23.32	21.24	19.88	22.98	21.91	25.08	21.91	21.16	23.89	28.24	28.88	26.91	28.5	29.02	30.16
Change	-	-	77.54%	-12.64%	43.58%	-3.78%	-7.89%	-6.92%	-8.94%	-6.42%	15.6%	-4.63%	14.46%	-12.65%	-3.41%	12.87%	18.23%	2.26%	-6.82%	5.93%	1.8%	3.93%
EBIT ¹	-	9.206	17.98	15.05	23.44	22.65	20.6	17.49	12.96	10.54	14.14	14.91	17.8	15.94	14.1	16.6	20.98	21.9	19.6	21.31	21.8	22.93
Change	-	-	95.32%	-16.28%	55.74%	-3.39%	-9.06%	-15.08%	-25.9%	-18.69%	34.22%	5.4%	19.38%	-10.44%	-11.52%	17.67%	26.4%	4.41%	-10.54%	8.77%	2.26%	5.21%
Charge d'intérêts ¹	-	-7.412	-7.865	-7.146	-7.323	-7.282	-6.781	-	-6.714	-6.678	-6.425	-6.53	-13.46	-7.674	-7.685	-7.983	-8.095	-8.026	-8.215	-8.215	-8.215	-8.215
Earnings before Tax (EBT) ¹	-	1.785	9.72	7.893	16.06	15.48	13.7	10.67	6.194	3.891	7.655	8.301	0.819	8.252	6.437	8.588	12.86	13.85	11.38	13.1	13.58	14.72
Change	-	-	444.54%	-18.8%	103.46%	-3.64%	-11.45%	-22.1%	-41.97%	-37.18%	96.74%	8.44%	-90.13%	907.57%	-21.99%	33.41%	49.72%	7.74%	-17.85%	15.11%	3.68%	8.36%
Net income ¹	6.626	0.673	6.002	6.151	11.91	12.48	10.87	6.523	3.857	2.732	5.455	6.001	1.293	6.772	4.774	6.155	9.268	9.967	8.136	9.366	9.71	10.52
Change	-	-89.84%	791.83%	2.48%	93.63%	4.76%	-12.86%	-40.01%	-40.87%	-29.17%	99.67%	10.01%	-78.45%	423.74%	-29.5%	28.93%	50.58%	7.54%	-18.37%	15.12%	3.67%	8.37%
Announcement Date	11/5/21	3/8/22	5/5/22	8/8/22	11/3/22	3/8/23	5/9/23	8/8/23	11/7/23	3/7/24	5/7/24	8/5/24	11/5/24	3/4/25	5/7/25	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: CPI Card Group Inc.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	253	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	2/25/21	3/8/22	3/8/23	3/7/24	3/4/25	-	-	-

Estimates

Cash Flow Forecast: CPI Card Group Inc.

Fiscal Period: December	2023	2024	2025	2026
CAPEX ¹	6.405	9.257	12.6	29.8
Change	-	44.53%	36.13%	136.5%
Free Cash Flow (FCF) ¹	27.64	34.06	-	-
Change	-	23.23%	-100%	-
Announcement Date	3/7/24	3/4/25	-	-

¹USD in Million

Estimates

Forecast Financial Ratios: CPI Card Group Inc.

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	19.88%	20.54%	20.13%	19.12%	18.87%	19.17%	19.37%
EBIT Margin (%)	-	-	15.85%	16.63%	13.85%	13.07%	13.62%	14.54%	14.5%
EBT Margin (%)	-	-	6.35%	10.33%	7.75%	5.21%	7.73%	9.36%	10.68%
Net margin (%)	-	-	4.25%	7.68%	5.4%	4.06%	5.59%	6.71%	7.63%
FCF margin (%)	-	-	-	-	6.22%	7.09%	-	-	-
FCF / Net Income (%)	-	-	-	-	115.22%	174.46%	-	-	-
Profitability
ROA	5.81%	10.02%	13.91%	17.51%	13.04%	12.2%	-	-	-
ROE	2.87%	-11.08%	-12.31%	-35.98%	-35.8%	-44.59%	-	-	-
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	2.82x	-	-	-	-
Debt / Free cash flow	-	-	-	-	9.14x	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	1.44%	1.93%	2.33%	4.91%	-
CAPEX / EBITDA (%)	-	-	-	-	7.16%	10.08%	12.37%	25.6%	-
CAPEX / FCF (%)	-	-	-	-	23.18%	27.18%	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Book Value Per Share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
EPS ¹	-	-	1.36	3.11	2.01	1.64	2.5	3.343	4
Change	-	-	-	128.68%	-35.37%	-18.41%	52.44%	33.73%	19.64%
Nbr of stocks (in thousands)	-	-	11,255	11,386	11,459	11,159	11,281	11,281	11,281
Announcement Date	-	-	3/8/22	3/8/23	3/7/24	3/4/25	-	-	-