OneMain : Receivables Trust ODART-2025-1 PPM pdf

Collection Period
Beginning Date	02/01/2026
End Date	02/28/2026
Payment Date	03/16/2026
Transaction Month	14
30/360 Days	30
RIGINAL DEAL PARAMETERS

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	Note Balance	% of Note Prin Bal	Interest Rate	Stated Maturity Date
Class A Notes	650,160,000.00	72.24%	5.36%	04/16/2035
Class B Notes	97,630,000.00	10.85%	5.56%	10/15/2035
Class C Notes	68,960,000.00	7.66%	5.76%	10/15/2035
Class D Notes	83,250,000.00	9.25%	6.10%	07/14/2037
Aggregate Note Principal Balance	900,000,000.00	100.00%
Overcollateralization Amount	25,519,595.05

Initial Loan Principal Balance: 925,519,595.05

NOTE BALANCE

Beginning of Period End of Period

	Note Balance	Note Factor	Note Balance	Note Factor	Change
Class A Notes	650,160,000.00	1.00000	650,160,000.00	1.00000	0.00
Class B Notes	97,630,000.00	1.00000	97,630,000.00	1.00000	0.00
Class C Notes	68,960,000.00	1.00000	68,960,000.00	1.00000	0.00
Class D Notes	83,250,000.00	1.00000	83,250,000.00	1.00000	0.00
Aggregate Note Principal Balance	900,000,000.00	1.00000	900,000,000.00	1.00000	0.00

Collection Period
Beginning Date			02/01/2026
End Date			02/28/2026
Payment Date			03/16/2026
Transaction Month			14
30/360 Days			30
LOAN PRINCIPAL BALANCE
Beginning Adjusted Loan Principal Balance			925,578,142.09
Principal Collections (Scheduled Principal and Prepayments)			(26,368,145.50)
Charged-Off Loans			(2,098,940.34)
Other Customer Charges Net Increase / (Decrease)			62,973.14
Terminated Loans			(11,653,610.85)
Renewal Loan Replacements			6,477,883.36
Additional Loans (other than Renewal Loans)			33,748,315.72
Exchanged Loans			-
Replacement Loans			-
Excluded Loans			-
Optional Reassignment Loans			-
Repurchased Loans			(158,367.74)
Ending Adjusted Loan Principal Balance/Loan Action Date Loan Principal Balance			925,588,249.88
POOL INFORMATION Weighted Avg. Coupon (WAC)	Beginning of Period 22.04%	End of Period 22.04%
Weighted Avg. FICO*	632	632
Weighted Avg. Loan Remaining Term (WALRT)	48	47
Weighted Avg. Loan to Value	135.64%	135.73%
Adjusted Loan Principal Balance	925,578,142.09	925,588,249.88
Number of Loans	59,139	59,671
Additional Loan** Information for the Payment Date on 03/16/2026 : Weighted Avg. Coupon (WAC)	23.11%
Weighted Avg. FICO*	622
Weighted Avg. Loan to Value	134.44%
Loan Principal Balance	40,186,986.63
Number of Loans	2,481

*FICO scores determined at time of origination

**Contains Additional Loans including Renewal Loans and Replacement Loans

Collection Period
Beginning Date	02/01/2026
End Date	02/28/2026
Payment Date	03/16/2026
Transaction Month	14
30/360 Days	30

AVAILABLE FUNDS

Principal:

Principal Collections	26,368,145.50
Other Customer Charges Net Increase / (Decrease)	(62,973.14)
Repurchased Contract Proceeds Related to Principal	158,367.74
Recoveries/Liquidation Proceeds	144,477.95
Total Principal Collections	26,608,018.05
Interest:
Interest Collections	16,315,245.35
Interest on Repurchase Principal	-
Total Interest Collections	16,315,245.35
Collections Used/Sent for Renewals	5,175,727.49
Collections Used for Proposed Loans	(33,748,315.72)
Collections Used for Servicing Fee	(1,542,630.24)
Total Collections Used	(30,115,218.47)
Collection Account Interest	104,054.15
Principal Distribution Account Interest	-
Reserve Account Interest	12,617.28
Reserve Draw Account	4,627,597.98
Principal Distribution Account Draw Amount	-
Total Collections	17,552,314.34

Collection Period
Beginning Date	02/01/2026
End Date	02/28/2026
Payment Date	03/16/2026
Transaction Month	14
30/360 Days	30

DISTRIBUTIONS

Calcuated Amount Amount Paid Shortfall Carryover Shortfall Remaining Available Funds

Indenture/Owner Trustee/Depositor Loan/Issuer Loan Trustee Indemnified
Amounts Due/Servicing Transfer Costs		416.67	416.67	-	-	17,551,897.67
Servicing Fee	2.00%	-	-	-	-	17,551,897.67
Class A Monthly Interest Amount		2,904,048.00	2,904,048.00	-	-	14,647,849.67
First Priority Principal Payment		-	-	-	-	14,647,849.67
Class B Monthly Interest Amount		452,352.33	452,352.33	-	-	14,195,497.34
Second Priority Principal Payment		-	-	-	-	14,195,497.34
Class C Monthly Interest Amount		331,008.00	331,008.00	-	-	13,864,489.34
Third Priority Principal Payment		-	-	-	-	13,864,489.34
Class D Monthly Interest Amount		423,187.50	423,187.50	-	-	13,441,301.84
Fourth Priority Principal Payment		-	-	-	-	13,441,301.84
Required Reserve Account Amount		4,627,597.98	4,627,597.98		-	8,813,703.86
Advances made by the Servicer (aggregate unpaid balance)		-	-	-	-	8,813,703.86
Regular Principal Payment Amount		-	-		-	8,813,703.86
Additional Transaction Participant Fees		-	-	-	-	8,813,703.86
Additional Indemnified Amounts		-	-	-	-	8,813,703.86
Advances that remain unpaid after giving effect to distributions above		-	-	-	-	8,813,703.86
Residual Released to the Depositor		8,813,703.86	8,813,703.86	-	-	-
Deposited into the Principal Distribution Account		-	-	-	-	-
Reserve Account Deposit to increase Reserve Account Required Amount		-	-	-	-	-
Purchase of Additional Loans to increase Required Overcollateralization Amount		-	-	-	-	-
Total			17,552,314.34

Collection Period
Beginning Date	02/01/2026
End Date	02/28/2026
Payment Date	03/16/2026
Transaction Month	14
30/360 Days	30

RESERVE ACCOUNT

Beginning Period Reserve Account Amount	4,627,597.98
Reserve Draw Amount	(4,627,597.98)
Reserve Deposit Amount	4,627,597.98
Ending Period Reserve Account Amount Change in Reserve Account Balance Required Reserve Account Amount	4,627,597.98 -4,627,597.98

PRINCIPAL DISTRIBUTION ACCOUNT

Beginning of Period Principal Distribution Account Amount Principal Distribution Draw Amount Principal Distribution Amount Prior to Payment Waterfall	- - -
Principal Distribution Deposit Amount	-
Distribution to Noteholders (except during Revolving Period)
Class A Noteholders	-
Class B Noteholders	-
Class C Noteholders	-
Class D Noteholders	-
Purchase of Loans on Payment Date	-
Ending Period Principal Distribution Account Amount	-
Change in Principal Distribution Account Amount	-

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