Home Loan Financial Corp. reported unaudited consolidated earnings results for the third quarter and nine months ended March 31, 2015. For the quarter, the company reported net interest income of $1,895,414 compared to $1,869,844 for the same period a year ago. Net interest income after provision for loan losses was $1,840,414 compared to $1,842,344 a year ago. Income before income tax expense was $944,947 compared to $965,412 a year ago. Net income was $623,647 compared to $637,612 a year ago. Basic and diluted earnings per share were $0.45 compared to $0.46 a year ago. Total interest income was $2,066,716 compared to $2,032,220 a year ago. This decrease in earnings for the quarter ended March 31, 2015 compared with March 31, 2014 was primarily attributable to an increase in the provision for loan losses of $28,000, and an increase in noninterest expense of $75,000, partially offset by an increase in net interest income of $26,000, an increase in noninterest income of $57,000, and a decrease in federal income tax expense of $7,000.

For the nine months, the company reported net interest income of $5,826,805 compared to $5,829,838 for the same period a year ago. Net interest income after provision for loan losses was $5,678,101 compared to $5,579,338 a year ago. Income before income tax expense was $3,064,688 compared to $3,078,933 a year ago. Net income was $2,018,428 compared to $2,032,213 a year ago. Basic and diluted earnings per share were $1.45 compared to $1.46 a year ago. Total interest income was $6,333,859 compared to $6,347,331 a year ago.