Funding Circle Holdings plc is a United Kingdom-based company, provides small and mid-size enterprises (SME) lending platform. The Company operates through four segments: United Kingdom Loans, United States Loans, Other Loans, and United Kingdom Flexipay. The Other Loans segment includes the Company's businesses in Germany and the Netherlands. It reinvents small business lending through machine learning, technology, and data. The Companyâs 4D work system includes data accumulation, data engineering, data science, and decision engine platform. The Companyâs products include FlexiPay, FlexiPay card, and Lending as a Service (LaaS). FlexiPay is a line of credit that allows businesses to make purchases and then spread the cost over three months, paying it back in three equal monthly installments. Its LaaS is engaged in offering financial institutions to give their customers a fully integrated, digital end-to-end borrowing experience.
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