ChoiceOne Financial Services, Inc.

COFS

US1703861062

Banks

Market Closed - Nasdaq Other stock markets 04:00:00 2024-05-24 pm EDT			5-day change	1st Jan Change
25.5 ^USD	+3.03%		-9.54%	-12.97%

Apr. 24	Earnings Flash (COFS) CHOICEONE FINANCIAL SERVICES Reports Q1 EPS $0.74	MT
Apr. 24	ChoiceOne Financial Services, Inc. Announces Net Loan Charge-Offs for the First Quarter Ended March 31, 2024	CI

CHOICEONE FINANCIAL SERVICES INC Management's Discussion and Analysis of Financial Condition and Results of Operations (form 10-K)

March 23, 2023 at 08:47 am EDT

The following discussion is designed to provide a review of the consolidated financial condition and results of operations of ChoiceOne Financial Services, Inc. ("ChoiceOne" or the "Company"), and its wholly-owned subsidiaries. This discussion should be read in conjunction with the consolidated financial statements and related footnotes.

We have omitted discussion of 2021 results where it would be redundant to the discussion previously included in Part II, Item 7 of our 2021 Annual Report on Form 10-K.

Latest news about ChoiceOne Financial Services, Inc.

Earnings Flash (COFS) CHOICEONE FINANCIAL SERVICES Reports Q1 EPS $0.74	Apr. 24	MT
ChoiceOne Financial Services, Inc. Announces Net Loan Charge-Offs for the First Quarter Ended March 31, 2024	Apr. 24	CI
ChoiceOne Financial Services, Inc. Reports Earnings Results for the First Quarter Ended March 31, 2024	Apr. 24	CI
Tranche Update on ChoiceOne Financial Services, Inc.'s Equity Buyback Plan announced on July 29, 2022.	Mar. 13	CI
ChoiceOne Financial Maintains Quarterly Dividend at $0.27 a Share, Payable March 29 to Holders of Record March 15	Feb. 28	MT
Choiceone Financial Services, Inc. Announces Cash Dividends, Payable on March 29, 2024	Feb. 28	CI
ChoiceOne Financial Services, Inc. Reports Earnings Results for the Fourth Quarter Ended December 31, 2023	Jan. 25	CI
Earnings Flash (COFS) CHOICEONE FINANCIAL SERVICES Reports Q4 EPS $0.70	Jan. 24	MT
ChoiceOne Financial Services Raises Cash Dividend to $0.27 a Share, Payable Dec. 29 to Shareholders of Record Dec. 15	Nov. 29	MT
ChoiceOne Financial Services, Inc. Announces Cash Dividends, Payable on December 29, 2023	Nov. 29	CI
Tranche Update on ChoiceOne Financial Services, Inc.'s Equity Buyback Plan announced on July 29, 2022.	Nov. 13	CI
Earnings Flash (COFS) CHOICEONE FINANCIAL SERVICES Posts Q3 EPS $0.68	23-10-25	MT
ChoiceOne Financial Services, Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2023	23-10-25	CI
ChoiceOne Financial Services, Inc. and ChoiceOne Bank Announces Resignation of David J. Churchill from the Board of Directors	23-10-23	CI
Janney Initiates Coverage on ChoiceOne Financial Services with Neutral Rating, $24 Price Target	23-09-27	MT
ChoiceOne Financial Services Maintains Quarterly Dividend at $0.26 a Share, Payable Sept. 29 to Shareholders as of Sept. 15	23-08-23	MT
Tranche Update on ChoiceOne Financial Services, Inc.'s Equity Buyback Plan announced on July 29, 2022.	23-08-14	CI
Earnings Flash (COFS) CHOICEONE FINANCIAL SERVICES Posts Q2 EPS $0.69	23-07-26	MT
ChoiceOne Financial Services, Inc. Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2023	23-07-26	CI
ChoiceOne Financial Services, Inc. Announces Resignation of Nels W. Nyblad from the Board of Directors	23-06-30	CI
ChoiceOne Financial Services, Inc.(NasdaqCM:COFS) added to Russell Small Cap Comp Value Index	23-06-23	CI
ChoiceOne Financial Services, Inc.(NasdaqCM:COFS) added to Russell 2000 Value-Defensive Index	23-06-23	CI
ChoiceOne Financial Services, Inc.(NasdaqCM:COFS) added to Russell 3000E Value Index	23-06-23	CI
ChoiceOne Financial Services, Inc.(NasdaqCM:COFS) added to Russell Small Cap Completeness Index	23-06-23	CI
ChoiceOne Financial Services, Inc.(NasdaqCM:COFS) added to Russell 2000 Defensive Index	23-06-23	CI

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Company Profile

ChoiceOne Financial Services, Inc. is a financial holding company of ChoiceOne Bank (the Bank). The Company's subsidiary, ChoiceOne Bank is a full-service banking institution that offers a range of deposit, payment, credit, and other financial services to all types of customers. Its services include time, savings, demand deposits, safe deposit services and automated transaction machine services. The Bank offers both commercial and consumer loans to corporations, partnerships, and individuals. Its commercial lending covers categories, such as business, industry, agricultural, construction, inventory, and real estate. The Bank's consumer loan department makes direct and indirect loans to consumers and purchasers of residential and real property. In addition, the Bank offers trust and wealth management services. The Bank's primary market area lies within Kent, Muskegon, Newaygo and Ottawa counties in western Michigan and Lapeer, Macomb, and St. Clair counties in southeastern Michigan.

Sector

Banks

Calendar

2024-05-29 - Annual General Meeting

Related indices

Russell 2000

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Income Statement Evolution

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Analysts' Consensus

Sell

Buy

Mean consensus

HOLD

Number of Analysts

Last Close Price

25.5 USD

Average target price

27 USD

Spread / Average Target

+5.88%

Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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