Financials Eurobank Ergasias Services and Holdings S.A.

Equities

EUROB

GRS323003012

Banks

Market Closed - Athens S.E. 10:19:43 2024-04-26 am EDT 5-day change 1st Jan Change
2.02 EUR +1.51% Intraday chart for Eurobank Ergasias Services and Holdings S.A. +10.14% +25.47%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 3,409 2,145 3,306 3,915 5,981 7,393 - -
Enterprise Value (EV) 1 3,409 2,145 3,306 3,915 5,981 7,393 7,393 7,393
P/E ratio 13.1 x -1.75 x 9.9 x 2.93 x 5.19 x 6.74 x 6.58 x 5.92 x
Yield - - - - - 5.08% 6.2% 7.43%
Capitalization / Revenue 1.85 x 0.98 x 1.74 x 1.25 x 2.13 x 2.54 x 2.47 x 2.38 x
EV / Revenue 1.85 x 0.98 x 1.74 x 1.25 x 2.13 x 2.54 x 2.47 x 2.38 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.51 x 0.41 x 0.6 x 0.59 x - 0.86 x 0.8 x 0.74 x
Nbr of stocks (in thousands) 3,705,225 3,707,872 3,708,841 3,710,640 3,714,906 3,660,053 - -
Reference price 2 0.9200 0.5786 0.8914 1.055 1.610 2.020 2.020 2.020
Announcement Date 3/12/20 3/10/21 3/10/22 3/9/23 3/7/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,844 2,181 1,900 3,135 2,803 2,911 2,993 3,112
EBITDA - - - - - - - -
EBIT 1 987 1,312 1,028 1,893 1,816 1,971 1,893 1,970
Operating Margin 53.52% 60.16% 54.11% 60.38% 64.77% 67.71% 63.23% 63.31%
Earnings before Tax (EBT) 1 160 -876 483 1,735 1,542 1,679 1,712 1,673
Net income 1 127 -1,213 328 1,330 1,140 1,253 1,233 1,199
Net margin 6.89% -55.62% 17.26% 42.41% 40.65% 43.06% 41.21% 38.52%
EPS 2 0.0700 -0.3300 0.0900 0.3600 0.3100 0.2996 0.3068 0.3410
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - - - - 0.1026 0.1251 0.1500
Announcement Date 3/12/20 3/10/21 3/10/22 3/9/23 3/7/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 S1 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 935 924 467 509 703 825 519 1,088 620 711.6 703.2 769 685.7 684.1 667.2 640.9
EBITDA - - - - - - - - - - - - - - - -
EBIT 1 501.3 477 264 287.5 481 597.2 333 481.4 398.1 489.8 462 484.4 506 - - -
Operating Margin 53.61% 51.62% 56.53% 56.48% 68.42% 72.39% 64.16% 44.25% 64.21% 68.83% 65.7% 62.99% 73.79% - - -
Earnings before Tax (EBT) 1 - 256 71 156 355 835 234 311 - 361 372 360 451 - - -
Net income -1,166 190 26.1 112 270 671 165 223.2 236.5 447.5 296 159.4 - - - -
Net margin -124.71% 20.56% 5.59% 22% 38.41% 81.33% 31.79% 20.51% 38.15% 62.89% 42.09% 20.73% - - - -
EPS 2 - - 0.0100 0.0300 0.0700 0.1800 0.0400 0.0600 - - 0.0800 0.0400 0.0900 - - -
Dividend per Share - - - - - - - - - - - - - - - -
Announcement Date 9/1/20 8/31/21 11/25/21 3/10/22 5/25/22 7/29/22 11/11/22 3/9/23 5/17/23 8/1/23 11/7/23 3/7/24 - - - -
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 4.39% -18.2% 6.07% 21.9% - 15% 13.2% 12.4%
ROA (Net income/ Total Assets) 0.42% -1.87% 0.45% 1.67% - 1.46% 1.16% 1.07%
Assets 1 30,332 64,762 72,792 79,655 - 85,836 106,326 112,566
Book Value Per Share 2 1.800 1.410 1.490 1.780 - 2.340 2.520 2.740
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 3/12/20 3/10/21 3/10/22 3/9/23 3/7/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
A-
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
11
Last Close Price
2.02 EUR
Average target price
2.368 EUR
Spread / Average Target
+17.23%
Consensus
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