Funding Circle : Voting card

71 Queen Victoria Street London

EC4V 4AY

T: [phone]

F: [phone] www.fundingcircle.com

4 April 2024

Dear Shareholder

Funding Circle Holdings plc - Notice of Annual General Meeting and voting instructions

I write to inform you that you can now access the Notice of Annual General Meeting ('AGM') by visiting the Company's website at https://corporate.fundingcircle.com/investors/shareholder-meetings. Explanatory notes on all the resolutions can be found in the Notice of AGM. The Company's 2023 Annual Report and Accounts also continues to be available at: https://corporate. fundingcircle.com/investors/results-reports-presentations/.

The AGM will be held at the Company's offices at 71 Queen Victoria Street, London EC4V 4AY, on Wednesday 15 May 2024 at 12 pm.

The Company is offering facilities for shareholders to attend and vote at the AGM in person or electronically, should they wish to do so. Further details are set out in the Notice of AGM.

You can vote your Funding Circle Holdings plc shares online at www.sharevote.co.uk. You will need to use your Voting ID, Task ID and Shareholder Reference (shown below) to log on.

Please note that voting instructions must be registered by no later than 12.00 on Monday, 13 May 2024.

Voting ID

Shareholder reference

Task ID

Please note that this letter does not contain a summary of the contents of the Notice of AGM and should not be regarded as a substitute for reading the Notice of AGM in full. Please view and download the Notice of AGM before deciding how to vote on the resolutions.

You have received this letter because you are deemed to have consented to receive shareholder documentation by means of a website, with paper notification of the publication of any documents on our website. If you would like to receive future notifications issued by the Company by email rather than by letter, please visit www.shareview.co.uk and complete your registration details. This would also help reduce our impact on the environment.

If you have any questions concerning this letter or cannot locate or access the Notice of AGM on the website, please contact Equiniti by calling the helpline on 0371 384 2577 or [phone] if calling from abroad. Lines are open from 8.30am to 5.30pm, Monday to Friday, excluding public holidays in England and Wales.

Yours faithfully

Lucy Vernall

Company Secretary

Funding Circle Holdings plc is registered in England (Co. No. 07123934) with its registered office at 71 Queen Victoria Street London EC4V 4AY.