National Bank of Umm Al Qaiwain PSC : 2021 Annual Report - Published on 12-04-2022

SAUD BIN RASHID AL-MUALLA

Member of the Supreme Council of the United Arab Emirates &

Ruler of Umm Al Qaiwain

RASHID BIN SAUD BIN RASHID AL-MUALLA

Crown Prince of Umm Al Qaiwain

CONTENT

NATIONAL BANK OF UMM AL-QAIWAIN (PSC) AND SUBSIDIARY

Chairman's report	1 - 2
Independent auditor's report	3 - 6
Management Report	7 - 15
Consolidated statement of financial position	16
Consolidated statement of income	17
Consolidated statement of comprehensive income	18
Consolidated statement of changes in equity	19
Consolidated statement of cash flows	20 - 21
Notes to the consolidated financial statements	22 - 90

NBQ Building (Head Office) King Faisal Street

P.O. Box 800 Umm Al Qaiwain

Falaj Al Mualla Branch

NBQ Building

Shaikh Zayed Street

P.O. Box 11074 Falaj Al MuallaAl Salama Branch Al Itihad RoadMasfout Branch NBQ Building Main Street

P.O. Box 12550 Masfout, Ajman

P.O. Box 800 Umm Al QaiwainDubai Main Branch NBQ Building

Khalid Bin Al Waleed Street P.O. Box 9175 DubaiFujairah Branch Awtad Tower, Shop 1, Hamad Bin Abdulla Road P.O. Box 1444, FujairahDeira Branch

Opposite Dubai Police Head Quarters Al Ittihad Street

P.O. Box 9175 Dubai

RAK Mall, Khuzam Street in Al Qarm Area P.O. Box 32253

Sheikh Zayed Branch Sheikh Zayed Road,

Gold & Diamond Park, Building 4, Al Quoz Industrial Area Number 3 P.O. Box 9175 Dubai

Abu Dhabi Branch Al Hashimi Tower,

Shk. Rashid Bin Saeed Street, P.O. Box 3915 Abu Dhabi

Al Ain Branch Al Remal Mall on the junction of Khalid Bin Sultan Street and Hessa Bint Mohammed Street P.O. Box 17888 Al Ain