Australian Finance Group Limited provided consolidated earnings guidance for the financial year ending 30 June 2017. During the six months to 30 June 2017, the FG Home Loans (FGHLs) white label mortgage products have matured to the extent that there is sufficient history and data to enable the actuarial estimation of future customer behavior. It is therefore, in accordance with Australian Accounting Standards, now necessary to adopt an actuarial model to estimate the future trail revenue relating to the AFGHLs white label programme. This will impact NPAT for the fiscal year 2017 and will result in the company in future recognising a trail revenue receivable for AFGHLs white label programme on balance sheet. As a result of this accounting change, the company now believe the NPAT for the fiscal year 2017 will be within the range of $37.0 to $37.8 million.