Stock INSTA INSTABANK ASA
Add to a list
To use this feature you must be a member
Log inSign up

Financials Instabank ASA

Equities

INSTA

NO0010762792

Banks

Real-time Oslo Bors
Other stock markets
 03:25:35 2024-04-30 am EDT 		5-day change 1st Jan Change
1.8 NOK 0.00% Intraday chart for Instabank ASA +1.69% +3.15%
Feb. 08 Instabank ASA Reports Earnings Results for the Fourth Quarter Ended December 31, 2023 CI
Feb. 07 Instabank ASA Reports Earnings Results for the Full Year Ended December 31, 2023 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 296.1 562.2 678.6 607.1 660.1 680.9 -
Enterprise Value (EV) 1 296.1 562.2 678.6 607.1 660.1 680.9 680.9
P/E ratio 7.42 x 13 x 8.16 x 7.3 x 6.98 x 8.17 x 5.69 x
Yield - - - - - 5.56% 5.56%
Capitalization / Revenue 1.22 x 2.14 x 2.11 x 1.7 x 1.5 x 1.48 x 1.31 x
EV / Revenue 1.22 x 2.14 x 2.11 x 1.7 x 1.5 x 1.48 x 1.31 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 0.52 x 1.04 x 1.02 x 0.77 x 0.7 x 0.72 x 0.66 x
Nbr of stocks (in thousands) 332,642 332,642 332,642 332,642 378,262 378,262 -
Reference price 2 0.8900 1.690 2.040 1.825 1.745 1.800 1.800
Announcement Date 2/11/20 2/10/21 2/10/22 2/8/23 2/8/24 - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 242.1 263.1 321.1 357.6 441.1 461.2 521
EBITDA - - - - - - -
EBIT 1 126.5 149.9 193.1 - 275 288 344
Operating Margin 52.25% 56.98% 60.12% - 62.34% 62.44% 66.02%
Earnings before Tax (EBT) 1 54.97 57.01 112.2 103.3 131.2 121.3 169.3
Net income 1 41.24 42.68 83.45 82.24 100.9 83.39 119.7
Net margin 17.03% 16.22% 25.99% 23% 22.87% 18.08% 22.97%
EPS 2 0.1200 0.1300 0.2500 0.2500 0.2500 0.2204 0.3164
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - - - - 0.1000 0.1000
Announcement Date 2/11/20 2/10/21 2/10/22 2/8/23 2/8/24 - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 86.19 89.76 85.38 - 86.23 98 100.8 102.8 112.4 125.1 109 112 118 123
EBITDA - - - - - - - - - - - - - -
EBIT 1 53.01 57.9 45.67 - 48.22 - 62.41 63.03 - 79.39 66 69 74 79
Operating Margin 61.51% 64.51% 53.49% - 55.92% - 61.94% 61.33% - 63.47% 60.55% 61.61% 62.71% 64.23%
Earnings before Tax (EBT) 1 32.55 34.88 25.2 - 24.56 29.88 31.56 30.1 36.77 32.8 26.22 28.31 31.42 35.36
Net income 1 24.4 25.48 20.65 17.77 18.42 25.4 23.67 23.85 28.18 25.17 17.75 19.33 21.67 24.64
Net margin 28.32% 28.39% 24.18% - 21.36% 25.92% 23.49% 23.2% 25.06% 20.12% 16.28% 17.26% 18.37% 20.03%
EPS 2 0.0700 0.0800 0.0600 0.1200 0.1700 0.0800 0.0700 0.0500 - 0.0600 0.0469 0.0511 0.0573 0.0651
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 11/5/21 2/10/22 5/6/22 8/11/22 11/3/22 2/8/23 4/26/23 8/10/23 11/2/23 2/8/24 - - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 7.84% 7.41% 14.4% 11.3% 11.6% 9.2% 12.1%
ROA (Net income/ Total Assets) - - - - - - -
Assets 1 - - - - - - -
Book Value Per Share 2 1.710 1.630 2.000 2.360 2.510 2.510 2.720
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 2/11/20 2/10/21 2/10/22 2/8/23 2/8/24 - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Instabank ASA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
1.8 NOK
Average target price
1.9 NOK
Spread / Average Target
+5.56%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Commercial Banks

1st Jan change Capi.
INSTABANK ASA Stock Instabank ASA
+3.15% 61.93M
AGRICULTURAL BANK OF CHINA LIMITED Stock Agricultural Bank of China Limited
+16.61% 208B
PT BANK CENTRAL ASIA TBK Stock PT Bank Central Asia Tbk
+4.26% 74.42B
ANZ GROUP HOLDINGS LIMITED Stock ANZ Group Holdings Limited
+8.64% 55.3B
INDUSTRIAL BANK CO., LTD. Stock Industrial Bank Co., Ltd.
+3.27% 48.03B
CHINA CITIC BANK CO., LTD. Stock China CITIC Bank Co., Ltd.
+25.00% 45B
JAPAN POST BANK CO., LTD. Stock JAPAN POST BANK Co., Ltd.
+11.66% 36.77B
QATAR NATIONAL BANK (Q.P.S.C.) Stock Qatar National Bank (Q.P.S.C.)
-16.09% 35.19B
INVEST BANK Stock Invest bank
-96.60% 32.25B
FIFTH THIRD BANCORP Stock Fifth Third Bancorp
+7.28% 25.3B
Commercial Banks
  1. Stock Market
  2. Equities
  3. INSTA Stock
  4. Financials Instabank ASA