Institutional Presentation 1Q24

DISCLAIMER

This presentation may contain forward-looking statements. Such statements are not statements of historical facts and reflect the beliefs and expectations of the company's management. The words "anticipates", "believes", "estimates", "expects", "forecasts", "plans", "predicts", "projects", "targets" and all similar words are intended to identify these statements, which necessarily involve both known and unknown risks and uncertainties. Known risks include uncertainties, which are not limited to the impact of competitive services and pricing, market acceptance of services, service transactions by the company and its competitors, regulatory approval, currency fluctuations, changes in the service mix offered, and other risks described in the company's reports. Forward-looking statements speak only in terms of the date they are made and Banco Bradesco does not assume any obligation to update them in light of new information and/or future developments.

2

Macroeconomic Information

4-21

Corporate Profile

22-32

ESG

33-45

Strategic Plan

46-51

Results

52-65

Attachments - Results

66-76

Our Business

77-118

05/08/2024

Macroeconomic

Information

ECONOMIC SCENARIO

Main Projections

2021

2022

2023

2024

2025

GDP (% p.a.)

4.8

3.0

2.9

2.5

2.0

Extended Consumer Price Index IPCA (% p.a.)

10.1

5.8

4.6

3.6

3.4

General Market Price Index IGP-M FGV (%)

17.8

5.5

-3.2

2.4

2.9

Selic (% p.a.) year-end

9.25

13.75

11.75

9.50

8.50

USD - Commercial Rate (R$/US$) year-end

5.58

5.22

4.84

4.90

4.70

Industrial production (% p.a.)

3.9

-0.7

0.1

2.8

0.5

Restricted Retail Sales (% p.a.)

1.4

1.0

1.6

4.9

2.0

CAGED- net employment creation (in million)

2.9

2.0

1.5

1.8

0.9

Unemployment rate (% p.a. year average)

13.2

9.3

8.0

8.0

8.0

Credit Stock (%p.a.)

16.4

14.5

8,1

10.0

8.0

Balance of Trade (BCB) (US$ billion)

36.4

44.2

80.5

77.8

77.5

Current Account Balance (US$ billion)

-46.4

-48.3

-28.6

-17.0

-22.1

Public Sector Primary Result (R$ billion)

64.7

126.0

-249.1

-57.5

-69.9

Gross Debt (% GDP)

77.3

71.7

74.4

77.3

79.4

Bradesco economic forecasts are revised each month. During moments of greater volatility, the level of uncertainty and error margins naturally rise, especially between revisions. Our forecasts are based on the assumption that the adjustments necessary to ensure the sustainability of Brazil's macroeconomic framework will be implemented over the next few years. If these adjustments do not materialize or are better than expected, the forecast could be altered significantly. Last updated on May 06th, 2024

Macroeconomic Information

Corporate Profile

ESG

Strategic Plan

Results

Attachments

Our Business

5

UNEMPLOYMENT RATE

Monthly metric, seasonally adjusted

16.0% 15.0% 14.0% 13.0% 12.0% 11.0% 10.0% 9.0% 8.0% 7.0% 6.0%

7.0%

12

13

14

15

16

17

18

19

20

21

22

23

24

Source: IBGE, Bradesco In mar-24

Macroeconomic Information

Corporate Profile

ESG

Strategic Plan

Results

Attachments

Our Business

6

UNEMPLOYMENT RATE

Unemployment by socioeconomic class

(%)

38.3

31.1

31.4

30.2

30.9

27.0

25.6

25.2

25.2

23.9

23.6

22.4

19.2

20.4

18.1

17.9

16.6

17.1

17.3

16.0

15.7

15.7

15.2

13.6

10.6

11.9

11.9

11.2

11.1

9.9

9.3

9.3

9.2

9.3

9.4

8.6

8.9

8.3

8.8

7.9

7.0

5.5

5.6

5.7

4.9

4.5

4.9

5.2

5.1

5.1

4.9

3.5

3.7

3.8

3.8

3.6

3.6

3.2

3.4

2.8

2.6

2.7

2.0

2.5

2.3

2.1

1.9

2.5

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

2022

1Q23

2Q23

3Q23

4Q23

Class E

Class D

Class C

Class A and B

Source: IBGE, Bradesco

Macroeconomic Information

Corporate Profile

ESG

Strategic Plan

Results

Attachments

Our Business

7

UNEMPLOYMENT RATE

Unemployment by region

(%)

16.0

16.0

14.5

15.0

13.4

14.3

13.7

13.9

13.3

12.6

12.4

11.4

12.9

12.9

10.7

10.6

12.2

9.4

9.5

9.8

8.0

8.5

8.5

8.2

17.6

18.9

18.4

15.8

15.1

15.3

14.8

14.6

14.9

13.3

12.5

12.5

12.9

15.0

14.1

12.7

12.8

11.7

12.2

11.6

10.9

13.3

11.2

11.1

11.3

10.8

12.0

12.6

10.9

10.4

10.7

10.7

12.0

11.2

7.9

8.9

8.7

9.1

8.4

8.7

8.2

8.4

8.5

7.5

8.2

8.1

8.2

7.7

9.3

8.1

7.7

7.7

6.8

6.7

6.5

7.0

6.5

7.9 7.08.6

7.1

5.8

5.6

5.2

6.2

5.0

5.7

5.5

4.5

4.7

4.6

4.5

2Q16

4Q16

2Q17

4Q17

2Q18

4Q18

2Q19

4Q19

2Q20

4Q20

2Q21

4Q21

2Q22

4Q22

2Q23

4Q23

North

Northeast

Southeast

South

Mid-west

Source: IBGE, Bradesco

Macroeconomic Information

Corporate Profile

ESG

Strategic Plan

Results

Attachments

Our Business

8

AVERAGE SALARY IN THE ECONOMY

Usual income from work. R$ constant. Continuous PNAD

3250

3150

3,118

3050

2950

2850

2750

2650

12

13

14

15

16

17

18

19

20

21

22

23

24

Source: IBGE, Bradesco

In mar-24

Macroeconomic Information

Corporate Profile

ESG

Strategic Plan

Results

Attachments

Our Business

9

ACTIVITY TO ACCOMMODATE THROUGHOUT THE NEXT QUARTERS

Total GDP, growth over the previous year

Source: IBGE, Bradesco

Macroeconomic Information

Corporate Profile

ESG

Strategic Plan

Results

Attachments

Our Business

10

Attachments

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Disclaimer

Banco Bradesco SA published this content on 14 May 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 14 May 2024 20:28:23 UTC.