Financial Ratios Qatar Insurance Company Q.S.P.C.
Stocks
QATI
QA0006929838
Property & Casualty Insurance
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End-of-day quote
Other stock markets
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5-day change | 1st Jan Change | ||
| 2.097 QAR | +0.10% |
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+1.80% | +2.79% |
| May. 04 | Qatar Insurance Company Q.S.P.C., Q1 2026 Earnings Call, May 04, 2026 | |
| Apr. 30 | Qatar Insurance Q1 profit 204.6 million riyals | RE |
| Fiscal Period: December | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Profitability | ||||||||||
Return on Assets | 1.02 | 0.51 | 2.72 | 1.96 | 2.46 | |||||
Return on Total Capital | 2.78 | 1.48 | 7.14 | 4.86 | 5.61 | |||||
Return On Equity % | 5.68 | 2.2 | 12.97 | 8.27 | 8.38 | |||||
Return on Common Equity | 4.24 | 0.7 | 10.98 | 6.4 | 6.49 | |||||
Margin Analysis | ||||||||||
Gross Profit Margin % | 15.38 | 10.78 | 25.16 | 23.18 | 24.04 | |||||
SG&A Margin | 7.54 | 6.55 | 3.75 | 4.18 | 4.71 | |||||
EBITDA Margin % | 7.89 | 4.29 | 18.4 | 9.88 | 10.84 | |||||
EBITA Margin % | 7.41 | 3.91 | 17.87 | 9.28 | 10.36 | |||||
EBIT Margin % | 7.18 | 3.77 | 17.87 | 9.23 | 10.34 | |||||
Income From Continuing Operations Margin % | 6.42 | 2.52 | 15.35 | 7.81 | 8.14 | |||||
Net Income Margin % | 6.28 | -7.36 | 8.43 | 7.71 | 7.98 | |||||
Net Avail. For Common Margin % | 4.75 | 0.79 | 12.81 | 5.94 | 6.19 | |||||
Normalized Net Income Margin | 4.1 | 1.55 | 9.74 | 4.86 | 5.67 | |||||
Levered Free Cash Flow Margin | 4.12 | -22.63 | 0.82 | -4.33 | -7.77 | |||||
Unlevered Free Cash Flow Margin | 4.37 | -21.95 | 2.06 | -3.52 | -7.13 | |||||
Asset Turnover | ||||||||||
Asset Turnover | 0.23 | 0.22 | 0.24 | 0.34 | 0.38 | |||||
Fixed Assets Turnover | 75.59 | 75.5 | 71.05 | 90.93 | 87.59 | |||||
Receivables Turnover (Average Receivables) | 2.27 | 1.83 | 23.43 | 87.22 | 104.5 | |||||
Short Term Liquidity | ||||||||||
Current Ratio | 0.91 | 0.92 | 0.67 | 0.83 | 0.93 | |||||
Quick Ratio | 0.57 | 0.51 | 0.25 | 0.51 | 0.62 | |||||
Operating Cash Flow to Current Liabilities | -0 | -0.07 | -0.05 | -0.07 | -0.03 | |||||
Days Sales Outstanding (Average Receivables) | 160.49 | 199.16 | 15.58 | 4.2 | 3.49 | |||||
Average Days Payable Outstanding | 914.22 | 849.23 | 805.93 | 907.03 | 765.21 | |||||
Long Term Solvency | ||||||||||
Total Debt/Equity | 42.73 | 35.64 | 25.53 | 25.82 | 12.5 | |||||
Total Debt / Total Capital | 29.94 | 26.28 | 20.34 | 20.52 | 11.11 | |||||
LT Debt/Equity | 1.53 | 1.4 | 1.51 | - | - | |||||
Long-Term Debt / Total Capital | 1.07 | 1.03 | 1.2 | - | - | |||||
Total Liabilities / Total Assets | 74.33 | 76.58 | 69.43 | 66.52 | 59.68 | |||||
EBIT / Interest Expense | 18.22 | 3.47 | 9.07 | 7.1 | 10.17 | |||||
EBITDA / Interest Expense | 20.01 | 3.94 | 9.34 | 7.6 | 10.66 | |||||
(EBITDA - Capex) / Interest Expense | 19.28 | 3.81 | 9.27 | 7.2 | 10.41 | |||||
Total Debt / EBITDA | 6.19 | 8.43 | 1.71 | 2.5 | 1.19 | |||||
Net Debt / EBITDA | -6.21 | -8.7 | 1.08 | -2.64 | -2.98 | |||||
Total Debt / (EBITDA - Capex) | 6.43 | 8.73 | 1.72 | 2.64 | 1.22 | |||||
Net Debt / (EBITDA - Capex) | -6.44 | -9.01 | 1.09 | -2.79 | -3.05 | |||||
Growth Over Prior Year | ||||||||||
Total Revenues, 1 Yr. Growth % | -0.5 | -3.09 | -4.95 | -14.1 | 5.24 | |||||
Gross Profit, 1 Yr. Growth % | 334.94 | -46 | 249.8 | 118.79 | 8.85 | |||||
EBITDA, 1 Yr. Growth % | -356.51 | -64.51 | -28.79K | 11.59 | 15.53 | |||||
EBITA, 1 Yr. Growth % | -305.58 | -66.14 | -3.49K | 9.7 | 17.65 | |||||
EBIT, 1 Yr. Growth % | -286.37 | -66.59 | -2.66K | 9.16 | 17.98 | |||||
Earnings From Cont. Operations, 1 Yr. Growth % | 2.15K | -75.9 | -783.17 | 19.41 | 9.72 | |||||
Net Income, 1 Yr. Growth % | 509.68 | -205.24 | -150.14 | 20.65 | 8.99 | |||||
Normalized Net Income, 1 Yr. Growth % | -238.49 | -76.62 | -749.52 | 15.64 | 22.94 | |||||
Diluted EPS Before Extra, 1 Yr. Growth % | -515.19 | -90.85 | -387.77 | 28.59 | 9.81 | |||||
Net Property, Plant and Equip., 1 Yr. Growth % | -5.47 | -15.08 | -12.68 | 21.17 | -0.44 | |||||
Accounts Receivable, 1 Yr. Growth % | 24.9 | 7.15 | -58.46 | 0.86 | -25 | |||||
Total Assets, 1 Yr. Growth % | 2.22 | -12.65 | -3.84 | -6.03 | -4.87 | |||||
Common Equity, 1 Yr. Growth % | 1.96 | -20.47 | 7.42 | 2.7 | 13.63 | |||||
Tangible Book Value, 1 Yr. Growth % | 2.69 | -20.49 | 7.85 | 2.9 | 14.19 | |||||
Cash From Operations, 1 Yr. Growth % | -93.34 | 1.92K | -45.87 | 16.03 | -59.52 | |||||
Capital Expenditures, 1 Yr. Growth % | 17.7 | -54.72 | -18.85 | 374.48 | -50.76 | |||||
Levered Free Cash Flow, 1 Yr. Growth % | 1.8K | -439.74 | -102.55 | -140.22 | 304.38 | |||||
Unlevered Free Cash Flow, 1 Yr. Growth % | 755.35 | -416.75 | -106.53 | -130.06 | 520.48 | |||||
Dividend Per Share, 1 Yr. Growth % | - | - | - | 0 | 10 | |||||
Compound Annual Growth Rate Over Two Years | ||||||||||
Total Revenues, 2 Yr. CAGR % | -6.12 | -5.5 | -11.42 | 11.99 | -4.89 | |||||
Gross Profit, 2 Yr. CAGR % | 2.3 | 65.46 | 0.99 | 106.24 | 54.56 | |||||
EBITDA, 2 Yr. CAGR % | -3.07 | 11.89 | 11.01 | 1.33K | 13.55 | |||||
EBITA, 2 Yr. CAGR % | -3.13 | -1.31 | 11.89 | 381.8 | 13.6 | |||||
EBIT, 2 Yr. CAGR % | -2.49 | -6.23 | 13.16 | 317.74 | 13.49 | |||||
Earnings From Cont. Operations, 2 Yr. CAGR % | 3.89 | 181.51 | 8.97 | 114.17 | 14.46 | |||||
Net Income, 2 Yr. CAGR % | -2.73 | 153.3 | -1.2 | -22.23 | 14.67 | |||||
Normalized Net Income, 2 Yr. CAGR % | 5.53 | -31.41 | 9.07 | 106.73 | 19.24 | |||||
Diluted EPS Before Extra, 2 Yr. CAGR % | -1.73 | -21.41 | 9.8 | 32.67 | 18.83 | |||||
Net Property, Plant and Equip., 2 Yr. CAGR % | -7.33 | -10.41 | -13.88 | 2.86 | 9.83 | |||||
Accounts Receivable, 2 Yr. CAGR % | 25.9 | 15.69 | -80.37 | -49.53 | -13.02 | |||||
Total Assets, 2 Yr. CAGR % | 5.28 | -5.52 | -18.97 | -5.05 | -5.84 | |||||
Common Equity, 2 Yr. CAGR % | 5.07 | -9.96 | -11.93 | 5.03 | 8.02 | |||||
Tangible Book Value, 2 Yr. CAGR % | 5.8 | -9.64 | -12 | 5.34 | 8.4 | |||||
Cash From Operations, 2 Yr. CAGR % | -74.69 | 82.05 | 205.17 | -20.08 | -31.06 | |||||
Capital Expenditures, 2 Yr. CAGR % | -12.09 | -27 | -39.39 | 96.22 | 52.85 | |||||
Levered Free Cash Flow, 2 Yr. CAGR % | -56.43 | 866.26 | -68.35 | -57.95 | -12.82 | |||||
Unlevered Free Cash Flow, 2 Yr. CAGR % | -55.99 | 521 | -51 | -61.59 | -19.87 | |||||
Dividend Per Share, 2 Yr. CAGR % | -18.35 | - | 0 | - | 4.88 | |||||
Compound Annual Growth Rate Over Three Years | ||||||||||
Total Revenues, 3 Yr. CAGR % | -7.31 | -7.51 | -10.25 | 1.16 | 9.72 | |||||
Gross Profit, 3 Yr. CAGR % | -0.81 | -12.99 | 72.92 | 7.43 | 66.84 | |||||
EBITDA, 3 Yr. CAGR % | -1.59 | -22.89 | 63.2 | -4.42 | 517.05 | |||||
EBITA, 3 Yr. CAGR % | -2.33 | -23.68 | 53.28 | -4.99 | 201.14 | |||||
EBIT, 3 Yr. CAGR % | -3.3 | -23.45 | 49.93 | -4.43 | 174.08 | |||||
Earnings From Cont. Operations, 3 Yr. CAGR % | -1.73 | -27.55 | 239.26 | -7.28 | 71.37 | |||||
Net Income, 3 Yr. CAGR % | -1.58 | -0.14 | 81.22 | 5.6 | -12.97 | |||||
Normalized Net Income, 3 Yr. CAGR % | 0.39 | -27.67 | 33.77 | -7.84 | 73.85 | |||||
Diluted EPS Before Extra, 3 Yr. CAGR % | -11 | -47.63 | 101.1 | -9.66 | 24.57 | |||||
Net Property, Plant and Equip., 3 Yr. CAGR % | 34.35 | -9.99 | -11.17 | -3.5 | 1.75 | |||||
Accounts Receivable, 3 Yr. CAGR % | -3.83 | 19.32 | -63.62 | -71.3 | -42.4 | |||||
Total Assets, 3 Yr. CAGR % | 3.71 | -1.08 | -12.45 | -14.93 | -5.25 | |||||
Common Equity, 3 Yr. CAGR % | 5.97 | -4.25 | -7.53 | -7.3 | 7.82 | |||||
Tangible Book Value, 3 Yr. CAGR % | 6.74 | -3.81 | -7.35 | -7.29 | 8.22 | |||||
Cash From Operations, 3 Yr. CAGR % | -9.92 | 47.2 | 15.19 | 122.31 | -36.04 | |||||
Capital Expenditures, 3 Yr. CAGR % | 17.55 | -29.53 | -24.38 | 20.35 | 23.77 | |||||
Levered Free Cash Flow, 3 Yr. CAGR % | -4.02 | -2.21 | 40.16 | -11.45 | -30.61 | |||||
Unlevered Free Cash Flow, 3 Yr. CAGR % | -6.78 | -4.42 | 42.99 | -18.46 | -31.96 | |||||
Dividend Per Share, 3 Yr. CAGR % | -12.64 | - | - | 0 | - | |||||
Compound Annual Growth Rate Over Five Years | ||||||||||
Total Revenues, 5 Yr. CAGR % | 1.06 | -2.38 | -10.36 | -3.31 | 0.1 | |||||
Gross Profit, 5 Yr. CAGR % | -3.33 | -3.59 | 3.02 | 8.63 | 47 | |||||
EBITDA, 5 Yr. CAGR % | -6.96 | -5.87 | 10.06 | 2.44 | 28.9 | |||||
EBITA, 5 Yr. CAGR % | -7.59 | -6.3 | 10.29 | 2.4 | 23.75 | |||||
EBIT, 5 Yr. CAGR % | -8.15 | -6.92 | 10.33 | 3.23 | 22.07 | |||||
Earnings From Cont. Operations, 5 Yr. CAGR % | -9.73 | -12.12 | 10.5 | 4.7 | 95.79 | |||||
Net Income, 5 Yr. CAGR % | -9.84 | 9.19 | -1.43 | 2.19 | 50.91 | |||||
Normalized Net Income, 5 Yr. CAGR % | -8.88 | -12 | 11.83 | 4.84 | 14.13 | |||||
Diluted EPS Before Extra, 5 Yr. CAGR % | -15.86 | -28.21 | 6.67 | 2.96 | 40.44 | |||||
Net Property, Plant and Equip., 5 Yr. CAGR % | 25.64 | 15.32 | 12.45 | -5.05 | -3.3 | |||||
Accounts Receivable, 5 Yr. CAGR % | 26.82 | 15.03 | -49.07 | -48.15 | -53.33 | |||||
Total Assets, 5 Yr. CAGR % | 8.74 | 1.9 | -6.04 | -7.36 | -9.91 | |||||
Common Equity, 5 Yr. CAGR % | 6.18 | -1.7 | -1.59 | -2.54 | -1.6 | |||||
Tangible Book Value, 5 Yr. CAGR % | 6.19 | -1.85 | -1.19 | -2.26 | -1.35 | |||||
Cash From Operations, 5 Yr. CAGR % | -50.83 | 9.45 | 75.77 | 11.65 | -5.88 | |||||
Capital Expenditures, 5 Yr. CAGR % | 9.92 | -14.9 | -9.81 | 6.14 | 0.21 | |||||
Levered Free Cash Flow, 5 Yr. CAGR % | -23.87 | -3.01 | -33.66 | -28.18 | 104.83 | |||||
Unlevered Free Cash Flow, 5 Yr. CAGR % | -23.25 | -3.95 | -22.65 | -31.62 | 69.76 | |||||
Dividend Per Share, 5 Yr. CAGR % | -2.48 | - | -7.79 | -7.79 | - |
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