Ref. No.: GIC-HO/BOARD/SE-Q2-OBM/203/2023-24 | Date: November 9, 2023 | |
To, | ||
The Manager | The Manager | |
Listing Department | Listing Department | |
BSE Limited | The National Stock Exchange of India Ltd. | |
Phiroze Jeejeebhoy Tower | Exchange Plaza, 5th Floor, Plot C/1, | |
Dalal Street | G Block, Bandra Kurla Complex | |
Mumbai - 400001 | Mumbai - 400051 |
Scrip Code: (BSE - 540755/ NSE - GICRE)
Sub: Outcome of Board Meeting held on 9th November 2023
Dear Sir/Madam,
-
Pursuant to Regulation 33 of SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015 and other applicable requirements, we forward herewith a copy of the unaudited financial results (Standalone and Consolidated) for the quarter/period ended September 30, 2023 together with the Auditors' Limited Review Report approved by the Board of Directors at its meeting held today.
Disclosure on Related Party Transaction on Consolidated basis for the Half Year ended September 30, 2023, is submitted in XBRL Form, in compliance with provisions of Regulation 23 (9) of SEBI LODR. - Pursuant to Regulation 30 of SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015 and Insurance Regulatory and Development Authority of India (IRDAI) Corporate Governance Guidelines 2016, we wish to inform you that the Board of Directors at its meeting held today have considered and approved the appointment of Mr. Suresh Sindhi as Appointed Actuary (Life Reinsurance Business) & Key Management Person of the Corporation in place of Mr. Vikash Kumar Sharma w.e.f. 9th November 2023. His terms of appointment have been recommended by the Nomination and Remuneration Committee (NRC) and approved by the Board of Directors. Brief profile of Mr. Suresh Sindhi is attached.
The same will also be available on the website of the Corporation at www.gicre.in.
The Board meeting commenced at 04:20 p.m. and concluded at 07:30 p.m.
For General Insurance Corporation of India
SATHEESH KUMAR S
Digitally signed by
SATHEESH KUMAR S Date: 2023.11.09 19:42:29 +05'30'
(Satheesh Kumar)
CS & Compliance Officer
(भारत सरकार क कं पनी) | 'सरु ा', १७०, जे. टाटारोड, चचगेट, मंबईु ४०००२० |
General Insurance Corporation of India | ''SURAKSHA'', 170, J. Tata Road, Churchgate, |
(Government of India Company) | Mumbai 400020. INDIA Tel: 91-22-22867000 |
CIN: L67200MH1972GOI016133 IRDA REG NO.: 112 | FAX Server: 91-22-229899600, www.gicre.in |
E-mail: info@gicre.in |
Brief Profile of Mr. Suresh Sindhi, Appointed Actuary (Life Reinsurance Business)
Mr. Suresh Sindhi has more than 20 years of varied experience in Life Insurance, Consulting and Reinsurance with skills of Statutory Valuation, Actuarial Pricing, IFRS 17, Product Development Portfolio Management and Analysis of Surplus. He is Fellow member of Institute of Actuaries of India and also a Fellow member of Institute of Actuaries, UK.
(भारत सरकार क कं पनी) | 'सरु ा', १७०, जे. टाटारोड, चचगेट, मबईंु ४०००२० |
General Insurance Corporation of India | ''SURAKSHA'', 170, J. Tata Road, Churchgate, |
(Government of India Company) | Mumbai 400020. INDIA Tel: 91-22-22867000 |
CIN: L67200MH1972GOI016133 IRDA REG NO.: 112 | FAX Server: 91-22-229899600, www.gicre.in |
E-mail: info@gicre.in |
KASG &Co. | Mehra Goel & Co. |
Chartered Accountants | Chartered Accountants |
105, Madhur Apartment, | 305-306, 3,d Floor, Garnet Palladium, |
TPS Road, Near Babt:,ai Naka, | Behind Express Zone, Off Western Express |
Borivali West, Mumbai -400092 | Highway, Goregaon East, Mumbai--400063 |
Independent Auditor's Limited Review Report on Quarter and Six months ended Unaudited Standalone Financial Results of General Insurance Corporation ofIndia pursuant to Regulation
33 of the SEBI (Listing Obligations and Disclosures Requirements) Regulations, 2015 as amended read with IRDA Circular reference: IRDA/F & A/CIA/LFTD/027/01/2017 dated January 30, 2017
To,
The Board ofDirectors,
General Insurance Corporation ofIndia
- We have reviewed the accompanying statement of unaudited standalone financial results of Ge11eral Insurance Corporation oflndia ('Corporation') for the Quaiter and Six months ended September 30, 2023 ('the statement'), being submitted by the Corporation pursuant to the requirement of Regulation 33 of SEBJ (Listing Obligations and Disclosure Requirements) Regulations, • 2015 as amended ('the Regulation'), read with lRDA Circular No. fRDA/F&A/ClA/LFTD/027/0l/2017 dated January 30, 2017 ('the Circular'). This Statement which is the responsibility of the Corporation's Management has been prepared in accordance with the recognition and measurement principles laid down in the Accounting Standard 25 '' Interim Financial Reporting" ("AS 25"), prescribed under Section 133 of the Companies Act, 2013 as amended read with relevant rules issued thereunder, accounting and presentation principles as prescribed in the relevant provisions ofthe Insurance Act, 193 8 (the "Insurance Act"), the Insurance Regulatory and Development Authority Act, 1999 (the "IRDA Act") and IRDA (Preparation of Financial Statements and Auditors' Report of Insurance Companies) Regulations, 2002; orders/directions/circulars issued by the Insurance Regulatory and Development Authority oflndia (h JRDAf"/ "the Authority") to the extent applicable and other recognized accounting practices and policies and approved by the Board of Directors of the Corporation. Our responsibility is to issue a review report on the statement based on our review.
- We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410 "Review oflnterim Financial Jnfonnation Perfonned by the Independent Auditor of the Entity", issued by the Institute of Chartered Accountants of India. This Standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free ofmaterial misstatement. A review is Iimited primarily to inquiries of Corporation personnel and analytical procedures applied to financial data and thus provides less assurance than an audit. We have not performed an audit and, accordingly, we do not express an audit opinion. In the conduct of our review, we have not covered foreign/Indian branches.
- Based on our review conducted as above and based on the consideration of the review report of another auditor referred to in paragraph 1 of other matters of this report, nothing has come to our attention that causes us to believe that the accompanying statement of unaudited Standalone Financial Results prepared in accordance with the Accounting Standard 25, "Interim Financial Reporting" prescribed under Section 133 ofthe Companies Act, 20 l 3 as amended read with relevant mies issued thereunder, accounting and presentation principles as prescribed in the relevant provisions of the Insurance Act, 1938 (the "Insurance Act"), the Insurance Regulatory and Development Authority Act, 1999 (the "IRDA Act") and [RDA (Preparation of Financial Statements and Auditors' Report of Insurance Companies) Regulations, 2002; orders/directions/circulars issued by the Insurance Regulatory and Development Authority of India
(''IRDAl"/ "the Authority") to the extent applicable and other recognized accounting practices and
policies, h ' | 01 disclosed the infonnation required to be disclosed in terms ofRegul • | .� � | ||||||||||
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KASG&Co.• | Mehra Goel & Co. |
Chartered Accountants | Chartered Accountants |
105, Madhur Apartment, | 305-306, 3rd Floor, Garnet Palladium, |
TPS Road, Near Babhai Naka, | Behind Express Zone, Off Western Express |
Borivali West, Mumbai - 400092 | Highway, Goregaon East, Mumbai-400063 |
SEBJ (Listing Obligations and Disclosure Requirements) Regulations, 2015 including the manner in which it is to be disclosed, or that it contains any material misstatement.
- Emphasis ofMatter
- We draw attention to Note No. 4 to the Standalone Financial Results regarding, balances due to/from an
- We draw attention to Note No. 9 to the Standalone Financial Results regarding the basis of non-creation of Catastrophe Reserve during the current qua11er due to uncertainties as mentioned in the aforesaid note.
- We draw attention to Note No. 8, to the Standalone Financial Results regarding change in methodology of accrual of premium pursuant to IRDA circular.
Our conclusion is not modified in respect ofthe above matters.
- Other Matters
- We did not review the interim financial information of one foreign branch included in the Standalone Financial Results, whose unaudited financial information reflect total Premium earned (Net) (before eliminations) of Rs. 26,712 Lakhs and Rs. 44,481 Lakhs for the quarter and six months ended September 30, 2023 respectively, total assets (before eliminations) ofRs. 3,73,403 Lakhs, as at September 30, 2023, as considered in the unaudited Standalone Financial Results. These interim financial information have been reviewed by another auditor whose report has been furnished to us and our conclusion on the Standalone Financial Results, in so far as it relates to the amounts and disclosures included in respect of this foreign branch is based solely on the report of another auditor.
- We or the branch auditors did not review· the interim tinancial information of One lndian Branch and Two foreign branches (including one run off branch) included in this Standalone Financial Results whose financial results reflects total Premiums earned (Net) (before eliminations) of Rs. 43,633 Lakhs and Rs. 87,012 Lakhs for the quarter and six months ended September 30, 2023 respectively, total assets (before eliminations) of Rs. 5,08,521 Lakhs, as at September 30, 2023 as considered in the Standalone Financial Results. According to the information and explanations given to us by the Manag·ement, these interim financial information are not material to the Corporation.
- Three branches are located outside India whose interim financial infom1ation have been prepared in accordance with accounting principles generally accepted in their respective countries and which have been reviewed by another auditors or local management certified under generally accepted auditing standards applicable in their respective countries. The Corporation's management has converted the interim financial infonnation of such branches located outside India from accounting principles ·generally accepted in their respective countries to accounting principles generally accepted in India. We have
reviewed these conversion adjustments made by the- Corporation's management. | 'I'- | |||||||||
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Our co | o far as it relates to the balances and affairs of such foreign branches | |||||||||
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KA S G &Co. | Mehra Goel &Co. |
Chartered Accountants | Chartered Accountants |
105, Madhur Apartment, | 305-306, 3rd Floor, Garnet Palladium, |
TPS Road, Near Babhai Naka, | Behind Express Zone, Off Western Express |
Borivali West, Mumbai - 400092 | Highway, Goregaon East, Mumbai-400063 |
accounts and the material conversion adjustments prepared by the management of the Corporation reviewed by us.
- The actuarial valuation of liabilities in respect ofJncurred But Not Reported (the "IBNR") including .Incurred but not Enough Reported (the "IBNER"), Premium Deficiency Reserve (the "PDR") and Technical Reserves (the "TR") is the responsibility of the Corporation's Appointed Actuaries (the "Appointed Actuaries"). The actuarial valuation of these liabilities, that are estimated using statistical methods, as at September 30, 2023 has been duly certified by the Appointed Actuaries and in their opinion, the assumptions considered by them for such valuations are in accordance with the guidelines and norms issued by the IRDAI and the Institute of Actuaries of India in concurrence with the IRDAI. We have relied upon the Appointed Actuaries' Certificates in this regard for forming our conclusion on the valuation of liabilities for outstanding claims reserves, the PDR and TR contained in the Standalone Financial Results ofthe Corporation.
- The Standalone Financial Results ofthe Corporation for the corresponding quarter and six months ended September 30, 2022 and quarter ended June 30 2023, were reviewed by D.R. Mohnot & Co and PKF Sridhar & Santhanam LLP (Joint Auditors) whose report dated November 9, 2022 and August 10, 2023 respectively, expressed an modified conclusion and unmodified conclusion respectively on those financial results.
The Standalone Financial Results of the Corporation for the year ended March 31, 2023 were audited by D.R. Mohnot & Co and PKF Sridhar & Santhanam LLP (Joint Auditors) whose report dated 25 May 2023 expressed unmodified opinion on the Standalone Financial Results.
Our conclusion is not modified in respect ofthese matters.
For K A S G & Co. | For Mehra Goel & Co. |
� tered Accou� _ | Chartered Accountants |
c; �e-' | FRN-000517N |
ARODIA (I | Vaibhav Jain |
r | Partner |
034751 | M. No. 515700 |
Place: Mumbai | Place: Mumbai |
Date: 09-11-2023 | Date: 09-11-2023 |
UDIN: 23034751BGPSIP5604 | U))IN: 23515700BGVYBM1160 |
Annexure-1
[Pursuant to the Regulation 33 of SEBJ (Listing Obligations and Disclosure Requirements) Regulations, 2015 read with IRDAI Circular reference: IRDNF&A/CIR/LFTD/027/01/2017 dated 30.01.2017]
Reviewed Statement of Standalone Flnanclal Results for the Quarter and Half Year Ended 30/09/2023
/Rs. in Lakh!!.l
SI. | Particulars |
No. | |
Reserve & Surplus (E•cluding Revaluation
-
Reserve>
Fair Value Change Account and Revaluaboo - Reserve
- Total Assets:
(al Investments:
- Shareholders' Fund
-
Policvholders' Fund
Other Assets (Nei of current liabilites
- and provisions)
34 Analytlcal Ratios ':
- Solvencv RaUo '
(Ill Expense& of Management Ratio•
(iii) Incurred Claim Ratio
Yea,- to date | Year to date | Year | ||||
3 Months ended /Ar. at | for the current | for previous | ||||
ended/As At | ||||||
period ended | period ended | |||||
(30109/2022) | ||||||
(30109/2023) | (30/06/2023) | (3DI0912023) | (30/09/2022) | (31/0312023) | ||
Reviewed | Reviewed | Reviewed | Reviewed | Reviewed | Audited | |
30,59.067 | 30,24,876 | 25,75,412 | 30.58,067 | 25,75.412 | 29,51.697 | |
39,90,865 | 36,52,433 | 33,95,382 | 39,90,865 | 33,95,382 | 33,35,544 | |
1,21,45,375 | 1,18,21,513 | 1,05,99,579 | 1,21,45,375 | 1 ,05,99,579 | 1,10,66,293 | |
35,10,297 | 34,73,465 | 25,55,387 | 35,10,297 | 25,55,387 | 31,51,578 | |
66,35,076 | 83,48,028 | 80,44,191 | 86,35,078 | 80,44,191 | 79, 16,715 | |
(49,56,468) | (48,05,229) | (45,41,065) | (49,56,468) | (45,41,065) | (46,42,077) | |
2.82 | 2.B8 | 2.25 | 2.82 | 2.25 | 2.61 | |
0.88 | 1.05 | 1.03 | 0.95 | 0.70 | 1.20 | |
98.36 | 95.05 | 97.48 | 96.83 | 95.96 | 91.43 | |
/iv) | Net retntion ratio | 92.61 | 92.30 | 90.60 | 82.47 | 93,34 | 91.95 | |||||
(v) | Combined ratio: | 115.83 | 118.47 | 117.89 | 116.98 | 113.92 | 109.31 | |||||
(vi) | AdjustedCombined Ratio 1 | 93.43 | 97.24 | 64.76 | 95.11 | 92.07 | 86.96 | |||||
(Vii) | Earning per snare (Rs.) | |||||||||||
(a) Basic and diluated EPS before | 4.17 | |||||||||||
extraordinary items (net of tax expense) | 13.32 | 10.60 | 13.32 | 14.53 | 35.98 | |||||||
not annualized for the =riods. | ||||||||||||
(b) | Basic and diluted EPS after | 35.98 | ||||||||||
extraordinary items (net of tax eJ<> | 13.32 | 4.17 | 10.60 | 13.32 | 14.53 | |||||||
not annualized tor the periods, | ||||||||||||
(viii) | NPA ralios: | |||||||||||
al Gross NPAs | 2.18 | 2.25 | 2.73 | 2.18 | 2.73 | 2.48 | ||||||
bl Net NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | ||||||
(ix) Yield on Investments /Annualised} | ||||||||||||
(a) WlthOut unrealized oains | 12.90 | 10.36 | 15.41 | 11.66 | 12. 3S | 12.19 | ||||||
(bl With unrealised aains | 9.10 | 7.46 | 11.13 | 6.37 | 8.84 | 8.82 | ||||||
(X) | Public shareholding | |||||||||||
al No. of shares In lakh | 2.494 | 2,494 | 2,494 | 2,494 | 2,494 | 2,494 | ||||||
bl Percentaoe of shareholding | 14.22% | 14.22% | 14.22% | 14.22% | 14.22% | 14.22% | ||||||
c) % or Government holding | 85.78% | 85.78% | 85.78% | 85.78% | 85.78% | 85.78% | ||||||
(in case of public sector Insurance | ||||||||||||
companies) |
Foot Note:
- Premium i$ net of reinsurance
-
Investment Income including profil/loss on sate of investments ,net of investment expanses.
3 Commission is net of commission received on reinsurance .
4 Anallflical ratios are calculated as per definiton givan in IROAI analytical ratios disclosures 5 Solvency ratio has been worked out aa on the last day of the period.
6 Expenses of management raUo is calculatedon the basis of Nat premium.
7 Adjusted Combined ratio is calculated as "Combined Ratio les!!.1he ratio of Policyholder's share of investment income to Net
Annexure-11
[Pursuant to the Regulation 33 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 read with IRDAI
Clrcular reference : IRDAIF&AICIR/LFTO/027/01/2017 dated 30.01.2017]
Reviewed Statement of Standalone Financial Results for the Quarter and Half Year Ended 30/09/2023
rRs. in Lakhs' | ||||||||
SI. No. | Particulars | 3 Months ended/As at | Year to date endedf As at | V&ar | ||||
ended/As At | ||||||||
(30109/2023) | (30/06/2023) | (30/09/2022) | (30/09/2023) | (30/09/2022) | (31/0312023) | |||
Reviewed | Reviewed | Reviewed | Reviewed | Reviewed | Audllltd | |||
lf9J Other Misclleanous | ||||||||
Net Premium | 15,762 | 18,948 | 24,154 | 34,710 | 37,728 | 63,816 | ||
Income from Investments | 4,169 | 3,285 | 5,020 | 7,454 | 7,784 | 13,600 | ||
Other Income | 210 | (111) | 758 | 99 | 1,419 | 1,084 | ||
110) FUCredit
Net Premium | 4,214 |
Jncom1J from Investments | 2,766 |
Other Income | 144 |
3,703
2,288
(77)
7,759
3,732
557
7,917 | 15,902 | 21,545 |
5,054 | 5,897 | 9,841 |
67 | 1,075 | 784 |
2
I/CJ Marine
11J Marine Caroo
Net Premium
Income from Investments Other fncomtJ
12) Marine Hull
Net Premium
Income from Investments
Other Income
(DJ Life Net Premium
Income from Investments
OtherIncome
Premium Deficiencv
A-Fire
B-Misc1Jllaneous
1-Motor
2-Aviation
3-Ennineerina
4-Worl<> Com=nsation
5-LIABILTY
6-Peronal Accident
7-Heallh
8-Aoriculture
9-0ther Misc.
10-FL/Credit
C-Marine
1-Marine Caroo
2-Marine Hull
D-Ufe
30,677 | 44,377 |
6,574 | 2,986 |
228 (101)
16,847 6,888
8,579 5,279
362 (178)
40,486 | 30,386 |
2.839 | 3,526 |
(95) | (418) |
. | . |
- | - |
- | - |
- | - |
- | |
- | - |
- | . |
- | - |
. | - |
- | . |
- | - |
. | . |
- | - |
- | . |
. | - |
946 | (174) |
9,366 75,054
4,651 9,560
669 127
15.519 | 23,735 | |||
7,459 | 13,858 | |||
1,115 | 184 | |||
34,786 | 70,872 | |||
3,578 | 6,365 | |||
524 | (513) | |||
- | - | |||
- | ||||
- | . | |||
- | ||||
- | - | |||
- | - | |||
- | ||||
- | . | |||
- | - | |||
- | - | |||
. | - | |||
. | - | |||
- | ||||
- | . | |||
- | ||||
(841) | 772 |
29,467 | 50,824 | ||||
7,790 | 12,958 | ||||
1,423 | 1,034 | ||||
27,941 | 48,701 | ||||
11,763 | 24,801 | ||||
2,145 | 1,975 | ||||
70,297 | 1,49,072 | ||||
5,835 | 13,197 | ||||
1,064 | 768 | ||||
- | - | ||||
- | - | ||||
- | - | ||||
- | - | ||||
- | - | ||||
. | |||||
. | |||||
- | - | ||||
. | - | ||||
- | - | ||||
- | - | ||||
. | - | ||||
. | - | ||||
- | - | ||||
- | - | ||||
. | - | ||||
{1,940) | (854) |
Annexure-11
[Pursuant to the Regulation 33 of SEBI (Listing Obligations and Dlsclosure Requirements) Regulations, 2015 read with IRDAI
Circular reference IRDA/F&AICIR/LFTD/027/0112017 dated 30.01.2017]
Reviewed Statement of Standalone Financial Results for the Quarter and Half Year Ended 30/09/2023 /Rs. in Lakhs
SI. No. | Particulars | 3 Months end9d/As at | Year to date ended/ As at | Year | ||||||||
ended/As At | ||||||||||||
(30/09/2023) | (30/06/2023) | (30109/2022) | (30109/2023) | {30/09/2022) (31/0312023) | ||||||||
Reviewect | Reviewed | Reviewed | Reviewed | Reviewed | Audited | |||||||
3 | Seament Underwritina orofiU Loss: | |||||||||||
(6,065) | {81,062) | (19,421) | {97,479) | (1,47,824) | ||||||||
A-Fire | (13,357) | |||||||||||
B-Misceflaneous | ||||||||||||
1-Mator | (23,830) | (68,309} | (33,074) | (92,139) | (57.001) | (1,12,371) | ||||||
2-Aviaton | (6,380) | (996) | (7,539) | (7,376) | (11,435) | (14,999) | ||||||
3-Enoineerint, | 334 | 5,176 | (179) | 5,509 | 2,196 | 2,849 | ||||||
4-Workmen Camoensation | 238 | (618) | 158 | (380) | 68 | (1,244) | ||||||
5-LIABILTY | 2,637 | 5,881 | 1,365 | 8,518 | (1,384) | 4,707 | ||||||
6-Peronal Accident | (2,470) | (789} | 734 | (4,104) | 1,594 | |||||||
?-Health | 7,482 | (36,314) | 3,987 | (28,832) | (18,605) | 5,829 | ||||||
8-Aorir;u/ture | ) | 1,063 | 6,850 | (4,321) | (4,342) | (8,751) | ||||||
(5,384 | ||||||||||||
9-0ther Misc. | 7,908 | (6,410) | 12,688 | 1,498 | (2,352) | 28,095 | ||||||
10-FL/Credit | 1,093 | (309) | (156) | 784 | (5,542) | 11,181 | ||||||
C-Marine | ||||||||||||
1-Marine Carqo | (1,13,095) | (33,913) | 10,396 | (1,47,009) | 17,935 | 34,033 | ||||||
2-Marine Hull | (44,692) | 18,597 | (12,886) | (26,094) | (838) | (29,389) | ||||||
D-Life | 42,356 | (32,739) | 6,741 | 9,616 | 13,276 | (7,847) | ||||||
4 | Saament Operating profit/Loss: | |||||||||||
A-Fire | 67,537 | 57,233 | 2,962 | 1,24,770 | 34,729 | 1,24,370 | ||||||
8-Miscellaneous | ||||||||||||
1-Motor | 33,262 | {21,797) | 29,912 | 11,465 | 45,059 | 80,638 | ||||||
2-Aviatian | (1,550) | 2,748 | (1,475) | 1,198 | (2,033) | 2,353 | ||||||
3-Enameerino | 11,092 | 13,563 | 10,968 | 24,655 | 19,766 | 39,029 | ||||||
4-Worl<> Com=nsation | 634 | (291) | 544 | 343 | 686 | 163 | ||||||
5-LIABJLTY | 7,174 | 9,762 | 6,578 | 16,936 | 7,003 | 21,608 | ||||||
6-Peronal Accident | 669 | 1,490 | 3,918 | 2,159 | 1,057 | 11,209 | ||||||
7-Health | 22,900 | (24,044) | 21,621 | (1,144) | 9,546 | 63,688 | ||||||
8-Aoriculture | 15,897 | 17,696 | 35,407 | 33,593 | 43,147 | 64,370 | ||||||
9-0ther Misc. | 12,077 | (3,125) | 17,708 | 8,952 | 5,433 | 41,695 | ||||||
to-FL/Credit | 3,859 | 1,979 | 3,576 | 5,838 | 355 | 21,022 | ||||||
C-Marine | ||||||||||||
1-Man·ne Caroo | (1,06,521) | (30,927) | 15,047 | (1,37,448) | 25,725 | 46,991 | ||||||
2-Marine Hull | (36,112) | 23,876 | (5,426) | (12,236) | 10,925 | (4,587) | ||||||
D-Life | 45,195 | (29,213) | 10,319 | 15,981 | 19,111 | 5,351 |
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GIC - General Insurance Corporation of India published this content on 09 November 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 13 November 2023 10:48:54 UTC.