Balance Sheet Sonal Mercantile Limited NSE India S.E.

Stocks

SONAL

INE321M01017

Corporate Financial Services

Market Closed - NSE India S.E. Other stock markets 07:19:30 2026-06-11 am EDT			5-day change	1st Jan Change
88.05 ^INR	0.00%		+0.06%	-

May. 29	Sonal Mercantile Limited Reports Earnings Results for the Fourth Quarter and Full Year Ended March 31, 2026	CI
Feb. 13	Sonal Mercantile Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025	CI

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Published financial data: SONAL MERCANTILE LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2021	2022	2023	2024	2025
Interest and Dividend Income, Total	185M	208M	264M	393M	353M
Interest Expense, Total	115M	121M	150M	233M	208M
Net Interest Income	70.43M	87.36M	114M	160M	145M
Gain (Loss) on Sale of Investments, Total (Rev)	-	-	-	1.43M	-
Other Revenues, Total	-	-	-	-	-
Revenues Before Provison For Loan Losses	70.43M	87.36M	114M	162M	145M
Provision For Loan Losses	-	856K	4.16M	-652K	-
Total Revenues	70.43M	86.51M	109M	162M	145M
Salaries And Other Employee Benefits	6.69M	3.89M	2.51M	2.67M	3.68M
Cost of Services Provided, Total	255K	264K	237K	235K	234K
Depreciation & Amortization - (IS) - (Collected)	1.51K	830	406K	550K	394K
Provision for Bad Debts	-	-	-	-	-
Other Operating Expenses	934K	1.16M	1.87M	2.41M	2.45M
Total Operating Expenses	7.88M	5.32M	5.02M	5.86M	6.75M
Operating Income	62.55M	81.19M	104M	156M	139M
Income (Loss) on Equity Invest.	96.12M	109M	101M	125M	219M
Other Non Operating Income (Expenses)	11.27K	661K	-	720	-
EBT, Excl. Unusual Items	159M	191M	206M	281M	358M
Gain (Loss) on Sale of Assets	-	-	792K	-	-
Asset Writedown	-	-	-	-	1.08M
EBT, Incl. Unusual Items	159M	191M	207M	281M	359M
Income Tax Expense	17.4M	20.94M	26.68M	39.37M	35.53M
Earnings From Continuing Operations	141M	170M	180M	242M	323M
Net Income to Company	141M	170M	180M	242M	323M
Net Income - (IS)	141M	170M	180M	242M	323M
Net Income to Common Incl Extra Items	141M	170M	180M	242M	323M
Net Income to Common Excl. Extra Items	141M	170M	180M	242M	323M
Per Share Items
Net EPS - Basic	9.59	11.55	12.21	16.42	24.5
Basic EPS - Continuing Operations	9.59	11.55	12.21	16.42	24.5
Basic Weighted Average Shares Outstanding	14.73M	14.74M	14.74M	14.74M	13.19M
Net EPS - Diluted	9.59	11.55	12.21	16.42	24.5
Diluted EPS - Continuing Operations	9.59	11.55	12.21	16.42	24.5
Diluted Weighted Average Shares Outstanding	14.73M	14.74M	14.74M	14.74M	13.19M
Normalized Basic EPS	6.73	8.11	8.73	11.93	16.95
Normalized Diluted EPS	6.73	8.11	8.73	11.93	16.95
Supplemental Items
Total Revenues (As Reported)	185M	209M	265M	395M	354M
Effective Tax Rate - (Ratio)	10.97	10.95	12.91	13.99	9.9
Total Current Taxes	17.37M	20.91M	26.68M	39.42M	35.49M
Total Deferred Taxes	29.75K	29.14K	-10	-50.48K	-22.91K
Normalized Net Income	99.17M	119M	129M	176M	224M

Fiscal Period: March	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	102K	228K	1.06M	1.33M	9.16M
Long-Term Investments - (FS Template)	1.87B	2.12B	2.46B	2.59B	2.93B
Trading Asset Securities, Total	-	-	-	-	-
Loans and Lease Receivables - (FS Template)	1.84B	2.01B	3.54B	3.53B	3.29B
Other Receivables	5.14M	369K	373K	361K	297K
Gross Property Plant And Equipment	54.89K	54.89K	2.22M	2.24M	2.26M
Accumulated Depreciation	-50.56K	-51.39K	-457K	-1.01M	-1.4M
Net Property Plant And Equipment	4.33K	3.5K	1.76M	1.24M	854K
Other Current Assets, Total	25K	45K	45K	45K	119K
Deferred Tax Assets Long-Term (Collected)	165K	136K	136K	186K	-
Deferred Charges Long-Term	-	-	-	-	-
Other Long-Term Assets, Total	94.03M	91.88M	76.64M	76.66M	76.65M
Total Assets	3.81B	4.23B	6.08B	6.21B	6.32B
Liabilities
Accrued Expenses, Total	37.46M	35.11M	25.1M	35.45M	37.26M
Current Portion of Long-Term Debt	-	1.59B	3.04B	2.91B	2.57B
Long-Term Debt	1.38B	-	-	-	-
Current Income Taxes Payable	-	-	-	-	-
Unearned Revenue, Current	-	-	4.8M	4.8M	4.8M
Deferred Tax Liability Current	-	-	-	-	782K
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	-	131M	121M	121M	121M
Unearned Revenue Non Current	30M	-	-	-	-
Other Non Current Liabilities	201M	-	-	82.46K	1.23K
Total Liabilities	1.64B	1.75B	3.19B	3.07B	2.74B
Common Stock, Total	147M	147M	147M	147M	147M
Additional Paid In Capital	72.53M	72.53M	72.53M	72.53M	72.53M
Retained Earnings	1.72B	1.88B	1.97B	2.17B	2.47B
Comprehensive Income and Other	228M	381M	704M	752M	890M
Total Common Equity	2.16B	2.48B	2.9B	3.14B	3.58B
Total Equity	2.16B	2.48B	2.9B	3.14B	3.58B
Total Liabilities And Equity	3.81B	4.23B	6.08B	6.21B	6.32B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	14.74M	14.74M	14.74M	14.74M	14.74M
ECS Total Common Shares Outstanding	14.74M	14.74M	14.74M	14.74M	14.74M
Book Value / Share	146.89	168.13	196.54	212.95	242.86
Tangible Book Value	2.16B	2.48B	2.9B	3.14B	3.58B
Tangible Book Value Per Share	146.89	168.13	196.54	212.95	242.86
Total Debt	1.38B	1.59B	3.04B	2.91B	2.57B
Net Debt	1.38B	1.59B	3.03B	2.9B	2.56B
Equity Method Investments, Total	1.87B	2.12B	2.46B	2.59B	2.92B
Full Time Employees	5	8	8	7	7

Fiscal Period: March	2021	2022	2023	2024	2025
Net Income	141M	170M	180M	242M	323M
Depreciation, Depletion & Amortization	1.51K	830	406K	550K	394K
Total Depreciation, Depletion & Amortization	1.51K	830	406K	550K	394K
Amortization of Deferred Charges, Total	-	-	-	-	-
(Gain) Loss On Sale of Asset - (CF)	-	-	-	-	-
(Gain) Loss on Sale of Investments - (CF)	-	-	-792K	-1.43M	-
Total Asset Writedown	-	-	-	-	-1.08M
Provision for Credit Losses	-	-	-	-	-
Change In Inventories	-	-	-	-	-
Change in Other Net Operating Assets (Collected)	-44.32M	-278M	-1.54B	-113M	-91.86M
Other Operating Activities	-92.19M	-103M	-101M	-125M	-219M
Cash from Operations	4.77M	-211M	-1.46B	2.8M	11.57M
Capital Expenditure	-	-	-2.16M	-24.5K	-12.5K
Sale of Property, Plant, and Equipment	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	-39.52M	-101K	15.72M	-2.5M	-3.72M
Net (Increase) Decrease in Loans Originated / Sold - Investing	-	-	-	-	-
Other Investing Activities, Total	-	-	-	-	-
Cash from Investing	-39.52M	-101K	13.56M	-2.52M	-3.74M
Long-Term Debt Issued, Total	33.53M	211M	1.45B	-	-
Total Debt Issued	33.53M	211M	1.45B	-	-
Other Financing Activities, Total	-	-	-	-	-
Cash from Financing	33.53M	211M	1.45B	-	-
Miscellaneous Cash Flow Adjustments	10	-	-	-	-
Net Change in Cash	-1.21M	126K	830K	271K	7.83M
Supplemental Items
Cash Interest Paid	-	-	-	-	-
Cash Income Tax Paid (Refund)	13.48M	14.49M	26.68M	39.42M	35.49M
Net Debt Issued / Repaid	33.53M	211M	1.45B	-	-

Fiscal Period: March	2021	2022	2023	2024	2025
Profitability
Return on Assets	3.99	4.24	3.49	3.94	5.16
Return On Equity %	7.05	7.33	6.7	8.02	9.62
Return on Common Equity	7.05	7.33	6.7	8.02	9.62
Margin Analysis
Gross Profit Margin %	100	100	100	100	100
SG&A Margin	9.86	4.8	2.51	1.79	2.69
Income From Continuing Operations Margin %	200.58	196.8	164.52	149.1	222.49
Net Income Margin %	200.58	196.8	164.52	149.1	222.49
Net Avail. For Common Margin %	200.58	196.8	164.52	149.1	222.49
Normalized Net Income Margin	140.81	138.13	117.61	108.35	153.88
Asset Turnover
Asset Turnover	0.02	0.02	0.02	0.03	0.02
Short Term Liquidity
Current Ratio	49.14	1.15	1.11	1.15	1.21
Quick Ratio	49.14	1.15	1.11	1.15	1.21
Operating Cash Flow to Current Liabilities	0.13	-0.12	-0.46	0	0
Long Term Solvency
Total Debt/Equity	63.53	64.01	104.81	92.59	71.89
Total Debt / Total Capital	38.85	39.03	51.17	48.08	41.82
LT Debt/Equity	63.53	-	-	-	-
Long-Term Debt / Total Capital	38.85	-	-	-	-
Total Liabilities / Total Assets	43.16	41.43	52.39	49.43	43.33
Tier 1 Capital Ratio %	-	16.8	11.95	50.59	56.75
Total Capital Ratio %	-	16.8	11.95	50.59	56.75
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	87.55	23.84	25.77	48.36	-10.13
Gross Profit, 1 Yr. Growth %	87.55	23.84	25.77	48.36	-10.13
Earnings From Cont. Operations, 1 Yr. Growth %	117.3	19.6	5.71	34.46	33.57
Net Income, 1 Yr. Growth %	117.3	19.6	5.71	34.46	33.57
Normalized Net Income, 1 Yr. Growth %	121.17	20.93	7.67	36.68	27.42
Diluted EPS Before Extra, 1 Yr. Growth %	117.46	19.57	5.71	34.46	33.15
Common Equity, 1 Yr. Growth %	17.43	14.37	16.9	8.35	14.04
Total Assets, 1 Yr. Growth %	16.6	11.16	43.8	2.02	1.78
Tangible Book Value, 1 Yr. Growth %	17.43	14.37	16.9	8.35	14.04
Cash From Operations, 1 Yr. Growth %	-100.8	-4.51K	594.47	-121.97	313.75
Capital Expenditures, 1 Yr. Growth %	-	-	-	-98.87	-48.98
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	88.98	51.77	25.14	36.6	15.24
Gross Profit, 2 Yr. CAGR %	88.98	51.77	25.14	36.6	15.24
Earnings From Cont. Operations, 2 Yr. CAGR %	74.42	61.82	12.44	19.22	34.01
Net Income, 2 Yr. CAGR %	74.42	61.82	12.44	19.22	34.01
Normalized Net Income, 2 Yr. CAGR %	80.16	63.24	14.11	21.31	31.81
Diluted EPS Before Extra, 2 Yr. CAGR %	74.48	61.83	12.43	19.22	41.65
Common Equity, 2 Yr. CAGR %	10.91	15.94	15.63	12.54	11.16
Total Assets, 2 Yr. CAGR %	25.07	13.81	26.43	21.12	1.9
Tangible Book Value, 2 Yr. CAGR %	10.91	15.94	15.63	12.54	11.16
Cash From Operations, 2 Yr. CAGR %	-91.03	-40.5	1.65K	-88.48	-4.66
Capital Expenditures, 2 Yr. CAGR %	-	-	-	-	-92.4
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	36.18	63.69	42.82	32.45	18.65
Gross Profit, 3 Yr. CAGR %	76.72	63.69	42.82	32.45	18.65
Earnings From Cont. Operations, 3 Yr. CAGR %	366.17	54.19	40.41	19.35	23.83
Net Income, 3 Yr. CAGR %	366.17	54.19	40.41	19.35	23.83
Normalized Net Income, 3 Yr. CAGR %	333.85	57.55	42.1	21.18	23.22
Diluted EPS Before Extra, 3 Yr. CAGR %	366.28	54.2	40.42	19.34	28.48
Common Equity, 3 Yr. CAGR %	113.12	12.08	16.26	13.15	13.04
Total Assets, 3 Yr. CAGR %	157.05	20.22	23.03	17.7	14.29
Tangible Book Value, 3 Yr. CAGR %	113.12	12.08	16.26	13.15	13.04
Cash From Operations, 3 Yr. CAGR %	-63.81	-29.2	34.96	-16.31	-61.99
Capital Expenditures, 3 Yr. CAGR %	-	-	642.33	-	-
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	24.87	27.36	31.43	52.43	31.07
Gross Profit, 5 Yr. CAGR %	42.23	44.92	53.68	52.43	31.07
Earnings From Cont. Operations, 5 Yr. CAGR %	197	197.34	164.34	39.12	37.82
Net Income, 5 Yr. CAGR %	197	197.34	164.34	39.12	37.82
Normalized Net Income, 5 Yr. CAGR %	169.62	177.72	154.1	41.91	37.89
Diluted EPS Before Extra, 5 Yr. CAGR %	199.19	197.45	164.35	39.13	40.91
Common Equity, 5 Yr. CAGR %	57.78	61.97	66.9	12.27	14.19
Total Assets, 5 Yr. CAGR %	76.07	79.57	93.5	20.58	14.1
Tangible Book Value, 5 Yr. CAGR %	57.78	61.97	66.9	12.27	14.19
Cash From Operations, 5 Yr. CAGR %	14.42	148.05	70.81	-65.75	-54.53
Capital Expenditures, 5 Yr. CAGR %	-	-	-	-	18.77