Projected Income Statement: LIC Housing Finance Limited

Forecast Balance Sheet: LIC Housing Finance Limited

Fiscal Period: March 2020 2021 2022 2023 2024 2025 2026 2027
Net Debt - - - - - - - -
Change - - - - - - - -
Announcement Date 6/19/20 6/15/21 5/18/22 5/16/23 5/15/24 - - -
Estimates

Cash Flow Forecast: LIC Housing Finance Limited

Fiscal Period: March 2019 2020 2021 2022 2023 2024
CAPEX 1 506.6 147.2 108.3 353.1 641 374.5
Change - -70.94% -26.43% 226.04% 81.53% -41.58%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 8/5/19 9/2/20 9/2/21 9/5/22 8/4/23 8/6/24
1INR in Million
Estimates

Forecast Financial Ratios: LIC Housing Finance Limited

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026 2027

Profitability

         
EBITDA Margin (%) - 370.47% - - - - - - -
EBIT Margin (%) - 86.41% 86.5% 82.19% 84.77% 87.04% 85.47% 85.57% 85.07%
EBT Margin (%) - 66.91% 62.07% 47.9% 54.82% 68.45% 80.36% 75.91% 74.89%
Net margin (%) - 49.16% 50.69% 39.44% 44.56% 53.88% 63.94% 59.79% 59.82%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 1.15% 1.21% 0.93% 1.08% 1.67% 1.75% 1.65% 1.62%
ROE - 13.94% 14.13% 10.12% 11.17% 16.29% 15.81% 14.21% 13.51%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - 8 8.5 8.5 8.5 9 12.05 12.88 14.26
Change - - 6.25% 0% 0% 5.88% 33.85% 6.9% 10.7%
Book Value Per Share 1 - 360.5 408 448.3 492.4 570.4 653.8 739.7 827.6
Change - - 13.17% 9.87% 9.84% 15.84% 14.63% 13.14% 11.88%
EPS 1 - 47.59 54.18 43.14 52.56 86.63 96.65 98.87 106.5
Change - - 13.85% -20.38% 21.84% 64.82% 11.56% 2.3% 7.71%
Nbr of stocks (in thousands) - 504,663 504,663 550,063 550,063 550,063 550,063 550,063 550,063
Announcement Date - 6/19/20 6/15/21 5/18/22 5/16/23 5/15/24 - - -
1INR
Estimates
2025 *2026 *
P/E ratio 5.62x 5.49x
PBR 0.83x 0.73x
EV / Sales 3.59x 3.28x
Yield 2.22% 2.37%
More valuation ratios * Estimated data

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Trading Rating
Investor Rating
ESG MSCI
BBB
More Ratings

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Equities
  3. LICHSGFIN Stock
  4. Financials LIC Housing Finance Limited