Financials Islami Commercial Insurance Company Limited

Equities

ICICL

BD0756ICICL7

End-of-day quote Dhaka S.E. 06:00:00 2024-05-15 pm EDT 5-day change 1st Jan Change
26.6 BDT -0.37% Intraday chart for Islami Commercial Insurance Company Limited -0.37% -14.74%

Valuation

Fiscal Period: December 2022
Capitalization 1 1,423
Enterprise Value (EV) 1 836.4
P/E ratio 27.3 x
Yield 3.56%
Capitalization / Revenue 3.41 x
EV / Revenue 2 x
EV / EBITDA 7.88 x
EV / FCF 10.7 x
FCF Yield 9.36%
Price to Book 1.65 x
Nbr of stocks (in thousands) 50,653
Reference price 2 28.10
Announcement Date 6/15/23
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 317.5 327.3 408.7 408.8 387.5 417.6
EBITDA 1 38.24 8.834 57.34 65.24 80.34 106.1
EBIT 1 27.26 -2.557 47.23 56.44 72.6 99.2
Operating Margin 8.59% -0.78% 11.56% 13.81% 18.73% 23.76%
Earnings before Tax (EBT) 1 59.89 7.682 49.92 46.34 78 89.61
Net income 1 52.33 5.942 33.67 31.25 57.87 59.69
Net margin 16.48% 1.82% 8.24% 7.65% 14.93% 14.3%
EPS 2 19.51 2.014 11.41 1.028 1.822 1.029
Free Cash Flow 1 77.4 51.61 -102.2 2.071 100.5 78.32
FCF margin 24.38% 15.77% -25.01% 0.51% 25.94% 18.76%
FCF Conversion (EBITDA) 202.4% 584.19% - 3.18% 125.1% 73.8%
FCF Conversion (Net income) 147.91% 868.52% - 6.63% 173.67% 131.2%
Dividend per Share 2 2.000 - - 0.7000 1.000 1.000
Announcement Date 4/30/18 6/15/20 6/15/20 6/29/21 6/6/22 6/15/23
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 389 372 282 297 355 587
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 77.4 51.6 -102 2.07 101 78.3
ROE (net income / shareholders' equity) 10.1% 1.1% 6.12% 5.43% 9.42% 7.97%
ROA (Net income/ Total Assets) 2.03% -0.17% 3.08% 3.67% 4.41% 5.06%
Assets 1 2,574 -3,421 1,092 852.5 1,312 1,180
Book Value Per Share 2 222.0 183.0 190.0 19.50 21.00 17.00
Cash Flow per Share 2 161.0 126.0 112.0 9.770 11.70 11.60
Capex 1 10.6 - - - 0.54 1.04
Capex / Sales 3.35% - - - 0.14% 0.25%
Announcement Date 4/30/18 6/15/20 6/15/20 6/29/21 6/6/22 6/15/23
1BDT in Million2BDT
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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