BANDUNG - As a regional development bank, bank bjb has a commitment to always encourage and improve the welfare of rural communities, especially in West Java and Banten regions. One of them is by establishing village digitalization program.

Through Digital Village 2.0 program, bank bjb seeks to encourage digitalization in various village administrative processes and financial services. Thus, the community can easily access various facilities that may improve their welfare.

There are four focuses developed by bank bjb in the Digital Village 2.0 program, such increasing internet access and security facilities, banking services, credit financing and improving the community's economy. These things are summarized in the construction of a number of facilities, including WiFi Zone, security monitoring center, waste bank, and so on.

To improve internet access and security facilities, bank bjb provides internet connection through free WiFi facilities and integration of security monitoring center through CCTV IP Base which is connected to the Police and local Regency Government. As for banking services, public can access bank bjb banking services that are already present at village offices and other bank bjb agents through technology that has been developed by bank bjb such as mobile banking, PPOB, and bjb Bisa EDC.

"In addition, rural communities can also have the opportunity to get access to financing, credit for business, or consumptive and investment credit through Digital Village 2.0. This ease of access can be an opportunity for the growth of village income, while increasing public understanding and literacy about financial management, "said the Head of Corporate Secretary Division bank bjb Widi Hartoto.

Currently, Widi said, the Digital Village 2.0 program has been implemented in 30 villages in various West Java regions. It was observed that there were changes in village conditions after Digital Village 2.0 program was implemented. Previously, rural communities tended to carry out traditional financial and business management, one of which was due to limited access to banking services, even digital discrepancy due to unequal internet access which often become an obstacle.

"There are obstacles in the agricultural sector such as erratic harvest prices and security risks. Through Digital Village 2.0, people can easily access banking services, business capital, business assistance that extends to off-taker collaboration with buyers. Farmers are given market certainty as well as selling prices and business results are commensurate, besides that the existence of a waste bank in Digital 2.0 Village creates other potential in additional income for community, the welfare index increases, and as a benefit for community and the environment which can later generate income to pay off Mesra credit payments. " said Widi.

DIVISI CORPRATE SECRETARY

bank bjb

Attachments

  • Original Link
  • Original Document
  • Permalink

Disclaimer

PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk published this content on 10 December 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 15 December 2021 03:38:01 UTC.