loanDepot, Inc. introduced its new AccessONE+ program, intended to remove barriers and make homeownership more accessible for aspiring homebuyers in underserved communities. AccessOne+ offers up to $9,000 in down payment and closing cost assistance to first-time homebuyers who live in one of 21 eligible census tracts in metropolitan areas, for the purchase of a home anywhere in the US. It requires only 1% down and homebuyers with non-traditional credit histories are eligible to apply.

The 21 eligible census tracts are: Atlanta - Sandy Springs - Roswell, GA; Houston - Pasadena - The Woodlands, TX; Philadelphia-Camden- Wilmington, PA -NJ-DE-MD; Baltimore - Columbia - Towson, MD; McAllen - Edinburg - Mission, TX; Phoenix - Mesa - Chandler, AZ; Brownville - Harlingen, TX; Memphis, TN-MS-AR; Riverside - San Bernardino - Ontario, CA; Chicago - Naperville - Elgin, IL -IN-WI; Miami - Fort Lauderdale - West Palm Beach, FL; San Antonio - New Braunfels, TX; Cleveland, OH; New York - Newark - Jersey City, NY-NJ; St. Louis, MO-IL; Dallas-Fort Worth - Arlington, TX; Oklahoma City, OK; Tampa - St. Petersburg-Clearwater, FL; Detroit - Warren - Dearborn, MI; Orlando - Kissimmee - Sanford, FL; Washington - Arlington - Alexandria, DC-VA-MD-WV.