Australia and New Zealand Banking : Notice Corporations Act Subsection 259C(2)

17 January 2020

Market Announcements Office

ASX Limited

Level 4

20 Bridge Street

SYDNEY NSW 2000

Notice Corporations Act Subsection 259C(2)

Attached is a notice given in accordance with a Corporations Act Subsection 259C(2) exemption, ASIC Instrument 19-1239 and associated Deed Poll. They have been

approved for distribution by ANZ's Company Secretary.

Yours faithfully

Simon Pordage

Company Secretary

Australia and New Zealand Banking Group Limited

Australia and New Zealand Banking Group Limited ABN 11 005 357 522

ANZ Centre Melbourne, Level 9A, 833 Collins Street, Docklands VIC 3008

	Notice given in accordance with Corporations Act Subsection 259C(2) Exemption
To	Market Announcements Office
	ASX Limited
	Level 4
	20 Bridge Street
	SYDNEY NSW 2000

1. Name of Company Australia and New Zealand Banking Group Limited ABN 11 005 357 522 ("ANZ") gives notice of the aggregated percentage of voting shares in ANZ, in respect of which its associated entities have (1) the power to control voting or disposal and voting shares underlying derivatives and (2) a net economic exposure, in accordance with the terms of an exemption granted by the Australian Securities and Investments Commission pursuant to subsection 259C(2) of the Corporations Act.

Date of present notice:	17 January 2020
The previous notice was given to the ASX on:	3 January 2020
The previous notice was dated:	3 January 2020

2. Issued Share Capital

3(a). Previous and

present aggregated %

of Voting Shares

2,836,177,422 fully paid Ordinary Shares in the capital of ANZ have been issued as at 16 January 2020.

The aggregated number and percentage of shares in each class of voting shares in ANZ in respect of which its controlled entities have power to control voting or disposal and voting shares underlying derivatives, when last required, and when now required, to give a notice to the ASX are:

Class of Shares	Previous Notice	Present Notice
	Total Number	% of Total Shares	Total Number	% of Total Shares
Ordinary Fully Paid	20,404,269	0.72%	20,169,512	0.71%

3(b). Previous and

present net economic

exposure % of Voting

Shares

The aggregated number and percentage of shares in each class of voting shares in ANZ in respect of which its controlled entities have a net economic exposure, when last required, and when now required, to give a notice to the ASX are:

Class of Shares	Previous Notice	Present Notice
	Total Number	% of Total Shares	Total Number	% of Total Shares
Ordinary Fully Paid	20,404,269	0.72%	20,169,512	0.71%

4. Details of Controlled The following controlled entities are the holders in the Voting Shares referred to in

Entity Holdings	paragraph 3 above.
Registered Holder		Controlled Entity entitled to be	Number of Shares	% of Total Shares
		registered
ANZEST Pty Ltd as Trustee	ANZEST Pty Ltd as Trustee for ANZ
for ANZ Employee Share
	Employee Share Acquisition Plan
Acquisition Plan		21,771	0.00%
		ANZ New Zealand Investments
Reserve Bank of NZ		Limited on behalf of various
	investment funds and client
		portfolios	43,134	0.00%

	ANZ New Zealand Investments
JP Morgan Chase Bank	Limited on behalf of various
investment funds and client
	portfolios	2,376,575	0.08%
	ANZ New Zealand Investments
JP Morgan Chase Bank /	Limited on behalf of various
Reserve Bank of NZ	investment funds and client
	portfolios	230,223	0.01%
JP Morgan Nominees	ANZ Custodial Services New Zealand
Limited as trustee for various private
Australia Limited
clients	1,096,334	0.04%
	OnePath Funds Management Ltd as
JP Morgan Chase Bank	responsible entity for
ANZ Australian Industrial Equities
	Fund	872,287	0.03%
	OnePath Funds Management Ltd as
JP Morgan Chase Bank	responsible entity for ANZ Select
	Leaders Pool	289,978	0.01%
	OnePath Funds Management Ltd as
JP Morgan Chase Bank	responsible entity for
OnePath Sustainable Investments -
	Wholesale Australian Share Trust	42,969	0.00%
	OnePath Funds Management Ltd as
JP Morgan Chase Bank	responsible entity for
	Blue Chip Pool	1,140,660	0.04%
	OnePath Funds Management Ltd as
JP Morgan Chase Bank	responsible entity for OPTIMIX
Wholesale Australian Shares Trust -
	VINVA	411,477	0.02%
	OnePath Funds Management Ltd as
JP Morgan Chase Bank	responsible entity for Optimix
	Wholesale Australian Share Trust	697,184	0.03%
	OnePath Funds Management Ltd as
JP Morgan Chase Bank	responsible entity for Optimix
Wholesale Australian Shares
	Transition	195,056	0.01%
	OnePath Funds Management Ltd as
JP Morgan Chase Bank	responsible entity for
	OnePath Australian Shares Index Pool	11,378,343	0.40%
	OnePath Funds Management Ltd as
JP Morgan Chase Bank	responsible entity for OnePath
Australian Shares - Imputation Index
	Pool	109,188	0.00%
	OnePath Funds Management Ltd as
JP Morgan Chase Bank	responsible entity for OptiMix
	Australian Shares Fidelity	312,939	0.01%
	OnePath Custodians Pty Ltd as
OnePath Custodians Pty Ltd	responsible entity for Grow Wrap -
	Aligned Dealer Group	78,801	0.00%
OnePath Custodians Pty Ltd	OnePath Custodians Pty Ltd as
responsible entity for Dominion	10,686	0.00%
OnePath Custodians Pty Ltd	OnePath Custodians Pty Ltd as
responsible entity for FSP	47,139	0.00%
OnePath Custodians Pty Ltd	OnePath Custodians Pty Ltd as
responsible entity for Mentor	7,532	0.00%

OnePath Custodians Pty Ltd			OnePath Custodians Pty Ltd as
		responsible entity for Matrix		5,726		0.00%
OnePath Custodians Pty Ltd			OnePath Custodians Pty Ltd as
		responsible entity for Voyage		292,535		0.01%
OnePath Custodians Pty Ltd			OnePath Custodians Pty Ltd as
		responsible entity for Wealthtrac		92,260		0.00%
OnePath Custodians Pty Ltd			OnePath Custodians Pty Ltd as
	responsible entity for PortfolioOne		416,715		0.02%
			Aggregation			20,169,512		0.71%
5. Changes in Voting		Particulars of change in voting shares in ANZ in respect of which its controlled entities
Shares			are or were entitled since ANZ was last required to give a notice to the ASX are:
	Controlled
Date of	Entity entitled			Consideration				Number of
	whose		Nature of Change	given in relation to	Class of Share
Change			Shares
shareholding			change ($)
		changed
	OnePath Funds
	Management Ltd
	as responsible
		entity for						Ordinary fully
3/01/2020		OnePath		Off-market transfer	Nil		-195,056
			paid
	Australian
		Shares -
	Imputation
	Index Pool
	OnePath Funds
	Management Ltd
	as responsible
3/01/2020		entity for		Off-market transfer	Nil		Ordinary fully	195,056
	OptiMix			paid
	Australian
		Shares
	Transition
		OnePath
	Custodians Pty
7/01/2020		Ltd as		On-market sale	1,318.93		Ordinary fully	-54
responsible			paid
		entity for
		Voyage
		OnePath
	Custodians Pty
8/01/2020		Ltd as		On-market sale	9,898.01		Ordinary fully	-400
responsible			paid
		entity for
	Wealthtrac
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited		On-market	9,423.05		Ordinary fully	363
as trustee for		purchase		paid
	various private
		clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited		On-market	1,531.57		Ordinary fully	59
as trustee for		purchase		paid
	various private
		clients

	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	3,338.67	Ordinary fully	129
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	10,279.69	Ordinary fully	396
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	6,853.13	Ordinary fully	264
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	6,567.58	Ordinary fully	253
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	2,621.84	Ordinary fully	101
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	1,349.85	Ordinary fully	52
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	4,828.34	Ordinary fully	186
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	2,595.88	Ordinary fully	100
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market sale	1,268.18	Ordinary fully	-49
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	2,336.29	Ordinary fully	90
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	2,518.00	Ordinary fully	97
as trustee for	purchase	paid
	various private
	clients

	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market sale	310.57	Ordinary fully	-12
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market sale	2,665.76	Ordinary fully	-103
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market sale	129.41	Ordinary fully	-5
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market sale	776.43	Ordinary fully	-30
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market sale	802.32	Ordinary fully	-31
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	4,205.33	Ordinary fully	162
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	3,623.36	Ordinary fully	140
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market	5,503.26	Ordinary fully	212
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market sale	569.39	Ordinary fully	-22
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
8/01/2020	Zealand Limited	On-market sale	439.98	Ordinary fully	-17
as trustee for	paid
	various private
	clients
	OnePath Funds
	Management Ltd			Ordinary fully
9/01/2020	as responsible	On-market sale	956,974.48	-38,481
paid
	entity for Blue
	Chip Pool

		The change in
		holding occurred as
		a result of shares
	ANZEST Pty Ltd	under the Plan
	being forfeited due
	as Trustee for
	to cessation of an
	ANZ Employee		Ordinary fully
10/01/2020	individual's	Not applicable	1,608
Share	paid
	employment or
	Acquisition Plan
	vesting conditions
	(the "Plan")
	not being met and
		/ or shares being
		allocated under the
		Plan
	OnePath Funds
	Management Ltd			Ordinary fully
10/01/2020	as responsible	On-market sale	4,427,926.17	-177,713
paid
	entity for Blue
	Chip Pool
	OnePath Funds
	Management Ltd
	as responsible
	entity for			Ordinary fully
10/01/2020	OPTIMIX	On-market sale	119,045.66	-4,747
paid
	Wholesale
	Australian
	Shares Trust -
	VINVA
		The change in
		holding occurred as
		a result of shares
	ANZEST Pty Ltd	under the Plan
	being forfeited due
	as Trustee for
	to cessation of an
	ANZ Employee		Ordinary fully
13/01/2020	individual's	Not applicable	85
Share	paid
	employment or
	Acquisition Plan
	vesting conditions
	(the "Plan")
	not being met and
		/ or shares being
		allocated under the
		Plan
	OnePath Funds
	Management Ltd
	as responsible
	entity for			Ordinary fully
13/01/2020	OPTIMIX	On-market sale	1,277.30	-51
paid
	Wholesale
	Australian
	Shares Trust -
	VINVA
	OnePath
	Custodians Pty
13/01/2020	Ltd as	On-market sale	14,789.07	Ordinary fully	-593
responsible	paid
	entity for
	PortfolioOne
	OnePath
	Custodians Pty
13/01/2020	Ltd as	On-market sale	11,272.26	Ordinary fully	-452
responsible	paid
	entity for
	PortfolioOne
	OnePath
	Custodians Pty			Ordinary fully
14/01/2020	Ltd as	On-market sale	15,874.29	-632
paid
	responsible
	entity for FSP

	OnePath
	Custodians Pty
14/01/2020	Ltd as	On-market sale	57,830.03	Ordinary fully	-2,304
responsible	paid
	entity for
	PortfolioOne
	OnePath
	Custodians Pty
14/01/2020	Ltd as	On-market sale	4,484.75	Ordinary fully	-180
responsible	paid
	entity for
	Wealthtrac
		The change in
		holding occurred as
		a result of shares
	ANZEST Pty Ltd	under the Plan
	being forfeited due
	as Trustee for
	to cessation of an
	ANZ Employee		Ordinary fully
14/01/2020	individual's	Not applicable	20
Share	paid
	employment or
	Acquisition Plan
	vesting conditions
	(the "Plan")
	not being met and
		/ or shares being
		allocated under the
		Plan
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	631.28	Ordinary fully	24
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	2,164.43	Ordinary fully	82
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market sale	1,446.68	Ordinary fully	-55
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	263.03	Ordinary fully	10
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	1,029.42	Ordinary fully	39
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	394.55	Ordinary fully	15
as trustee for	purchase	paid
	various private
	clients

	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	1,398.96	Ordinary fully	53
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market sale	1,551.90	Ordinary fully	-59
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market sale	499.76	Ordinary fully	-19
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	1,183.65	Ordinary fully	45
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	4,249.67	Ordinary fully	161
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	789.10	Ordinary fully	30
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	2,797.91	Ordinary fully	106
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	236.73	Ordinary fully	9
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	On-market	923.84	Ordinary fully	35
as trustee for	purchase	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	Transfer Out	3,029.68	Ordinary fully	-120
as trustee for	paid
	various private
	clients

	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	Transfer Out	883.65	Ordinary fully	-35
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	Transfer Out	176.73	Ordinary fully	-7
as trustee for	paid
	various private
	clients
	ANZ Custodial
	Services New
15/01/2020	Zealand Limited	Transfer Out	1,691.58	Ordinary fully	-67
as trustee for	paid
	various private
	clients
	OnePath Funds
	Management Ltd
	as responsible
15/01/2020	entity for	On-market sale	297,220.63	Ordinary fully	-11,775
OnePath	paid
	Australian
	Shares Index
	Pool
	OnePath
	Custodians Pty
15/01/2020	Ltd as	On-market sale	6,701.08	Ordinary fully	-267
responsible	paid
	entity for
	Voyage
	OnePath
	Custodians Pty
15/01/2020	Ltd as	On-market sale	16,252.44	Ordinary fully	-646
responsible	paid
	entity for
	Voyage
	OnePath
	Custodians Pty
15/01/2020	Ltd as	On-market sale	19,047.22	Ordinary fully	-757
responsible	paid
	entity for
	Voyage

	Addresses	The addresses of entities named in this form are as follows:
	Name	Address
	ANZ	Level 9A, ANZ Centre Melbourne, 833 Collins Street, Docklands Vic 3008
	ANZEST Pty Ltd	Level 9A, ANZ Centre Melbourne, 833 Collins Street, Docklands Vic 3008
	ANZ New Zealand
	Investments	ANZ Centre, 23-29 Albert Street, Auckland, New Zealand
	Limited
	OnePath Funds	Level 23, 242 Pitt Street, Sydney NSW 2000
	Management Ltd
	OnePath	Level 23, 242 Pitt Street, Sydney NSW 2000
	Custodians Pty Ltd
	JP Morgan Chase	85 Castlereagh Street, Sydney NSW 2000
	Bank
	JP Morgan	85 Castlereagh Street, Sydney NSW 2000
	Nominees Australia
	Limited
	Reserve Bank of NZ	2 The Terrace, PO Box 2498 Wellington 6011, New Zealand
	ANZ Custodial
	Services New	ANZ Centre, 23-29 Albert Street, Auckland, New Zealand
	Zealand Limited

print name	Simon Pordage	Capacity	Company Secretary
Sign here		Date	17 January 2020

ANZ Deed Poll

Deed Poll

Australia and New Zealand Banking Group Limited ACN 005 357 522

ANZ Deed Poll

Deed Poll

This Deed Poll is made by:

Australia and New Zealand Banking Group Limited ACN 005 357 522 of ANZ Centre Melbourne, Level 9, 833 Collins Street, Docklands, Victoria 3008 (ANZ)

in favour of and enforceable by:

The Australian Securities and Investments Commission (ASIC).

RECITALS

1. By ASIC instrument 19-1239 issued pursuant to subsection 259C(2) of the Corporations Act 2001 (Cth) (Act), ASIC has exempted ANZ from the operation of section 259C of the Act (Exemption).
2. To obtain the benefit of the Exemption, ANZ is required to make this deed poll (Deed Poll) in favour of ASIC.

OPERATIVE PROVISIONS

1 DEFINITIONS AND INTERPRETATIONS

1.1 Words and expressions defined in the Exemption and not otherwise defined in this Deed Poll have the same meaning as in the Exemption.

2 UNDERTAKINGS

2.1 As contemplated in paragraph 7 of the Exemption, ANZ covenants with ASIC as follows:

5% limit

1. to ensure that the number of votes attached to all voting shares of ANZ in respect of which ANZ or its controlled entities have the power (including under the terms of a derivative) to control voting or disposal, does not exceed 5% of the total number of votes attached to all voting shares of ANZ;

3% limit for statutory funds

1. to ensure that, in relation to a prescribed controlled entity of the kind referred to in paragraph (ii) of the definition of prescribed controlled entity in the Exemption, the aggregate amount of assets in the statutory fund's retained profits and shareholder capital accounts that is invested in ANZ's shares is no more than 3% of the level of assets in those accounts that is required to satisfy any capital requirements imposed by the Australian Prudential Regulation Authority;
2. to ensure that, in relation to the NZ Life Funds, the aggregate amount of assets in the NZ Life Funds' retained profits and shareholder capital accounts that is invested in ANZ shares is no more than 3% of the level of assets in those accounts that is required to satisfy any capital requirements imposed by the New Zealand Society of Actuaries (Inc);

ANZ Deed Poll

Voting restrictions

1. to ensure that a prescribed controlled entity does not exercise votes attached to shares issued or transferred in the circumstances specified in paragraph 6 of the Exemption other than where, in circumstances where the shares were issued or transferred to a prescribed controlled entity of the kind referred to in paragraph (i) of the definition of prescribed controlled entity in the Exemption, the votes are exercised by the entity in accordance with the directions of a client;

Disclosure of interests

1. to disclose to ASX:
2. 1. within 14 days after the last disclosure made under sub-subparagraph 2.1(e)(i) of the Deed Poll made by ANZ on 9 August 2012 in favour of ASIC pursuant to the revoked ASIC Instrument 12-1078 and thereafter no later than 14 days from the date the last disclosure was made under this clause 2.1(e) or such other period as ASIC may agree in writing:
   2. 1. the number of voting shares of ANZ in respect of which it or its controlled entities have the power to control voting or disposal expressed as a percentage of the total number of shares of ANZ; and
      2. the number of voting shares of ANZ in respect of which it or its controlled entities have a net economic exposure, expressed as a percentage of the total number of shares of ANZ;
   3. no later than before the end of two business days after the day on which ANZ became aware of the movement, any movement of at least 1% in either of the percentages referred to in clause 2.1(e)(i);

and, in making these disclosures, to include the details set out in subsection 671B(3) of the Act as if section 671B applied;

1. a copy of the Exemption by way of an announcement at the same time ANZ gives the first periodic disclosure under clause 2.1(e)(i);

Record keeping requirements

1. to:

1. keep records of acquisitions and disposals of shares of ANZ and derivatives, by ANZ and its controlled entities, for a period of at least 12 months after the date of the acquisition or disposal, including:
2. 1. date and time;
   2. volume;
   3. price; and
   4. the broker responsible for executing the trade; and
3. within five business days after a receipt of a written request, make those records available for inspection by ASIC, ASX, NZX (for so long as ANZ shares are quoted on NZX) or any other market licensee where ANZ shares are quoted, or constitute the

ANZ Deed Poll

underlying security for a financial product quoted, on the market conducted by the licensee; and

1. to give a written notice to ASIC within five business days after becoming aware that it has failed to comply with the terms of this deed, other than in an immaterial respect, and setting out the details of the non-compliance.

2.2 Clause 2.1(d) relates only to those ANZ shares and units in ANZ shares in circumstances where, but for the Exemption, their issue or transfer to a controlled entity would contravene s259C of the Act.

3 Benefit of the Deed Poll

1. The Deed Poll is only for the benefit of, and may only be enforced by, ASIC.
2. ANZ acknowledges that this deed poll duly executed by it (original deed poll), which is then subsequently scanned as a PDF copy (scanned PDF copy) and attached to an email to be sent to ASIC will not be invalid as a record of this transaction between the parties because that email to ASIC is an electronic communication and that scanned PDF copy may be produced in evidence in place of the original deed poll. ANZ agrees that sections 7, 10 and 11 of the Electronic Transactions Act 2000 (Vic) apply to this deed poll.

4 Amendment of the Deed Poll

4.1 ANZ may modify, vary or amend this Deed Poll only with the express prior written approval of ASIC. To modify, amend, or vary this Deed Poll, ANZ must execute a supplemental deed poll in favour of ASIC.

5 Termination of the Deed Poll

5.1 This Deed Poll automatically terminates upon the expiry or revocation of the Exemption, unless otherwise agreed by ASIC and ANZ.

ANZ Deed Poll

5.2 This Deed Poll is irrevocable without the prior consent of ASIC.

6 Governing Law

6.1 This Deed Poll is governed by the law in force in Victoria.

EXECUTED as a deed poll on ______________________ January 2020

SIGNED, SEALED and DELIVERED for AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED under Power of Attorney dated 18 November 2002 (and the attorney declares that he or she has not received notice of the revocation of such Power of Attorney) in the presence of:

Signature of attorney

Signature of witness

Name

Name

Address of witness