Income Statement PT Pool Advista Finance Tbk

Stocks

POLA

ID1000146905

Consumer Lending

End-of-day quote INDONESIA S.E. Other stock markets 2026-06-11			5-day change	1st Jan Change
54.00 ^IDR	+5.88%		-3.57%	-1.82%

Apr. 29	PT Pool Advista Finance Tbk Reports Earnings Results for the First Quarter Ended March 31, 2026	CI
Mar. 30	PT Pool Advista Finance Tbk Reports Earnings Results for the Full Year Ended December 31, 2025	CI

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Published financial data: PT POOL ADVISTA FINANCE TBK

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Interest and Dividend Income, Total	11.48B	13.2B	14.79B	14.36B	16.73B
Interest Expense, Total	126M	13.74M	8.31M	158M	9.24M
Net Interest Income	11.35B	13.19B	14.78B	14.2B	16.73B
Asset Management Fee	669M	1.37B	708M	302M	461M
Gain (Loss) on Sale of Assets, Total (Rev)	-	-	-	-	2.07M
Gain (Loss) on Sale of Investments, Total (Rev)	-5.52B	-3.61B	-552M	-463M	1.06B
Other Revenues, Total	2.45B	2.8B	4.15B	2.96B	5.63B
Revenues Before Provison For Loan Losses	8.95B	13.74B	19.09B	17B	23.88B
Provision For Loan Losses	42.67B	-15.3B	7.53B	22.41B	591M
Total Revenues	-33.72B	29.05B	11.56B	-5.41B	23.28B
Salaries And Other Employee Benefits	-	-	-	-	-
Cost of Services Provided, Total	22.16B	20.82B	22.4B	19.75B	17.19B
Depreciation & Amortization - (IS) - (Collected)	-	-	-	-	-
Other Operating Expenses	614M	1.55B	989M	4.69B	2.15B
Total Operating Expenses	22.77B	22.36B	23.39B	24.44B	19.34B
Operating Income	-56.49B	6.68B	-11.84B	-29.85B	3.95B
Other Non Operating Income (Expenses)	-	-	-	-	-74.15M
EBT, Excl. Unusual Items	-56.49B	6.68B	-11.84B	-29.85B	3.87B
Gain (Loss) on Sale of Assets	183M	351M	-257M	-1.87M	-
Other Unusual Items	-	-	-	-	-
EBT, Incl. Unusual Items	-56.31B	7.03B	-12.09B	-29.85B	3.87B
Income Tax Expense	-8.94B	6.52B	4.56B	-1.11B	162M
Earnings From Continuing Operations	-47.37B	512M	-16.65B	-28.75B	3.71B
Net Income to Company	-47.37B	512M	-16.65B	-28.75B	3.71B
Net Income - (IS)	-47.37B	512M	-16.65B	-28.75B	3.71B
Net Income to Common Incl Extra Items	-47.37B	512M	-16.65B	-28.75B	3.71B
Net Income to Common Excl. Extra Items	-47.37B	512M	-16.65B	-28.75B	3.71B
Per Share Items
Net EPS - Basic	-14.14	0.15	-4.97	-8.58	1.11
Basic EPS - Continuing Operations	-14.14	0.15	-4.97	-8.58	1.11
Basic Weighted Average Shares Outstanding	3.35B	3.35B	3.35B	3.35B	3.35B
Net EPS - Diluted	-14.14	0.12	-4.97	-8.58	1.11
Diluted EPS - Continuing Operations	-14.14	0.12	-4.97	-8.58	1.11
Diluted Weighted Average Shares Outstanding	3.35B	4.15B	3.35B	3.35B	3.35B
Normalized Basic EPS	-10.54	1.25	-2.21	-5.57	0.72
Normalized Diluted EPS	-10.54	1.01	-2.21	-5.57	0.72
Supplemental Items
Total Revenues (As Reported)	9.61B	14.34B	19.32B	17.57B	25.01B
Effective Tax Rate - (Ratio)	15.87	92.71	-37.73	3.71	4.19
Total Current Taxes	-	-	-	-	-
Total Deferred Taxes	-8.94B	6.52B	4.56B	-1.11B	162M
Normalized Net Income	-35.31B	4.18B	-7.4B	-18.66B	2.42B
Non-Cash Pension Expense	-	-	-	59.36M	143M

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	94.46B	23.48B	16.66B	21.21B	73.08B
Long-Term Investments - (FS Template)	-	-	-	-	-
Trading Asset Securities, Total	30.23B	25.44B	23.93B	19.78B	18.05B
Loans and Lease Receivables - (FS Template)	66.75B	132B	141B	96.84B	82.63B
Other Receivables	2.51B	15.82B	10.56B	33.94B	3.07B
Gross Property Plant And Equipment	52.6B	52.59B	50.26B	50.26B	50.28B
Accumulated Depreciation	-11.3B	-13.62B	-14.2B	-16.84B	-7.62B
Net Property Plant And Equipment	41.31B	38.97B	36.07B	33.42B	42.66B
Other Intangibles, Total	876M	586M	328M	29.91M	13.62M
Other Current Assets, Total	1.38B	14.88B	8.81B	358M	281M
Deferred Tax Assets Long-Term (Collected)	19.22B	12.67B	8.17B	9.26B	9.1B
Other Long-Term Assets, Total	-	-	-1	-	-
Total Assets	257B	264B	245B	215B	229B
Liabilities
Accrued Expenses, Total	159M	266M	140M	70M	136M
Short-Term Borrowings	-	-	-	-	-
Current Portion of Long-Term Debt	-	-	-	-	-
Current Portion of Leases	103M	-	-	-	-
Long-Term Debt	-	-	-	-	-
Long-Term Leases	-	-	-	-	-
Current Income Taxes Payable	90.96M	69.16M	63.44M	4.65M	150M
Pension & Other Post Retirement Benefits	1.97B	1.77B	865M	1.04B	1.5B
Other Non Current Liabilities	1.65B	8.38B	7.81B	5.9B	5.4B
Total Liabilities	3.97B	10.49B	8.87B	7.02B	7.18B
Common Stock, Total	335B	335B	335B	335B	335B
Additional Paid In Capital	23.9B	23.9B	23.9B	23.9B	23.9B
Retained Earnings	-106B	-106B	-122B	-151B	-137B
Comprehensive Income and Other	109M	230M	-18.64M	58.76M	33.4M
Total Common Equity	253B	253B	236B	208B	222B
Total Equity	253B	253B	236B	208B	222B
Total Liabilities And Equity	257B	264B	245B	215B	229B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	3.35B	3.35B	3.35B	3.35B	3.35B
ECS Total Common Shares Outstanding	3.35B	3.35B	3.35B	3.35B	3.35B
Book Value / Share	75.43	75.62	70.57	62.02	66.16
Tangible Book Value	252B	253B	236B	208B	222B
Tangible Book Value Per Share	75.17	75.44	70.47	62.01	66.15
Total Debt	103M	0	0	0	0
Debt Equivalent of Unfunded Proj. Benefit Obligation	-	-	-	1.04B	1.5B
Net Debt	-125B	-48.92B	-40.59B	-40.99B	-91.13B
Full Time Employees	31	-	20	19	22
Assets under Capital Lease - Gross	1.81B	-	-	-	-
Assets under Capital Lease - Accumulated Depreciation	-1.59B	-	-	-	-

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	-47.37B	512M	-16.65B	-28.75B	3.71B
Depreciation, Depletion & Amortization	3.26B	2.92B	2.75B	2.65B	982M
Total Depreciation, Depletion & Amortization	3.26B	2.92B	2.75B	2.65B	982M
Amortization of Deferred Charges, Total	-	289M	293M	298M	16.29M
Other Operating Activities	112B	-47.86B	-8.94B	47.94B	48.48B
Cash from Operations	68.22B	-44.14B	-22.55B	22.15B	53.19B
Capital Expenditure	-104M	-589M	-256M	-11.95M	-33.05M
Sale of Property, Plant, and Equipment	287M	351M	163M	-	4.5M
Purchase / Sale of Intangible Assets	-369M	-	-34.41M	-	-
Investment in Marketable and Equity Securities, Total	17B	-10B	1.38B	-	-
Cash from Investing	16.81B	-10.24B	1.25B	-11.95M	-28.54M
Long-Term Debt Issued, Total	-	-	-	-	-
Total Debt Issued	-	-	-	-	-
Long-Term Debt Repaid, Total	-4.28B	-103M	-	-	-
Total Debt Repaid	-4.28B	-103M	-	-	-
Issuance of Common Stock	252M	50.4K	50.4K	-	-
Other Financing Activities, Total	-4.27B	-12.5B	14.49B	-17.58B	-1.3B
Cash from Financing	-8.3B	-12.6B	14.49B	-17.58B	-1.3B
Net Change in Cash	76.73B	-66.98B	-6.82B	4.55B	51.86B
Supplemental Items
Cash Interest Paid	126M	13.74M	8.31M	151M	9.24M
Cash Income Tax Paid (Refund)	232M	22.6M	67.21M	37.01M	276M
Net Debt Issued / Repaid	-4.28B	-103M	-	-	-

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	-16.75	0.2	-6.54	-12.49	1.64
Return On Equity %	-17.15	0.2	-6.8	-12.94	1.69
Return on Common Equity	-17.15	0.2	-6.8	-12.94	1.69
Margin Analysis
Gross Profit Margin %	101.59	98.76	95.28	107.46	98.04
SG&A Margin	-64.12	70.43	189.13	-357.79	71.85
Income From Continuing Operations Margin %	140.49	1.76	-144.09	531.54	15.94
Net Income Margin %	140.49	1.76	-144.09	531.54	15.94
Net Avail. For Common Margin %	140.49	1.76	-144.09	531.54	15.94
Normalized Net Income Margin	104.71	14.38	-64	344.99	10.4
Asset Turnover
Asset Turnover	-0.12	0.11	0.05	-0.02	0.1
Short Term Liquidity
Current Ratio	553.27	631.33	987.01	2.31K	617.73
Quick Ratio	549.37	586.96	943.72	2.3K	616.75
Operating Cash Flow to Current Liabilities	193.22	-131.67	-110.87	296.74	185.51
Long Term Solvency
Total Debt/Equity	0.04	-	-	-	-
Total Debt / Total Capital	0.04	-	-	-	-
LT Debt/Equity	-	-	-	-	-
Long-Term Debt / Total Capital	-	-	-	-	-
Total Liabilities / Total Assets	1.55	3.98	3.62	3.27	3.14
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	80.06	-186.11	-60.21	-146.79	-530.56
Gross Profit, 1 Yr. Growth %	71.35	-183.7	-61.61	-152.77	-492.84
Earnings From Cont. Operations, 1 Yr. Growth %	24.93	-101.08	-3.35K	72.61	-113.7
Net Income, 1 Yr. Growth %	24.93	-101.08	-3.35K	72.61	-113.7
Normalized Net Income, 1 Yr. Growth %	19.85	-111.83	-277.1	152.23	-113.74
Diluted EPS Before Extra, 1 Yr. Growth %	24.87	-100.85	-4.24K	72.61	-113.7
Common Equity, 1 Yr. Growth %	-15.67	0.25	-6.67	-12.12	1.69
Total Assets, 1 Yr. Growth %	-16.91	2.79	-7.02	-12.44	1.71
Tangible Book Value, 1 Yr. Growth %	-15.75	0.37	-6.58	-12.01	1.7
Cash From Operations, 1 Yr. Growth %	311.19	-164.71	-48.91	-198.21	140.1
Capital Expenditures, 1 Yr. Growth %	-5.68	469.14	-56.48	-95.34	176.64
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	-0.04	24.54	-41.47	-56.85	41.94
Gross Profit, 2 Yr. CAGR %	-1.57	19.79	-43.31	-54.99	43.98
Earnings From Cont. Operations, 2 Yr. CAGR %	-6.8	-88.38	-40.71	648.97	-52.79
Net Income, 2 Yr. CAGR %	-6.8	-88.38	-40.71	648.97	-52.79
Normalized Net Income, 2 Yr. CAGR %	3.91	-62.35	-54.22	111.35	-42.78
Diluted EPS Before Extra, 2 Yr. CAGR %	-6.85	-89.7	-40.71	745.48	-52.79
Common Equity, 2 Yr. CAGR %	-13.5	-8.06	-3.27	-9.44	-3.18
Total Assets, 2 Yr. CAGR %	-16.06	-7.59	-2.24	-9.77	-3.42
Tangible Book Value, 2 Yr. CAGR %	-13.65	-8.04	-3.17	-9.34	-3.11
Cash From Operations, 2 Yr. CAGR %	-11.32	63.12	-42.5	-29.16	53.56
Capital Expenditures, 2 Yr. CAGR %	-74.87	131.69	57.38	-85.76	-64.1
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-11.13	-4.88	-14.86	-45.68	-7.11
Gross Profit, 3 Yr. CAGR %	-9.94	-6.73	-18.03	-44.65	-7.33
Earnings From Cont. Operations, 3 Yr. CAGR %	16.94	-78.9	-23.99	-15.34	93.48
Net Income, 3 Yr. CAGR %	16.94	-78.9	-23.99	-15.34	93.48
Normalized Net Income, 3 Yr. CAGR %	19.33	-49.64	-36.91	-19.15	-16.62
Diluted EPS Before Extra, 3 Yr. CAGR %	7.9	-80.54	-24	-15.34	109.77
Common Equity, 3 Yr. CAGR %	-13.57	-9.14	-7.6	-6.32	-4.36
Total Assets, 3 Yr. CAGR %	-16.66	-10.2	-7.4	-5.77	-4.63
Tangible Book Value, 3 Yr. CAGR %	-13.67	-9.21	-7.56	-6.21	-4.28
Cash From Operations, 3 Yr. CAGR %	-12.31	-20.16	10.78	-31.27	6.41
Capital Expenditures, 3 Yr. CAGR %	-87.06	-28.91	32.69	-51.32	-61.72
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-3.32	-6.75	-24.8	-30.66	4.45
Gross Profit, 5 Yr. CAGR %	-1.16	-6.29	-25.16	-30.31	2.69
Earnings From Cont. Operations, 5 Yr. CAGR %	19.55	-52.45	-10.88	-12.02	-37.17
Net Income, 5 Yr. CAGR %	19.55	-52.45	-10.88	-12.02	-37.17
Normalized Net Income, 5 Yr. CAGR %	11.46	-25.96	-18.66	-10.62	-39.33
Diluted EPS Before Extra, 5 Yr. CAGR %	13.14	-57.13	-15.08	-12.04	-37.18
Common Equity, 5 Yr. CAGR %	1.27	-0.38	-9.59	-9.26	-5.85
Total Assets, 5 Yr. CAGR %	0.89	-0.74	-11.17	-10.03	-5.83
Tangible Book Value, 5 Yr. CAGR %	1.2	-0.43	-9.61	-9.26	-5.81
Cash From Operations, 5 Yr. CAGR %	30.14	-5.19	-25.93	-23.89	26.24
Capital Expenditures, 5 Yr. CAGR %	-31.22	-21.6	-64.85	-62.63	-21.35