Financials Rupali Insurance Company Limited

Equities

RUPALIINS

BD0711RUPI06

Property & Casualty Insurance

End-of-day quote Dhaka S.E. 06:00:00 2024-05-12 pm EDT 5-day change 1st Jan Change
27.1 BDT +4.63% Intraday chart for Rupali Insurance Company Limited +1.12% -0.37%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 1,354 1,359 1,587 3,389 3,427 2,032
Enterprise Value (EV) 1 319.9 251.7 521.7 2,320 2,498 1,194
P/E ratio 10.3 x 11.4 x 11.8 x 23.3 x 21.7 x 27.2 x
Yield 2.45% - 4.83% 2.26% 2.24% 3.77%
Capitalization / Revenue 1.98 x 1.91 x 2.2 x 7 x 7.49 x 4.92 x
EV / Revenue 0.47 x 0.35 x 0.72 x 4.79 x 5.46 x 2.89 x
EV / EBITDA 1.58 x 1.36 x 2.7 x 11.9 x 11.4 x 12.3 x
EV / FCF 4.47 x 3.67 x -25.2 x 18.5 x 70.2 x 21.3 x
FCF Yield 22.4% 27.3% -3.97% 5.41% 1.42% 4.7%
Price to Book 0.82 x 0.8 x 0.88 x 1.83 x 1.8 x 1.08 x
Nbr of stocks (in thousands) 76,665 76,665 76,665 76,665 76,665 76,665
Reference price 2 17.66 17.73 20.70 44.20 44.70 26.50
Announcement Date 7/3/18 3/1/19 8/18/20 7/15/21 7/13/22 7/11/23
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 684.5 711 721.5 484.2 457.7 413.1
EBITDA 1 202.3 184.6 193.3 195.3 218.5 96.71
EBIT 1 183 163.8 170.6 188.5 209.3 87.56
Operating Margin 26.74% 23.04% 23.64% 38.93% 45.74% 21.2%
Earnings before Tax (EBT) 1 179 160.1 168.2 183.5 206 86.05
Net income 1 131.4 119.7 134.1 145.7 157.6 74.57
Net margin 19.19% 16.84% 18.58% 30.09% 34.43% 18.05%
EPS 2 1.713 1.561 1.749 1.900 2.055 0.9726
Free Cash Flow 1 71.51 68.63 -20.69 125.5 35.58 56.15
FCF margin 10.45% 9.65% -2.87% 25.92% 7.78% 13.59%
FCF Conversion (EBITDA) 35.35% 37.18% - 64.24% 16.29% 58.06%
FCF Conversion (Net income) 54.44% 57.33% - 86.14% 22.58% 75.3%
Dividend per Share 2 0.4329 - 1.000 1.000 1.000 1.000
Announcement Date 7/3/18 3/1/19 8/18/20 7/15/21 7/13/22 7/11/23
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 1,034 1,107 1,065 1,068 929 837
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 71.5 68.6 -20.7 125 35.6 56.1
ROE (net income / shareholders' equity) 8.15% 7.14% 7.62% 7.95% 8.38% 3.94%
ROA (Net income/ Total Assets) 5.09% 4.42% 4.47% 4.84% 5.23% 2.1%
Assets 1 2,581 2,707 3,002 3,010 3,013 3,548
Book Value Per Share 2 21.50 22.20 23.60 24.20 24.90 24.50
Cash Flow per Share 2 13.50 14.40 13.90 13.90 13.50 12.10
Capex 1 31.1 12.6 39.9 58.1 68.8 1.34
Capex / Sales 4.54% 1.77% 5.53% 12% 15.04% 0.33%
Announcement Date 7/3/18 3/1/19 8/18/20 7/15/21 7/13/22 7/11/23
1BDT in Million2BDT
Estimates
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