Financials Westpac Banking Corporation

Equities

Market Closed - Australian S.E. Other stock markets 12:12:24 2026-02-16 am EST			5-day change	1st Jan Change
40.61 ^AUD	+0.22%		+2.99%	+5.21%

Feb. 13	Australian shares dip to miss out on record high in best week since April 2025	RE
Feb. 12	Recent Data Signals Strong Finish for Australian Labor Market, Economy in 2025, Westpac Says	MT

Fiscal Period: September	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	21,038	19,001	21,645	21,763	22,464	23,238	24,009	24,843
Change	-	-9.68%	13.92%	0.55%	3.22%	3.44%	3.32%	3.47%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	7,755	8,210	10,953	10,644	10,548	11,173	11,788	12,486
Change	-	5.87%	33.41%	-2.82%	-0.9%	5.93%	5.5%	5.92%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	8,501	8,469	10,305	10,107	10,044	10,583	10,830	11,269
Change	-	-0.38%	21.68%	-1.92%	-0.62%	5.37%	2.33%	4.05%
Net income ¹	5,458	5,694	7,195	6,990	6,916	7,322	7,528	7,882
Change	-	4.32%	26.36%	-2.85%	-1.06%	5.87%	2.81%	4.7%
Announcement Date	10/31/21	11/6/22	11/5/23	11/4/24	11/2/25	-	-	-

¹AUD in Million

Estimates

Fiscal Period: September	2021 Q2	2022 Q1	2024 Q3	2026 Q1
Net sales ¹	5,591	5,056	-	5,800
Change	-	-9.57%	-	-0.42%
EBITDA	-	-	-	-
Change	-	-	-	-
EBIT ¹	2,412	2,359	2,700	2,800
Change	-	-2.2%	14.46%	3.7%
Charge d'intérêts	-	-	-	-
Earnings before Tax (EBT)	2,154	2,628	-	-
Change	-	22.01%	-	-
Net income	1,739	1,815	-	-
Change	-	4.37%	-	-
Announcement Date	5/3/21	2/3/22	8/4/24	2/12/26

¹AUD in Million

Estimates

Fiscal Period: September	2021 S2	2022 S1	2022 S2	2023 S1	2023 S2	2024 S1	2024 S2	2025 S1	2025 S2	2026 S1	2026 S2	2027 S1	2027 S2
Net sales ¹	10,239	9,959	9,042	11,003	10,642	10,590	10,947	10,793	11,471	11,444	11,731	11,890	12,220
Change	-	-2.73%	-9.21%	21.69%	-3.28%	-0.49%	3.37%	-1.41%	6.28%	-0.24%	2.52%	1.36%	2.77%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	2,937	4,593	3,617	6,015	4,938	5,195	5,449	5,095	5,253	5,444	5,652	5,849	5,985
Change	-	56.38%	-21.25%	66.3%	-17.91%	5.2%	4.89%	-6.5%	3.1%	3.64%	3.82%	3.49%	2.33%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	3,440	4,718	3,751	5,625	4,680	4,833	5,274	4,845	5,199	5,157	5,288	-	-
Change	-	37.15%	-20.5%	49.96%	-16.8%	3.27%	9.12%	-8.13%	7.31%	-0.81%	2.54%	-	-
Net income ¹	2,015	3,280	2,414	4,001	3,194	3,342	3,648	3,317	3,599	3,542	3,532	3,530	-
Change	-	62.78%	-26.4%	65.74%	-20.17%	4.63%	9.16%	-9.07%	8.5%	-1.57%	-0.3%	-0.06%	-
Announcement Date	10/31/21	5/8/22	11/6/22	5/7/23	11/5/23	5/5/24	11/4/24	5/4/25	11/2/25	-	-	-	-

¹AUD in Million

Estimates

Fiscal Period: September	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	10/31/21	11/6/22	11/5/23	11/4/24	11/2/25	-	-	-

Estimates

Fiscal Period: September	2020	2021	2022	2023	2024	2025
CAPEX ¹	240	234	166	238	235	371
Change	-	-2.5%	-29.06%	43.37%	-1.26%	57.87%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	11/1/20	11/1/21	11/6/22	11/5/23	11/3/24	11/2/25

¹AUD in Million

Estimates

Fiscal Period: September	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	36.86%	43.21%	50.6%	48.91%	46.96%	48.08%	49.1%	50.26%
EBT Margin (%)	-	40.41%	44.57%	47.61%	46.44%	44.71%	45.54%	45.11%	45.36%
Net margin (%)	-	25.94%	29.97%	33.24%	32.12%	30.79%	31.51%	31.35%	31.73%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.59%	0.58%	0.7%	0.67%	0.63%	0.61%	0.6%	0.6%
ROE	-	7.7%	8.1%	10.09%	9.64%	9.74%	9.96%	10%	10.11%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	1.18	1.25	1.42	1.51	1.53	1.619	1.636	1.702
Change	-	-	5.93%	13.6%	6.34%	1.32%	5.84%	1.06%	4.04%
Book Value Per Share ¹	-	19.66	18.12	20.69	20.87	21.27	21.54	22.09	22.67
Change	-	-	-7.85%	14.21%	0.89%	1.9%	1.26%	2.56%	2.63%
EPS ¹	-	1.378	1.599	2.05	2.01	1.994	2.13	2.18	2.266
Change	-	-	16.04%	28.21%	-1.95%	-0.8%	6.82%	2.33%	3.97%
Nbr of stocks (in thousands)	-	3,664,269	3,496,051	3,503,681	3,433,937	3,415,538	3,414,514	3,414,514	3,414,514
Announcement Date	-	10/31/21	11/6/22	11/5/23	11/4/24	11/2/25	-	-	-