First Southern Bank (the Bank) is a financial institution under continuous operation in the Shoals Alabama region. The Bank offers a range of financial services for small businesses, corporations, public entities, individuals, families, and not-for-profit organizations in the Shoals area. The Bankâs personal banking services include checking, savings, digital, debit card and safe deposit boxes. The Bankâs business services include business checking, business savings, digital banking, treasury management, and merchant services. The Bankâs digital banking services include bill pay, e-statements, mobile banking, mobile deposit, online banking, and others. The Bank offers conventional loans, no private mortgage insurance (PMI) loans, construction/permanent loans, and federal housing administration (FHA) and veterans affairs (VA) loans. The Bank also provides in person loan services at its Loan production offices in Marshall County, Alabama, New Albany, Mississippi, and Ocala, Florida.
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