loanDepot.com, LLC entered into Amendment No. 3 to the Base Indenture, with Citibank, N.A., as indenture trustee, calculation agent, paying agent, custodian and securities intermediary, and JPMorgan Chase Bank, N.A. (?JPMorgan?), as administrative agent, and consented to by JPMorgan, as noteholder of the Series 2020-VF1 Variable Funding Notes. The Advance Receivables Trust issued the 2020-VF1 Variable Funding Notes for the financing of servicing advance receivables with respect to residential mortgage loans serviced by the Company on behalf of Fannie Mae and Freddie Mac.

The sole purpose of Amendment No. 3 is to move the January 2024 Payment Date from January 12, 2024 to January 22, 2024, to allow the Company to finalize the payment amount due under the Base Indenture in light of the cybersecurity incident previously reported on loanDepot, Inc.?s Form 8-K on January 8, 2024.