Financials Westpac Banking Corporation

Equities

Market Closed - Australian S.E. Other stock markets 12:10:42 2024-12-11 am EST			5-day change	1st Jan Change
32.12 ^AUD	-0.37%		-2.93%	+40.26%

Dec. 09	Australian Regulator to Replace Hybrid Bonds as Eligible Bank Capital	MT
Dec. 05	ACCC Grants Conditional Interim Authorization for Banking Association to Continue Certain Code Provisions	MT

Fiscal Period: September	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	20,626	21,038	19,001	21,645	21,763	22,404	22,979	23,570
Change	-	2%	-9.68%	13.92%	0.55%	2.94%	2.57%	2.57%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	7,926	7,755	8,210	10,953	10,644	10,849	11,251	11,559
Change	-	-2.16%	5.87%	33.41%	-2.82%	1.93%	3.71%	2.73%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	4,266	8,501	8,469	10,305	10,107	9,995	10,085	10,356
Change	-	99.27%	-0.38%	21.68%	-1.92%	-1.11%	0.9%	2.69%
Net income ¹	2,290	5,458	5,694	7,195	6,990	6,902	6,888	6,973
Change	-	138.34%	4.32%	26.36%	-2.85%	-1.25%	-0.2%	1.23%
Announcement Date	11/1/20	10/31/21	11/6/22	11/5/23	11/4/24	-	-	-

¹AUD in Million

Estimates

Fiscal Period: September	2020 Q4	2021 Q2	2022 Q1	2024 Q3
Net sales	-	5,591	5,056	-
Change	-	-	-9.57%	-100%
EBITDA	-	-	-	-
Change	-	-	-	-
EBIT ¹	1,028	2,412	2,359	2,700
Change	-	134.63%	-2.2%	14.46%
Charge d'intérêts	-	-	-	-
Earnings before Tax (EBT)	-	2,154	2,628	-
Change	-	-	22.01%	-100%
Net income	-15	1,739	1,815	-
Change	-	-	4.37%	-100%
Announcement Date	11/1/20	5/3/21	2/3/22	8/4/24

¹AUD in Million

Estimates

Fiscal Period: September	2020 S2	2021 S1	2021 S2	2022 S1	2022 S2	2023 S1	2023 S2	2024 S1	2024 S2	2025 S1	2025 S2	2026 S1	2026 S2
Net sales ¹	10,285	10,799	10,239	9,959	9,042	11,003	10,642	10,590	10,947	11,064	11,262	11,295	11,574
Change	-	5%	-5.19%	-2.73%	-9.21%	21.69%	-3.28%	-0.49%	3.37%	1.07%	1.79%	0.29%	2.47%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	3,745	4,818	2,937	4,593	3,617	6,015	4,938	5,195	5,449	5,340	5,367	5,228	-
Change	-	28.65%	-39.04%	56.38%	-21.25%	66.3%	-17.91%	5.2%	4.89%	-1.99%	0.5%	-2.59%	-100%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	2,081	5,061	3,440	4,718	3,751	5,625	4,680	4,833	5,274	4,877	4,723	4,676	-
Change	-	143.2%	-32.03%	37.15%	-20.5%	49.96%	-16.8%	3.27%	9.12%	-7.53%	-3.16%	-1%	-100%
Net income ¹	1,100	3,443	2,015	3,280	2,414	4,001	3,194	3,342	3,648	3,442	3,363	3,273	-
Change	-	213%	-41.48%	62.78%	-26.4%	65.74%	-20.17%	4.63%	9.16%	-5.65%	-2.3%	-2.68%	-100%
Announcement Date	11/1/20	5/3/21	10/31/21	5/8/22	11/6/22	5/7/23	11/5/23	5/5/24	11/4/24	-	-	-	-

¹AUD in Million

Estimates

Fiscal Period: September	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	11/1/20	10/31/21	11/6/22	11/5/23	11/4/24	-	-	-

Estimates

Fiscal Period: September	2019	2020	2021	2022	2023	2024
CAPEX ¹	280	240	234	166	238	235
Change	-	-14.29%	-2.5%	-29.06%	43.37%	-1.26%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	11/3/19	11/1/20	11/1/21	11/6/22	11/5/23	11/4/24

¹AUD in Million

Estimates

Fiscal Period: September	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	38.43%	36.86%	43.21%	50.6%	48.91%	48.43%	48.96%	49.04%
EBT Margin (%)	-	20.68%	40.41%	44.57%	47.61%	46.44%	44.61%	43.89%	43.94%
Net margin (%)	-	11.1%	25.94%	29.97%	33.24%	32.12%	30.81%	29.98%	29.58%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.25%	0.59%	0.58%	0.7%	0.67%	0.69%	0.68%	0.7%
ROE	-	3.83%	7.7%	8.1%	10.09%	9.64%	9.76%	9.63%	9.85%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.31	1.18	1.25	1.42	1.51	1.605	1.593	1.583
Change	-	-	280.65%	5.93%	13.6%	6.34%	6.32%	-0.77%	-0.6%
Book Value Per Share ¹	-	18.86	19.66	18.12	20.69	20.87	20.81	21.18	21.71
Change	-	-	4.25%	-7.85%	14.21%	0.89%	-0.3%	1.75%	2.5%
EPS ¹	-	0.637	1.378	1.599	2.05	2.01	1.988	1.99	2.032
Change	-	-	116.33%	16.04%	28.21%	-1.95%	-1.08%	0.09%	2.1%
Nbr of stocks (in thousands)	-	3,605,822	3,664,269	3,496,051	3,503,681	3,433,937	3,433,721	3,433,721	3,433,721
Announcement Date	-	11/1/20	10/31/21	11/6/22	11/5/23	11/4/24	-	-	-