James A. Harrell

BB&T Corp. engages in the provision of banking and trust services through its subsidiaries. It operates through the following segments: Community Banking-Retail; Community Banking-Commercial; Insurance Holdings; and Financial Services and Commercial Finance; Other, Treasury and Corporate. The Community Banking-Retail segment offers a variety of loan and deposit products, payment services, bankcard products, and other financial services. The Community Banking-Commercial segment includes commercial real estate lending, commercial and industrial lending, corporate banking, asset based-lending, dealer inventory financing, tax exempt financing, cash management and treasury services, and commercial deposit products. The Insurance Holdings segment covers property and casualty, employee benefits, and life insurance to businesses and individuals. The Financial Services and Commercial Finance segment consists of personal trust administration, estate planning, investment counseling, wealth management, asset management, corporate retirement services, capital markets and corporate banking services, corporate trust services and specialty finance products to businesses. The Other, Treasury and Corporate segment comprises of the combination of other segment that represents operating entities. The company was was founded by Alpheus Branch in 1872 and is headquartered in Winston-Salem, NC.

Yadkin Bank provides banking services. It provides banking, mortgage, investment and insurance services. The firm operates through five divisions: American Community, Cardinal State, High County, Piedmont and Yadkin Valley Bank. The company was founded on September 16, 1968 and is headquartered in Elkin, NC.

1st Financial Services Corp. operates as a bank holding company for Mountain 1st Bank & Trust Co., which provides general commercial and consumer banking products and services to small and medium-sized businesses and individuals in North Carolina. Its deposit products include checking accounts, NOW accounts, savings accounts, commercial money market accounts, certificates of deposit, and individual retirement accounts. The company was founded on May 23, 2008 and is headquartered in Hendersonville, NC.

Yadkin Financial Corp. operates as a bank holding company. It run business through its wholly owned subsidiary, Yadkin Valley Bank and Trust Co., provides consumer and commercial banking services to individuals and small and medium-sized businesses in various branches in North Carolina and South Carolina. The company primary business is providing banking, mortgage, investment & insurance services to businesses and consumers across the Carolinas. The company was founded in 1968 and is headquartered in Raleigh, NC.