Fulton Financial Corporation announced that Atul Malhotra (Malhotra) has been promoted to chief risk officer (CRO) to succeed Chivinski in that role. Both changes are effective immediately. Previously chief risk officer, Chivinski will now serve as senior executive vice president and interim CFO and will continue to report to Chairman and CEO Curt Myers. She will be responsible for the overall financial governance of the corporation until a new CFO is named. Chivinski has served in a variety of leadership positions at the Corporation, having joined the bank nearly 30 years ago. She has been Senior Executive Vice President and Chief Risk Officer of the Corporation since 2016. Previously, she served as chief audit executive and chief accounting officer. Prior to joining Fulton, she served as senior manager at Arthur Andersen & Co. She holds a Bachelor of Arts degree in Accounting from Franklin & Marshall College.
Replacing Chivinski, Malhotra will serve as executive vice president and chief risk officer and will report to
Myers. He will be responsible for governance of the bank?s risk management programs. Malhotra has more than 20 years of experience in corporate governance, risk management and regulatory strategy.
Previously, he served as managing director of enterprise risk management. In the past Malhotra served as a
regulatory and risk strategy consultant for various publicly traded companies, including large, global financial
institutions. Malhotra holds a Bachelor of Arts in Business Administration and Computer Science from Franklin &
Marshall College, in addition to having earned several certifications, including Certified in Risk and
Information Systems Controls (CRISC) and Certified in Risk Management Assurance (CRMA). He is also a graduate
of the ABA Stonier Graduate School of Banking.
Fulton Financial Corporation is a financial holding company. Through banking subsidiary, Fulton Bank (the Bank), it delivers financial services within its five-state market area, comprised of Pennsylvania, Delaware, Maryland, New Jersey and Virginia. It offers a range of consumer and commercial banking as well as wealth management products and services, to its customers and the communities it serves. Its consumer banking products and services include various checking account and savings deposit products and certificates of deposit. Its consumer loan products include automobile loans, personal lines of credit and checking account overdraft protection. It provides commercial banking products and services to small and medium sized businesses. Its commercial lending products include commercial real estate loans, commercial and industrial loans, and construction loans. Its wealth management services include investment management, trust, brokerage, insurance and investment advisory services.
FULTON FINANCIAL CORPORATION 
