The amounts forming the prudential solvency and leverage ratios which are featured hereinafter take into account the transitional arrangements relating to the introduction of the IFRS 9 standard, over the whole historical period considered.
1= @1A
(In EURm)
30.06.2022
31.03.2022
31.12.2021
30.09.2021
30.06.2021
AVAILABLE
OWN
FUNDS
(AMOUNTS)
1
Common Equity Tier 1 (CET1) capital
47,254
48,211
49,835
47,752
48,315
2
Tier 1 capital
56,024
56,443
57,907
55,620
57,258
3
Total capital
67,835
66,990
68,487
66,432
69,331
RISK-WEIGHTED
ASSETS
(RWA)
4
Total risk-weighted assets
367,637
376,636
363,371
363,508
361,488
CAPITAL
RATIOS
(AS
A
PERCENTAGE
OF
RWA)
5
Common Equity Tier 1 ratio (%)
12.85%
12.80%
13.71%
13.14%
13.37%
6
Tier 1 ratio (%)
15.24%
14.99%
15.94%
15.30%
15.84%
7
Total capital ratio (%)
18.45%
17.79%
18.85%
18.28%
19.18%
ADDITIONAL
OWN
FUNDS
REQUIREMENTS
TO
ADDRESS
RISKS
OTHER
THAN
THE
RISK
OF
EXCESSIVE
LEVERAGE
(AS
A
PERCENTAGE
OF
RWA)
Additional own funds requirements to address risks
EU 7a
other than the risk of excessive leverage (%)
2.12%
2.12%
1.75%
1.75%
1.75%
EU 7b
of which to be made up of CET1 capital (%)
1.19%
1.19%
0.98%
0.98%
0.98%
EU 7c
of which to be made up of Tier 1 capital (%)
1.59%
1.59%
1.31%
1.31%
1.31%
EU 7d
Total SREP own funds requirements (%)
10.12%
10.12%
9.75%
9.75%
9.75%
COMBINED
BUFFER
REQUIREMENT
(AS
A
PERCENTAGE
OF
RWA)
8
Capital conservation buffer (%)
2.50%
2.50%
2.50%
2.50%
2.50%
Conservation buffer due to macro-prudential
or systemic risk identified at the level of
EU 8a
a Member State (%)
9
Institution-specific countercyclical capital buffer (%)
0.05%
0.04%
0.04%
0.04%
0.04%
EU 9a
Systemic risk buffer (%)
3
This is an excerpt of the original content. To continue reading it, access the original document here.
Attachments
Original Link
Original Document
Permalink
Disclaimer
Société Générale SA published this content on 14 September 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 14 September 2022 16:19:03 UTC.
Société Générale is one of the largest French banking groups. Net interest income breaks down by activity as follows:
- financing and investment banking (36.8%): specialized financing (for acquisitions, projects, etc.), activity on the stock, interest rate, currency exchange, and raw material markets, brokerage operations, merger-acquisition consulting, commercial banking activities, etc.;
- retail banking in France (30.7%; SG). The group also develops asset management and private banking activities (EUR 143 billion in assets under management in 2023), and provides online banking and online brokerage services (Boursorama Banque) as well as an economic and financial information Website (boursorama.com);
- provision of specialized financial and insurance services (16.5%): consumer loan, leasing, management of car fleets, professional equipment financing and insurance;
- international retail banking (16%).
At the end of 2023, Société Générale managed EUR 533.8 billion in current deposits and EUR 485.4 billion in current credits.
Net interest income is distributed geographically as follows: France (40.2%), Europe (37.4%), the Americas (8.3%), Africa (8%) and Asia/Oceania (6.1%).