Financials Croghan Bancshares, Inc.

Equities

CHBH

US2270721051

Banks

Delayed OTC Markets 01:08:08 2024-05-20 pm EDT 5-day change 1st Jan Change
45.62 USD +0.26% Intraday chart for Croghan Bancshares, Inc. +0.26% -0.83%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 113.4 120.7 116 140.7 120.9 96.86
Enterprise Value (EV) 1 147 160.5 154.5 152.4 201 164.8
P/E ratio 9.48 x 9.71 x 8.5 x 9.32 x 8.74 x 9.11 x
Yield 3.34% 3.51% 3.85% 3.38% 3.98% 4.96%
Capitalization / Revenue 3.01 x 3.04 x 2.78 x 3.09 x 2.71 x 2.32 x
EV / Revenue 3.9 x 4.04 x 3.71 x 3.35 x 4.5 x 3.94 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.99 x 0.98 x 0.85 x 1 x 1.11 x 0.81 x
Nbr of stocks (in thousands) 2,279 2,255 2,231 2,198 2,159 2,106
Reference price 2 49.75 53.50 52.00 64.00 56.00 46.00
Announcement Date 2/7/19 2/7/20 3/26/21 3/24/22 3/23/23 3/27/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 37.67 39.68 41.71 45.52 44.67 41.82
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 14.16 15.01 16.58 18.53 16.99 13.02
Net income 1 12 12.52 13.72 15.23 14.01 10.77
Net margin 31.86% 31.56% 32.89% 33.46% 31.37% 25.76%
EPS 2 5.250 5.510 6.118 6.867 6.410 5.049
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 1.660 1.880 2.000 2.160 2.230 2.280
Announcement Date 2/7/19 2/7/20 3/26/21 3/24/22 3/23/23 3/27/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 33.7 39.8 38.5 11.7 80.1 68
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 10.7% 10.5% 10.6% 11% 11.3% 9.42%
ROA (Net income/ Total Assets) 1.42% 1.45% 1.44% 1.42% 1.25% 0.96%
Assets 1 845.3 862.2 952.6 1,070 1,119 1,122
Book Value Per Share 2 50.40 54.80 60.90 63.70 50.50 56.80
Cash Flow per Share 2 9.010 9.140 14.60 20.80 9.740 17.70
Capex 1 0.87 1.26 0.75 1.32 0.67 1.26
Capex / Sales 2.31% 3.18% 1.79% 2.9% 1.49% 3.01%
Announcement Date 2/7/19 2/7/20 3/26/21 3/24/22 3/23/23 3/27/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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