First Mid Bancshares : Promotes Fredy D. Moreno to CRA Retail Loan Officer

FOR IMMEDIATE RELEASE

October 21, 2022

Media Contact: Tim Bill	Investor Contact: Aaron Holt
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FIRST MID PROMOTES FREDY D. MORENO TO CRA RETAIL LOAN OFFICER

MATTOON, IL - First Mid Bank & Trust is pleased to announce the promotion of Fredy D. Moreno to CRA Retail Loan Officer in Champaign, IL, and the surrounding communities. His role as a retail lender is to assist customers with all aspects of Mortgage Lending, including home purchases, refinances, and home equity lines of credit.

"We are excited to have Fredy transition into the role of CRA Retail Loan Officer," says Chad Abernathy, Chief Retail Loan Officer at First Mid Bank & Trust. "When purchasing a home, he will ensure the buying process is as smooth as possible. Fredy can also assist with refinancing a current mortgage, either to change a current interest rate or loan term, or to receive cash out. He cares about helping his customers get into their ideal home with the right financing. Fredy has been a wonderful asset to First Mid over the last few years and I am extremely confident he will serve his communities and colleagues well in his new role."

Moreno will be specializing in offering low down payment lending products, including FHA financing and Down Payment Assistance programs. He will also be focused on Community Reinvestment Act (CRA) lending, which helps meet the credit needs of the community, including low- and moderate-income (LMI) neighborhoods, consistent with safe and sound banking operations. He began his banking career with First Mid in July 2017 and has previously held the roles of Teller at the Tuscola banking center and Retail Loan Officer with offices at both the Arcola and Tuscola banking centers.

Active in the community, Moreno volunteers with the Arcola Rec, serving as its President and Director of Soccer, and is a member of the Arcola Rotary.

He is located at two First Mid banking centers, 249 W. Springfield Rd. in Arcola and 114 W. Church St. in Champaign. He can also be reached at 217-268-5711 in Arcola or 217-398-0515 in Champaign.

About First Mid Bancshares, Inc.: First Mid Bancshares, Inc. is the parent company of First Mid Bank & Trust, N.A., First Mid Insurance Group, and First Mid Wealth Management

Company. First Mid is a $6.7 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, Ag services, and insurance through a sizeable network of locations throughout Illinois, Missouri, and Texas, and a loan production office in the greater Indianapolis area. Together, our First Mid team takes great pride in providing solutions and services to our customers and communities and has done so over the last 157 years. More information about the Company is available on our website at firstmid.com.