Financials The Towa Bank, Ltd.

Equities

8558

JP3622400004

Banks

Market Closed - Japan Exchange 02:00:00 2024-04-30 am EDT 5-day change 1st Jan Change
677 JPY +0.89% Intraday chart for The Towa Bank, Ltd. +2.73% +11.72%

Valuation

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Capitalization 1 51,678 26,276 23,236 25,318 19,893 20,088
Enterprise Value (EV) 1 -26,817 50,690 -17,826 -59,631 -63,696 -52,368
P/E ratio 8.13 x 7.82 x 12.3 x 16.4 x 19.8 x 8.68 x
Yield 2.14% 5.62% 6.36% 4.36% 4.64% 4.6%
Capitalization / Revenue 1.15 x 0.75 x 0.68 x 0.79 x 0.66 x 0.63 x
EV / Revenue -0.6 x 1.45 x -0.52 x -1.86 x -2.1 x -1.65 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.33 x 0.19 x 0.18 x 0.19 x 0.16 x 0.17 x
Nbr of stocks (in thousands) 36,886 36,904 36,942 36,800 36,908 36,926
Reference price 2 1,401 712.0 629.0 688.0 539.0 544.0
Announcement Date 6/27/18 6/27/19 6/25/20 6/25/21 6/30/22 6/30/23
1JPY in Million2JPY
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net sales 1 45,017 34,843 34,079 31,996 30,363 31,677
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 15,474 6,232 5,074 3,945 3,420 4,991
Net income 1 11,309 4,797 2,896 2,495 1,745 4,094
Net margin 25.12% 13.77% 8.5% 7.8% 5.75% 12.92%
EPS 2 172.4 90.99 50.97 42.05 27.22 62.70
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 30.00 40.00 40.00 30.00 25.00 25.00
Announcement Date 6/27/18 6/27/19 6/25/20 6/25/21 6/30/22 6/30/23
1JPY in Million2JPY
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2020 S1 2021 S1 2022 S1 2022 Q3 2023 Q1 2023 S1 2023 Q3 2024 Q1 2024 S1 2024 Q3
Net sales 1 19,559 18,527 20,132 8,187 7,998 16,794 7,918 8,364 17,301 8,388
EBITDA - - - - - - - - - -
EBIT - - - - - - - - - -
Operating Margin - - - - - - - - - -
Earnings before Tax (EBT) 1 1,937 2,671 3,432 1,087 2,070 3,580 486 665 1,978 1,558
Net income 1 1,210 1,710 2,173 1,009 1,539 2,980 302 416 1,531 1,325
Net margin 6.19% 9.23% 10.79% 12.32% 19.24% 17.74% 3.81% 4.97% 8.85% 15.8%
EPS 2 32.78 46.27 58.97 27.33 41.70 80.72 8.190 11.28 41.43 35.80
Dividend per Share - - - - - - - - - -
Announcement Date 11/5/19 11/10/20 11/9/21 2/3/22 8/2/22 11/8/22 2/3/23 8/4/23 11/7/23 2/2/24
1JPY in Million2JPY
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 - 24,414 - - - -
Net Cash position 1 78,495 - 41,062 84,949 83,589 72,456
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.38% 3.29% 2.19% 1.92% 1.38% 3.38%
ROA (Net income/ Total Assets) 0.5% 0.21% 0.13% 0.1% 0.07% 0.17%
Assets 1 2,280,500 2,309,581 2,305,732 2,387,560 2,492,857 2,475,212
Book Value Per Share 2 4,234 3,673 3,515 3,658 3,378 3,173
Cash Flow per Share 2 7,501 4,500 6,515 10,426 10,203 5,101
Capex 1 646 888 738 1,248 598 1,080
Capex / Sales 1.44% 2.55% 2.17% 3.9% 1.97% 3.41%
Announcement Date 6/27/18 6/27/19 6/25/20 6/25/21 6/30/22 6/30/23
1JPY in Million2JPY
Estimates
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