Home Loan Financial Corp. reported unaudited consolidated earnings results for the fourth quarter and year ended June 30, 2014. For the quarter, the company reported net income of $850,000 or $0.61 basic and diluted earnings per share compared to net income of $820,000 or $0.59 basic and diluted earnings per share for the quarter ended June 30, 2013, an increase of $30,000, or 3.7%. The company reported income before income taxes of $1,048,919 and net interest income of $1,902,272 on total interest income of $2,064,935 compared to income before income taxes of $1,012,728 and net interest income of $1,965,756 on total interest income of $2,159,932 reported a year ago.

Net income for the year ended June 30, 2014 was $2,882,000, or $2.06 basic and diluted earnings per share, compared to $2,842,000 for the year ended June 30, 2013, or $2.04 basic and diluted earnings per share, an increase of $40,000, or 1.4%. This increase in earnings for the year ended June 30, 2014 compared with June 30, 2013 was primarily attributable to a decrease in the provision for loan losses of $240,000, partially offset by a decrease in net interest income of $30,000, a decrease in noninterest income of $147,000, an increase in total noninterest expense of $12,000 and an increase income tax expense of $11,000. The company reported income before income taxes of $4,127,852 and net interest income of $7,732,110 on total interest income of $8,412,266 compared to income before income taxes of $4,077,134 and net interest income of $7,761,950 on total interest income of $8,616,258 reported a year ago.