Ramon G. Opulencia

Director/Board Member at BPI Family Savings Bank, Inc.

67 year

Finance

Consumer Services

Commercial Services

Network origin in Ramon G. Opulencia first degree

Entity	Entity type	Industry
De La Salle University 64	College/University	Other Consumer Services	64
AYALA CORPORATION 34	Public Company	Real Estate Development	34
BPI Family Savings Bank, Inc. BPI Family Savings Bank, Inc. Regional BanksFinance BPI Family Savings Bank, Inc. provides banking services. The firm offers retail banking products and services as mortgage loans, auto loans and savings. The company was founded in 1985 and is headquartered in Makati, Philippines. 19	Subsidiary	Regional Banks	19
Asian Institute of Management 15	College/University	Other Consumer Services	15
Pameka Holdings, Inc. Pameka Holdings, Inc. Financial ConglomeratesFinance Part of Michigan Holdings, Inc., Pameka Holdings, Inc. is a Filipino investment company. 6	Subsidiary	Financial Conglomerates	6
AYC Holdings Ltd. 6	Subsidiary		6
Technopark Land, Inc. 5	Subsidiary		5
AYC Finance Ltd. 4	Financing Subsidiary/SPE	Finance/Rental/Leasing	4

Chart of Companies connected to the second degree

Multi-company connection

Companies connected to Ramon G. Opulencia via their personal network

Company	Sector	Related people	Main position
MANILA WATER COMPANY, INC.	Water Utilities	Aurelio Luis Montinola Enrique Razon Fernando Miranda Zobel de Ayala Delfin Lazaro Gerardo Ablaza Solomon Hermosura Ricardo Nicanor Jacinto Antonino Aquino Luis Juan B. Oreta John Eric Francia Alberto de Larrazabal Ma. Cecilia Cruzabra	Director/Board Member Chairman Chairman Director/Board Member Chief Executive Officer Corporate Secretary Director/Board Member Director/Board Member Director of Finance/CFO Director/Board Member Director/Board Member Director of Finance/CFO
Azalea International Venture Partners Ltd.		Delfin Lazaro Gerardo Ablaza Delfin C. Gonzalez Ginaflor C. Oris Rufino Luis Manotok Estelito Biacora Alberto de Larrazabal Josephine de Asis Ma. Cecilia Cruzabra	Chairman Director/Board Member Director/Board Member Director of Finance/CFO Director/Board Member Treasurer Chief Executive Officer Director of Finance/CFO Treasurer
BANK OF THE PHILIPPINE ISLANDS	Major Banks	Aurelio Luis Montinola Xavier Loinaz Fernando Miranda Zobel de Ayala Romeo Bernardo Gerardo Ablaza Delfin C. Gonzalez Solomon Hermosura René Bañez Cezar Consing Ramon del Rosario Natividad Alejo Jose Teodoro Limcaoco Cesar Purisima Mercedita Nolledo Rebecca Guanco Fernando Joseph Albert Gotuaco Antonio Jose Periquet Emmanuel Herbosa Estelito Biacora Manuel Q. Bengson Ignacio Bunye Angela Pillar Maramag Rosemarie Cruz	Director/Board Member President Director/Board Member Director/Board Member Director/Board Member Director/Board Member Director/Board Member Director/Board Member Director/Board Member Director/Board Member Corporate Officer/Principal Chief Executive Officer Director/Board Member Director/Board Member Director/Board Member Director of Finance/CFO Director/Board Member Corporate Officer/Principal Corporate Officer/Principal Director/Board Member Director/Board Member Corporate Secretary Comptroller/Controller/Auditor
GLOBE TELECOM, INC.	Wireless Telecommunications	Xavier Loinaz Fernando Miranda Zobel de Ayala Delfin Lazaro Romeo Bernardo Gerardo Ablaza Delfin C. Gonzalez Solomon Hermosura Cezar Consing Natividad Alejo Jose Teodoro Limcaoco Antonio Jose Periquet Alberto de Larrazabal Josephine de Asis Ma. Cecilia Cruzabra Catherine Ang	Director/Board Member Director/Board Member Director/Board Member Director/Board Member Chief Executive Officer Director of Finance/CFO Corporate Secretary Director/Board Member Director/Board Member Director/Board Member Director/Board Member Director of Finance/CFO Corporate Officer/Principal Corporate Officer/Principal Comptroller/Controller/Auditor
AYALA LAND, INC.	Real Estate Development	Aurelio Luis Montinola Fernando Miranda Zobel de Ayala Delfin Lazaro Solomon Hermosura Cezar Consing Ramon del Rosario Ricardo Nicanor Jacinto Ginaflor C. Oris Antonino Aquino Cesar Purisima Mercedita Nolledo Jaime Ayala	Director/Board Member Chairman Director/Board Member General Counsel Director/Board Member Director/Board Member Director/Board Member Corporate Officer/Principal President Director/Board Member Director/Board Member Chief Executive Officer
ACEN CORPORATION	Oil & Gas Production	John Philip Orbeta Fernando Miranda Zobel de Ayala Delfin Lazaro Gerardo Ablaza Solomon Hermosura Cezar Consing Ramon del Rosario Jose Teodoro Limcaoco John Eric Francia Ma. Cecilia Cruzabra	Chief Administrative Officer Chairman Chairman Director/Board Member Corporate Secretary Director/Board Member Chairman Director/Board Member Chief Executive Officer Treasurer
VANTAGE EQUITIES INC	Investment Managers	Valentino Sy Joseph Ong Gregorio Kilayko Gregorio Yu Antonio Moncupa	Chairman Director/Board Member Director/Board Member Director/Board Member Director/Board Member
CEBU HOLDINGS, INC.	Real Estate Development	Natividad Alejo Antonino Aquino Mercedita Nolledo Jaime Ayala Gregorio Yu	Director/Board Member Chairman Director/Board Member Chairman Director/Board Member
AC International Finance Ltd. AC International Finance Ltd. Investment Trusts/Mutual FundsMiscellaneous Part of Ayala Corp., AC International Finance Ltd. is a unit investment trust. The company is based in George Town, Cayman Islands. The CEOs of the Caymanian company are Jose Teodoro K. Limcaoco, Alberto Macapinlac de Larrazabal.	Investment Trusts/Mutual Funds	Fernando Miranda Zobel de Ayala Delfin Lazaro Delfin C. Gonzalez Solomon Hermosura Jose Teodoro Limcaoco Rufino Luis Manotok Alberto de Larrazabal	Chairman Director/Board Member Director/Board Member Corporate Secretary Chief Executive Officer Director/Board Member Chief Executive Officer
Liontide Holdings., Inc. Liontide Holdings., Inc. MiscellaneousMiscellaneous Liontide Holdings., Inc. operates as a joint venture holding company. It is owned by Ayala Corporation (60%) and DBS (40%). The company has been ascribed local nationality, own about 22% of BPI, becoming the bank's second largest stockholder. It is headquartered in Makati City, Philippines.	Miscellaneous	Fernando Miranda Zobel de Ayala Delfin Lazaro Delfin C. Gonzalez Solomon Hermosura Jose Teodoro Limcaoco Mercedita Nolledo Estelito Biacora Alberto de Larrazabal Ma. Cecilia Cruzabra	Chairman Director/Board Member President Corporate Secretary President Director/Board Member Treasurer Chief Executive Officer Treasurer
Asiacom Philippines, Inc. Asiacom Philippines, Inc. Specialty TelecommunicationsCommunications Asiacom Philippines, Inc. is an investment holding company, which specializes in providing telecommunications services. The company is headquartered in Makati, Philippines.	Specialty Telecommunications	Fernando Miranda Zobel de Ayala Delfin Lazaro Gerardo Ablaza Delfin C. Gonzalez Solomon Hermosura Cezar Consing Ginaflor C. Oris Jose Teodoro Limcaoco Rufino Luis Manotok Estelito Biacora Alberto de Larrazabal Ma. Cecilia Cruzabra	Director/Board Member President Director/Board Member Director/Board Member Corporate Secretary Director/Board Member Treasurer Director/Board Member Director/Board Member Treasurer Director/Board Member Treasurer
INTEGRATED MICRO-ELECTRONICS, INC.	Electronic Production Equipment	Fernando Miranda Zobel de Ayala Delfin Lazaro Gerardo Ablaza Delfin C. Gonzalez Solomon Hermosura Arthur Tan Jose Teodoro Limcaoco Cesar Purisima John Eric Francia Edgar Chua Alberto de Larrazabal Jerome Tan	Director/Board Member Chairman Director/Board Member Director/Board Member Corporate Secretary Director/Board Member Director/Board Member Director/Board Member Director/Board Member Director/Board Member Chairman President
Michigan Holdings, Inc. Michigan Holdings, Inc. Financial ConglomeratesFinance Michigan Holdings, Inc. is an investment company. The private company is based in East Lansing, MI and has subsidiaries in Philippines.	Financial Conglomerates	Delfin C. Gonzalez Solomon Hermosura Ginaflor C. Oris Rufino Luis Manotok Luis Juan B. Oreta Estelito Biacora Josephine de Asis Ma. Cecilia Cruzabra	Director/Board Member Director/Board Member Director of Finance/CFO Director/Board Member Director/Board Member Director/Board Member Director of Finance/CFO Director/Board Member
University of Ateneo de Manila	College/University	John Philip Orbeta Aurelio Luis Montinola Xavier Loinaz René Bañez Ginaflor C. Oris Antonino Aquino Rufino Luis Manotok Perry Pe Bansan Co Choa Antonio Jose Periquet Benedicto Valerio Ignacio Bunye	Undergraduate Degree Undergraduate Degree Undergraduate Degree Graduate Degree Undergraduate Degree Undergraduate Degree Undergraduate Degree Graduate Degree Masters Business Admin Undergraduate Degree Graduate Degree Undergraduate Degree
FIRST GEN CORPORATION	Electric Utilities	Cezar Consing Jaime Ayala Renato Castillo Edgar Chua Elvira Bautista	Director/Board Member Director/Board Member Corporate Officer/Principal Director/Board Member Director/Board Member
NATIONAL REINSURANCE CORPORATION OF THE PHILIPPINES	Property/Casualty Insurance	Romeo Bernardo Cezar Consing Natividad Alejo Jose Teodoro Limcaoco Gregorio Yu Roberto S. de Leon	Director/Board Member Chairman Director/Board Member Director/Board Member Director/Board Member Investor Relations Contact
University of the Philippines	College/University	Delfin Lazaro Romeo Bernardo Gerardo Ablaza Ricardo Nicanor Jacinto Natividad Alejo Mercedita Nolledo Rebecca Guanco Fernando Luis Juan B. Oreta Anthony Mabasa Edeza Que	Undergraduate Degree Undergraduate Degree Masters Business Admin Undergraduate Degree Graduate Degree Undergraduate Degree Undergraduate Degree Undergraduate Degree Masters Business Admin Graduate Degree
LiveIt Investments Ltd. LiveIt Investments Ltd. Miscellaneous Commercial ServicesCommercial Services Part of Ayala Corp., LiveIt Investments Ltd. is a holding Filipino company that operates in the business process outsourcing services industry. The company is based in Makati, Philippines. The CEOs of the company are Alfredo Antonio I. Ayala, Alberto Macapinlac de Larrazabal.	Miscellaneous Commercial Services	Fernando Miranda Zobel de Ayala Delfin Lazaro Gerardo Ablaza Delfin C. Gonzalez John Eric Francia Alberto de Larrazabal	Director/Board Member Chairman Director/Board Member Director/Board Member Director/Board Member Chairman
AB Capital & Investment Corp. AB Capital & Investment Corp. Investment ManagersFinance AB Capital & Investment Corp. provides financial advisory and securities brokerage services. The company was founded in 1980 and is headquartered in Makati City, Philippines.	Investment Managers	Enrique Razon Ramon del Rosario Ricardo Nicanor Jacinto Antonio Jose Periquet Edmundo Medrano	Director/Board Member Chief Executive Officer Director/Board Member Chairman Corporate Officer/Principal
Ayala Hotels, Inc. Ayala Hotels, Inc. Hotels/Resorts/Cruise linesConsumer Services Part of Ayala Corp., Ayala Hotels, Inc. manages and operates hotels. The company is based in Makati City, Philippines.	Hotels/Resorts/Cruise lines	Fernando Miranda Zobel de Ayala Ginaflor C. Oris Jose Teodoro Limcaoco Antonino Aquino Mercedita Nolledo Jaime Ayala John Eric Francia Alberto de Larrazabal	Director/Board Member Director/Board Member Director/Board Member Chairman Director/Board Member President Director/Board Member Director/Board Member
Ayala Foundation, Inc.	Investment Trusts/Mutual Funds	John Philip Orbeta Aurelio Luis Montinola Fernando Miranda Zobel de Ayala Gerardo Ablaza Solomon Hermosura Jose Teodoro Limcaoco Antonino Aquino Mercedita Nolledo Estelito Biacora Alberto de Larrazabal Ma. Cecilia Cruzabra Ignacio Bunye	Director/Board Member Director/Board Member Chairman Director/Board Member Corporate Secretary Director/Board Member Director/Board Member Director/Board Member Treasurer Director/Board Member Treasurer Corporate Officer/Principal
Azalea Technology Investments, Inc. Azalea Technology Investments, Inc. Financial ConglomeratesFinance Part of Ayala Corp., Azalea Technology Investments, Inc. operates as an investment holding Filipino company. The company is based in Makati, Philippines.	Financial Conglomerates	Fernando Miranda Zobel de Ayala Delfin Lazaro Gerardo Ablaza Delfin C. Gonzalez Ginaflor C. Oris Jose Teodoro Limcaoco Josephine de Asis Ma. Cecilia Cruzabra	Director/Board Member President Director/Board Member Chairman Director of Finance/CFO Director of Finance/CFO Director of Finance/CFO Treasurer
Philwater Holdings Co., Inc. Philwater Holdings Co., Inc. Water UtilitiesUtilities Part of Ayala Corp., Philwater Holdings Co., Inc. is a holding Filipino company. The company is based in Quezon City, Philippines. The CEO of the company is Alberto Macapinlac de Larrazabal.	Water Utilities	Delfin Lazaro Delfin C. Gonzalez Solomon Hermosura Jose Teodoro Limcaoco Rufino Luis Manotok John Eric Francia Estelito Biacora Alberto de Larrazabal Ma. Cecilia Cruzabra	Chairman Director/Board Member Corporate Secretary President President Director/Board Member Director of Finance/CFO Chief Executive Officer Director/Board Member
AC Industrial Technology Holdings, Inc. AC Industrial Technology Holdings, Inc. Motor VehiclesConsumer Durables AC Industrial Technology Holdings, Inc. engages in vehicle manufacturing, distribution and dealership business. The company is headquartered in Makati, the Philippines.	Motor Vehicles	John Philip Orbeta Fernando Miranda Zobel de Ayala Delfin Lazaro Gerardo Ablaza Arthur Tan Cezar Consing Jose Teodoro Limcaoco Mercedita Nolledo Rufino Luis Manotok Alberto de Larrazabal	Chief Executive Officer Director/Board Member Director/Board Member Chairman Chief Executive Officer Chairman Director/Board Member Director/Board Member President Director/Board Member
BPI Direct Savings Bank, Inc. BPI Direct Savings Bank, Inc. Savings BanksFinance BPI Direct Savings Bank, Inc. provides banking services. Its services include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. The company was founded in 1851 and is headquartered in Makati, Philippine.	Savings Banks	Aurelio Luis Montinola Xavier Loinaz Romeo Bernardo Cezar Consing Natividad Alejo Manuel Q. Bengson Ignacio Bunye	Chairman Director/Board Member Director/Board Member Chairman Director/Board Member Director/Board Member Director/Board Member
Water Capital Works, Inc.		Fernando Miranda Zobel de Ayala Delfin C. Gonzalez Solomon Hermosura Ginaflor C. Oris Jose Teodoro Limcaoco Rufino Luis Manotok Josephine de Asis Ma. Cecilia Cruzabra	Director/Board Member Chairman Director/Board Member Director/Board Member Chief Executive Officer Chairman Director/Board Member Treasurer
AI North America, Inc.		Fernando Miranda Zobel de Ayala Delfin Lazaro Jose Teodoro Limcaoco Rufino Luis Manotok Alberto de Larrazabal	Director/Board Member Director/Board Member Director/Board Member Director/Board Member Director/Board Member
Makati Business Club		Aurelio Luis Montinola Gerardo Ablaza Ramon del Rosario Cesar Purisima Jaime Martirez Edgar Chua	Corporate Officer/Principal Corporate Officer/Principal Director/Board Member Director/Board Member Corporate Officer/Principal Chairman
BPI Foundation, Inc.		Aurelio Luis Montinola Xavier Loinaz Fernando Miranda Zobel de Ayala Gerardo Ablaza Cezar Consing Jose Teodoro Limcaoco Mercedita Nolledo	Director/Board Member Director/Board Member Chairman Chairman Director/Board Member Director/Board Member Director/Board Member
The Management Association of the Philippines The Management Association of the Philippines Miscellaneous Commercial ServicesCommercial Services The Management Association of the Philippines operates as a professional membership organization. The non-profit company is based in Makati, Philippines.	Miscellaneous Commercial Services	Aurelio Luis Montinola Joseph Chua Enrique Razon Fernando Miranda Zobel de Ayala Romeo Bernardo Natividad Alejo	President Corporate Officer/Principal Corporate Officer/Principal Corporate Officer/Principal Director/Board Member Corporate Officer/Principal
Bankers Association of the Philippines Bankers Association of the Philippines Miscellaneous Commercial ServicesCommercial Services The Bankers Association of the Philippines operates as a banking association. The non-profit company is based in Makati City, Philippines.	Miscellaneous Commercial Services	Aurelio Luis Montinola Xavier Loinaz Cezar Consing Jose Teodoro Limcaoco Antonio Moncupa	President President President Director/Board Member Corporate Officer/Principal
A.C.S.T. Business Holdings, Inc.		Delfin Lazaro Gerardo Ablaza Delfin C. Gonzalez Ginaflor C. Oris Jose Teodoro Limcaoco Estelito Biacora Alberto de Larrazabal Ma. Cecilia Cruzabra	Chairman Director/Board Member Director/Board Member Director/Board Member Director/Board Member Treasurer Director/Board Member Treasurer
Darong Agricultural Development Corp.		Delfin C. Gonzalez Ginaflor C. Oris Jose Teodoro Limcaoco Luis Juan B. Oreta Rufino F. Melo Alberto de Larrazabal Josephine de Asis	Chairman Director/Board Member Chairman Director/Board Member Director/Board Member Chairman Director/Board Member
BPI-Philam Life Assurance Corp. BPI-Philam Life Assurance Corp. Multi-Line InsuranceFinance BPI-Philam Life Assurance Corp. provides life insurance services. The company was founded by Ariel G. Cantos on November 27, 2009 and is headquartered in Makati, the Philippines.	Multi-Line Insurance	Aurelio Luis Montinola Xavier Loinaz Romeo Bernardo Cezar Consing Omar Cruz Natividad Alejo Jose Teodoro Limcaoco	Chairman Chairman Director/Board Member Director/Board Member Chief Executive Officer Director/Board Member Chairman
Pure Foods International Ltd. Pure Foods International Ltd. Food: Specialty/CandyConsumer Non-Durables Pure Foods International Ltd. produce and exports dried fruits and vegetables. It offers dried fig, hazel nut, mulberry, dried tomatoes, capers, dried okra, chickpeas, and blue poppyseed. The company was founded in 2000 and is headquartered in Kusadasi, Turkey.	Food: Specialty/Candy	Delfin Lazaro Gerardo Ablaza Jose Teodoro Limcaoco John Eric Francia Alberto de Larrazabal Ma. Cecilia Cruzabra	Director/Board Member Director/Board Member Director/Board Member Director/Board Member Director/Board Member Treasurer
AC Energy Holdings, Inc. AC Energy Holdings, Inc. Financial ConglomeratesFinance AC Energy Holdings, Inc. operates as an investment holding company. It invests in solar, wind, hydro and conventional energy sources. The company was founded in 2011 and is headquartered in Makati, Philippines.	Financial Conglomerates	Fernando Miranda Zobel de Ayala Delfin Lazaro Gerardo Ablaza Delfin C. Gonzalez Solomon Hermosura Jose Teodoro Limcaoco John Eric Francia	Chairman Chairman Director/Board Member Director/Board Member Director/Board Member Director/Board Member Chief Executive Officer
The Wharton School of the University of Pennsylvania	College/University	Xavier Loinaz Jose Teodoro Limcaoco Gregorio Kilayko Gregorio Yu Joseph Albert Gotuaco	Masters Business Admin Masters Business Admin Graduate Degree Masters Business Admin Undergraduate Degree
Harvard Business School	College/University	Aurelio Luis Montinola Delfin Lazaro Delfin C. Gonzalez Ramon del Rosario Ricardo Nicanor Jacinto Jaime Ayala Joseph Albert Gotuaco	Masters Business Admin Masters Business Admin Masters Business Admin Masters Business Admin Masters Business Admin Masters Business Admin Masters Business Admin
Ayala Healthcare Holdings, Inc. Ayala Healthcare Holdings, Inc. Hospital/Nursing ManagementHealth Services Ayala Healthcare Holdings, Inc. engages in the provision of hospital, medical, and healthcare services. Its portfolio includes Generika, FamilyDOC, MedGrocer, VIGOS, and AIDE. The company was founded in June 2015 and is headquartered in Makati, the Philippines.	Hospital/Nursing Management	John Philip Orbeta Fernando Miranda Zobel de Ayala Gerardo Ablaza Cezar Consing Jose Teodoro Limcaoco John Eric Francia Alberto de Larrazabal Ma. Cecilia Cruzabra	Director/Board Member Chairman Director/Board Member Director/Board Member Director/Board Member Director/Board Member Director/Board Member Corporate Secretary
Zapfam, Inc.		John Philip Orbeta Jose Teodoro Limcaoco John Eric Francia Estelito Biacora Josephine de Asis Ma. Cecilia Cruzabra	Director/Board Member Chairman Director/Board Member Director/Board Member Director/Board Member Director/Board Member
AC Ventures Holding Corp. AC Ventures Holding Corp. Financial ConglomeratesFinance Part of Ayala Corp., AC Ventures Holding Corp. is an investment holding Filipino company. The company is based in Makati, Philippines. The CEO of the company is Alberto Macapinlac de Larrazabal.	Financial Conglomerates	Fernando Miranda Zobel de Ayala Cezar Consing Jose Teodoro Limcaoco John Eric Francia Estelito Biacora Alberto de Larrazabal Ma. Cecilia Cruzabra	Director/Board Member Chairman Chief Executive Officer Director/Board Member Treasurer Chief Executive Officer Treasurer
BPI Direct BanKo, Inc. BPI Direct BanKo, Inc. Regional BanksFinance Part of Bank of the Philippine Islands, BPI Direct BanKo, Inc. is a commercial bank. The company is based in Manila, Philippines.	Regional Banks	Aurelio Luis Montinola Gerardo Ablaza Cezar Consing Joseph Albert Gotuaco Ignacio Bunye Rosemarie Cruz	Director/Board Member Director/Board Member Director/Board Member Chairman Director/Board Member Comptroller/Controller/Auditor
AC Energy & Infrastructure Corp. AC Energy & Infrastructure Corp. Information Technology ServicesTechnology Services Part of Ayala Corp., AC Energy & Infrastructure Corp. is a Filipino listed energy company with over 4,300 MW of renewables capacity in the Philippines, Indonesia, Vietnam, Australia, and India. The company is based in Makati, Philippines. The company is at the forefront of the energy transition in the Philippines and creates value for its stakeholders and society through sustainable investments. AC Energy & Infrastructure has the largest international portfolio among listed Philippine energy companies, with approximately 2,800 MW of renewables across the region. The company aspires to be the largest listed renewables platform in Asia, with a goal of reaching 20 GW of renewables capacity by 2030. John Eric T. Francia has been the CEO of the company since 2011.	Information Technology Services	Fernando Miranda Zobel de Ayala Delfin Lazaro Gerardo Ablaza Cezar Consing Jose Teodoro Limcaoco John Eric Francia Alberto de Larrazabal	Chairman Director/Board Member Director/Board Member Director/Board Member Director/Board Member Chief Executive Officer Director/Board Member
BPI MS Insurance		Aurelio Luis Montinola Xavier Loinaz Romeo Bernardo Jose Teodoro Limcaoco Angela Pillar Maramag Rosemarie Cruz	Director/Board Member Director/Board Member Director/Board Member Director/Board Member Corporate Secretary Comptroller/Controller/Auditor
Ayala Aviation Corp.		John Philip Orbeta Gerardo Ablaza Delfin C. Gonzalez Solomon Hermosura Jose Teodoro Limcaoco Rufino Luis Manotok John Eric Francia Estelito Biacora Alberto de Larrazabal	Chief Executive Officer Director/Board Member Director/Board Member Director/Board Member Director/Board Member Chairman Director/Board Member Director/Board Member Chairman
BPI Globe BanKO, Inc. BPI Globe BanKO, Inc. Regional BanksFinance BPI Globe BanKO, Inc. provides mobile based, microfinance and other banking solutions. Its services include buyload, paybills, payments, sendmoney, insurance and international remittance. The firm also provides consumer and commercial loans, savings bank, mobile banking and telecommunications. The company was founded in 2009 and is headquartered in San Juan, Philippines.	Regional Banks	Aurelio Luis Montinola Delfin Lazaro Romeo Bernardo Gerardo Ablaza Cezar Consing Natividad Alejo Jose Teodoro Limcaoco	Director/Board Member Director/Board Member Director/Board Member Chairman Chief Executive Officer Director/Board Member Director/Board Member
AG Counselors Corp.		John Philip Orbeta Solomon Hermosura Jose Teodoro Limcaoco Mercedita Nolledo Rufino F. Melo Josephine de Asis	Director/Board Member Chief Executive Officer Director/Board Member Chairman Director/Board Member Director of Finance/CFO
ENEX ENERGY CORP.	Contract Drilling	John Philip Orbeta Romeo Bernardo Gerardo Ablaza Ramon del Rosario John Eric Francia Alberto de Larrazabal	Chief Administrative Officer Director/Board Member Chairman Chairman Director/Board Member Director/Board Member
AC Infrastructure Holdings Corp. AC Infrastructure Holdings Corp. Engineering & ConstructionIndustrial Services Part of Ayala Corp., AC Infrastructure Holdings Corp. develops infrastructure projects. The CEO of the Filipino company is Jose Rene Gregory D. Almendras.	Engineering & Construction	Fernando Miranda Zobel de Ayala Delfin Lazaro Gerardo Ablaza Delfin C. Gonzalez Cezar Consing Ginaflor C. Oris Jose Teodoro Limcaoco John Eric Francia Estelito Biacora Alberto de Larrazabal Ma. Cecilia Cruzabra	Director/Board Member Director/Board Member Director/Board Member Director/Board Member Chairman Director/Board Member Director/Board Member Chief Executive Officer Treasurer Chief Executive Officer Director/Board Member

Statistics

International

Philippines	45
United States	5
Cayman Islands	2
Turkey	2

Sectoral

Finance	15
Consumer Services	6
Utilities	5
Miscellaneous	4
Commercial Services	4

Operational

Director/Board Member	1284
Chairman	439
President	264
Corporate Officer/Principal	228
Independent Dir/Board Member	154

Most connected contacts

Insiders
Fernando Miranda Zobel de Ayala	83
Jose Teodoro Limcaoco	79
Ramon del Rosario	76
Gerardo Ablaza	74
Gregorio Yu	67
Cezar Consing	64
Aurelio Luis Montinola	61
Enrique Razon	61
Alberto de Larrazabal	59
Mercedita Nolledo	51
John Philip Orbeta	48
John Eric Francia	48
Delfin Lazaro	48
Romeo Bernardo	47
Ma. Cecilia Cruzabra	47

See all connections