FINTEL PLC |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 290 GBX | -3.01% |
|
+2.84% | +15.31% |
| Mar. 28 | Transcript : Fintel Plc, 2023 Earnings Call, Mar 28, 2024 | |
| Mar. 26 | Fintel announces GBP1.5 million investment for 5.8% of Mortgage Brain | AN |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 237.1 | 174.5 | 235.6 | 214.7 | 261.1 | 301.2 | - | - |
| Enterprise Value (EV) 1 | 264.1 | 193.9 | 236.6 | 204.1 | 261 | 300.3 | 291.2 | 281.5 |
| P/E ratio | - | - | 14.6 x | 21.8 x | 37 x | 25.9 x | 22 x | 19.6 x |
| Yield | 1.74% | 1.58% | 1.31% | 1.57% | 1.37% | 1.24% | 1.31% | 1.38% |
| Capitalization / Revenue | 3.78 x | 2.86 x | 3.69 x | 3.23 x | 4.02 x | 4.04 x | 3.8 x | 3.57 x |
| EV / Revenue | 4.21 x | 3.18 x | 3.7 x | 3.07 x | 4.02 x | 4.03 x | 3.67 x | 3.33 x |
| EV / EBITDA | 15.5 x | 11.2 x | 12.9 x | 10.5 x | 12.7 x | 13.1 x | 11.3 x | 10.1 x |
| EV / FCF | - | 12.6 x | 14 x | 13.3 x | 21.4 x | 25.9 x | 19.5 x | 17.6 x |
| FCF Yield | - | 7.94% | 7.14% | 7.54% | 4.67% | 3.86% | 5.13% | 5.68% |
| Price to Book | - | - | 2.67 x | 2.21 x | 2.56 x | 2.7 x | 2.45 x | 2.23 x |
| Nbr of stocks (in thousands) | 96,782 | 96,807 | 102,879 | 103,492 | 103,835 | 103,849 | - | - |
| Reference price 2 | 2.450 | 1.802 | 2.290 | 2.075 | 2.515 | 2.900 | 2.900 | 2.900 |
| Announcement Date | 3/10/20 | 3/23/21 | 3/22/22 | 3/21/23 | 3/19/24 | - | - | - |
1GBP in Million2GBP
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 62.77 | 61 | 63.9 | 66.5 | 64.9 | 74.55 | 79.3 | 84.4 |
| EBITDA 1 | 17 | 17.32 | 18.3 | 19.4 | 20.5 | 23 | 25.85 | 28 |
| EBIT 1 | 16.08 | 15.1 | 14.8 | 16.3 | 16.9 | 19.15 | 21.8 | 23.8 |
| Operating Margin | 25.62% | 24.75% | 23.16% | 24.51% | 26.04% | 25.69% | 27.49% | 28.2% |
| Earnings before Tax (EBT) 1 | - | 10.19 | 19.9 | 12.4 | 9.6 | 16.3 | 19.1 | 21.3 |
| Net income 1 | - | - | 15.4 | 9.8 | 7.1 | 11.95 | 14.05 | 15.5 |
| Net margin | - | - | 24.1% | 14.74% | 10.94% | 16.03% | 17.72% | 18.36% |
| EPS 2 | - | - | 0.1570 | 0.0950 | 0.0680 | 0.1120 | 0.1320 | 0.1480 |
| Free Cash Flow 1 | - | 15.4 | 16.9 | 15.4 | 12.2 | 11.6 | 14.95 | 16 |
| FCF margin | - | 25.24% | 26.45% | 23.16% | 18.8% | 15.56% | 18.85% | 18.96% |
| FCF Conversion (EBITDA) | - | 88.89% | 92.35% | 79.38% | 59.51% | 50.43% | 57.83% | 57.14% |
| FCF Conversion (Net income) | - | - | 109.74% | 157.14% | 171.83% | 97.07% | 106.41% | 103.23% |
| Dividend per Share 2 | 0.0426 | 0.0285 | 0.0300 | 0.0325 | 0.0345 | 0.0360 | 0.0380 | 0.0400 |
| Announcement Date | 3/10/20 | 3/23/21 | 3/22/22 | 3/21/23 | 3/19/24 | - | - | - |
1GBP in Million2GBP
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2019 S2 | 2020 S1 | 2020 S2 | 2021 S1 | 2022 S1 |
|---|---|---|---|---|---|
| Net sales | - | 28.87 | 32.14 | 31.7 | - |
| EBITDA | 10.19 | 7.354 | 9.97 | 8.3 | - |
| EBIT | - | 6.4 | 8.7 | - | - |
| Operating Margin | - | 22.17% | 27.07% | - | - |
| Earnings before Tax (EBT) | - | - | 5.846 | - | - |
| Net income 1 | - | - | 5.368 | - | 4.7 |
| Net margin | - | - | 16.7% | - | - |
| EPS 2 | - | - | - | - | 0.0460 |
| Dividend per Share | - | - | 0.0285 | - | - |
| Announcement Date | 3/10/20 | 9/15/20 | 3/23/21 | 9/21/21 | 9/20/22 |
1GBP in Million2GBP
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | 27 | 19.4 | 1 | - | - | - | - | - |
| Net Cash position 1 | - | - | - | 10.6 | 0.1 | 0.9 | 10 | 19.7 |
| Leverage (Debt/EBITDA) | 1.588 x | 1.12 x | 0.0546 x | - | - | - | - | - |
| Free Cash Flow 1 | - | 15.4 | 16.9 | 15.4 | 12.2 | 11.6 | 15 | 16 |
| ROE (net income / shareholders' equity) | - | - | 18.9% | 13.6% | 12.7% | 12.3% | 12.8% | 12.8% |
| ROA (Net income/ Total Assets) | - | - | - | - | - | - | - | - |
| Assets 1 | - | - | - | - | - | - | - | - |
| Book Value Per Share 2 | - | - | 0.8600 | 0.9400 | 0.9800 | 1.080 | 1.180 | 1.300 |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex 1 | - | 1.29 | - | - | 4.8 | 4.7 | 3.85 | 4.2 |
| Capex / Sales | - | 2.11% | - | - | 7.4% | 6.3% | 4.85% | 4.98% |
| Announcement Date | 3/10/20 | 3/23/21 | 3/22/22 | 3/21/23 | 3/19/24 | - | - | - |
1GBP in Million2GBP
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C-
Sell
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
2.9
GBP
Average target price
3.2
GBP
Spread / Average Target
+10.34%
EPS Revisions
Annual profits - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| +15.31% | 375M | |
| -6.03% | 113B | |
| -3.98% | 87.91B | |
| +20.42% | 63.85B | |
| +5.29% | 61.9B | |
| +10.12% | 42.86B | |
| +7.95% | 40.84B | |
| +18.92% | 34.58B | |
| +5.88% | 25.46B | |
| -5.25% | 22.13B |
- Stock Market
- Equities
- FNTL Stock
- Financials Fintel Plc
