Financials Plenti Group Limited

Equities

PLT

AU0000102691

Consumer Lending

Market Closed - Australian S.E. Other stock markets 02:10:40 2024-05-01 am EDT			5-day change	1st Jan Change
0.66 ^AUD	-0.75%		+1.54%	-5.71%

05:12am	Plenti Group Prices AU$458 Million Asset-Backed Securities Transaction	MT
Apr. 24	Plenti Group Posts 21% Loan Portfolio Increase in March Quarter	MT

Valuation

Fiscal Period: March	2021	2022	2023	2024	2025	2026
Capitalization ¹	177.4	162.6	64.94	115.3	-	-
Enterprise Value (EV) ¹	718.9	1,395	1,753	1,772	2,254	3,002
P/E ratio	-10.4 x	-25.7 x	-4.76 x	-133 x	74.2 x	-32.9 x
Yield	-	-	-	-	-	-
Capitalization / Revenue	3.5 x	1.86 x	0.45 x	0.55 x	0.42 x	0.32 x
EV / Revenue	14.2 x	16 x	12.3 x	8.47 x	8.29 x	8.22 x
EV / EBITDA	-64.4 x	-144 x	-133 x	1,524 x	336 x	952 x
EV / FCF	-	-271,629,263 x	-3,854,701 x	-	-	-
FCF Yield	-	-0%	-0%	-	-	-
Price to Book	3.43 x	3.08 x	1.44 x	2.23 x	2.13 x	2.59 x
Nbr of stocks (in thousands)	168,924	169,423	170,887	174,628	-	-
Reference price ²	1.050	0.9600	0.3800	0.6600	0.6600	0.6600
Announcement Date	5/24/21	5/17/22	5/23/23	-	-	-

¹AUD in Million²AUD

Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March	2020	2021	2022	2023	2024	2025	2026
Net sales ¹	39.84	50.7	87.27	143	209.2	272.1	365.3
EBITDA ¹	-	-11.16	-9.699	-13.18	1.162	6.71	3.153
EBIT ¹	-	-11.91	-10.73	-14.64	-1.043	4.505	-0.6852
Operating Margin	-	-23.49%	-12.29%	-10.24%	-0.5%	1.66%	-0.19%
Earnings before Tax (EBT)	-	-15.1	-10.73	-14.64	-	-	-
Net income ¹	-16.23	-15.1	-6.315	-13.58	-0.8466	1.53	-3.627
Net margin	-40.74%	-29.78%	-7.24%	-9.5%	-0.4%	0.56%	-0.99%
EPS ²	-	-0.1006	-0.0373	-0.0799	-0.004980	0.008890	-0.0201
Free Cash Flow	-	-	-5.136	-454.7	-	-	-
FCF margin	-	-	-5.89%	-317.94%	-	-	-
FCF Conversion (EBITDA)	-	-	-	-	-	-	-
FCF Conversion (Net income)	-	-	-	-	-	-	-
Dividend per Share ²	-	-	-	-	-	-	-
Announcement Date	8/21/20	5/24/21	5/17/22	5/23/23	-	-	-

¹AUD in Million²AUD

Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March	2022 S1	2022 Q4
Net sales ¹	36.64	22.59
EBITDA	7.931	-
EBIT	-	-
Operating Margin	-	-
Earnings before Tax (EBT)	-	-
Net income	-7.475	-
Net margin	-20.4%	-
EPS	-	-
Dividend per Share	-	-
Announcement Date	11/16/21	5/17/22

¹AUD in Million

Estimates

Balance Sheet Analysis

Fiscal Period: March	2020	2021	2022	2023	2024	2025	2026
Net Debt ¹	-	542	1,232	1,688	1,657	2,139	2,887
Net Cash position ¹	-	-	-	-	-	-	-
Leverage (Debt/EBITDA)	-	-48.51 x	-127.1 x	-128 x	1,425 x	318.8 x	915.8 x
Free Cash Flow	-	-	-5.14	-455	-	-	-
ROE (net income / shareholders' equity)	-	-76.4%	-12.8%	-27.8%	-	2.87%	-
ROA (Net income/ Total Assets)	-	-2.75%	-0.59%	-0.8%	-	-	-
Assets ¹	-	548.5	1,079	1,689	-	-	-
Book Value Per Share ²	-	0.3100	0.3100	0.2600	0.3000	0.3100	0.2500
Cash Flow per Share ²	-	-0.0200	-0.0200	0.1200	0.1400	0.1300	0.1600
Capex ¹	-	-	1.23	0.97	0.97	0.97	0.97
Capex / Sales	-	-	1.4%	0.67%	0.46%	0.35%	0.26%
Announcement Date	8/21/20	5/24/21	5/17/22	5/23/23	-	-	-

¹AUD in Million²AUD

Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Plenti Group Limited

Trading Rating

Investor Rating

ESG Refinitiv

More Ratings

Analysts' Consensus

Sell

Buy

Mean consensus

BUY

Number of Analysts

Last Close Price

0.66 AUD

Average target price

1.2 AUD

Spread / Average Target

+81.82%

Consensus

EPS Revisions

Estimates Revisions

Annual profits - Rate of surprise

Company calendar

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