E-CREDIBLE CO., LTD. |
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 13,210 KRW | +0.08% |
|
+0.84% | -4.96% |
| 2023 | E-Credible Co., Ltd. Reports Earnings Results for the First Quarter Ended March 31, 2023 | CI |
| 2014 | Hangaram Investment Management Co.,Ltd acquired 5.09% stake in E-Credible Co.,Ltd. | CI |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 223,409 | 283,025 | 237,259 | 193,300 | 167,406 | 159,096 | - |
| Enterprise Value (EV) 2 | 174.9 | 227.9 | 175.5 | 147.1 | 123.3 | 109.6 | 105 |
| P/E ratio | 16.4 x | 21.7 x | 17 x | 12.3 x | 14.3 x | 14.4 x | 13.5 x |
| Yield | 3.99% | 3.15% | 3.55% | 6.48% | 5.61% | 4.54% | 4.84% |
| Capitalization / Revenue | 5.46 x | 6.6 x | 5.19 x | 4.1 x | 4.07 x | 3.69 x | 3.47 x |
| EV / Revenue | 4.27 x | 5.31 x | 3.84 x | 3.12 x | 3 x | 2.54 x | 2.29 x |
| EV / EBITDA | 9.68 x | 12.2 x | 9.33 x | 7.06 x | 9.78 x | 7.72 x | 7 x |
| EV / FCF | - | 13,469,240 x | 10,913,344 x | - | - | - | - |
| FCF Yield | - | 0% | 0% | - | - | - | - |
| Price to Book | 4.16 x | 4.89 x | 3.75 x | 4.18 x | 3.68 x | 3.3 x | 3.01 x |
| Nbr of stocks (in thousands) | 12,044 | 12,044 | 12,044 | 12,044 | 12,044 | 12,044 | - |
| Reference price 3 | 18,550 | 23,500 | 19,700 | 16,050 | 13,900 | 13,210 | 13,210 |
| Announcement Date | 2/28/20 | 2/26/21 | 2/24/22 | 2/21/23 | 2/7/24 | - | - |
1KRW in Million2KRW in Billions3KRW
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 40.92 | 42.91 | 45.7 | 47.13 | 41.1 | 43.1 | 45.8 |
| EBITDA 1 | 18.06 | 18.69 | 18.8 | 20.83 | 12.61 | 14.2 | 15 |
| EBIT 1 | 16.73 | 16.87 | 18.22 | 19.29 | 12.61 | 13.3 | 14.2 |
| Operating Margin | 40.87% | 39.33% | 39.87% | 40.92% | 30.67% | 30.86% | 31% |
| Earnings before Tax (EBT) 1 | 17.56 | 17.33 | 18.49 | 20.17 | 14.12 | 14.6 | 15.5 |
| Net income 1 | 13.65 | 13.05 | 13.93 | 15.66 | 11.75 | 11.1 | 11.8 |
| Net margin | 33.36% | 30.42% | 30.47% | 33.23% | 28.58% | 25.75% | 25.76% |
| EPS 2 | 1,134 | 1,084 | 1,156 | 1,300 | 975.0 | 920.0 | 976.0 |
| Free Cash Flow | - | 16,917 | 16,082 | - | - | - | - |
| FCF margin | - | 39,427.12% | 35,187.97% | - | - | - | - |
| FCF Conversion (EBITDA) | - | 90,515.54% | 85,536.87% | - | - | - | - |
| FCF Conversion (Net income) | - | 129,621.45% | 115,479.58% | - | - | - | - |
| Dividend per Share 2 | 740.0 | 740.0 | 700.0 | 1,040 | 780.0 | 600.0 | 640.0 |
| Announcement Date | 2/28/20 | 2/26/21 | 2/24/22 | 2/21/23 | 2/7/24 | - | - |
1KRW in Billions2KRW
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 9.085 | 6.25 | 9.065 | 21.81 | 9.154 | 7.104 | - | 19.07 | 8.108 | 7.095 |
| EBITDA | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 2.593 | 0.1644 | 2.936 | 13.05 | 2.481 | 0.818 | - | 11.16 | 1.114 | 1.469 |
| Operating Margin | 28.54% | 2.63% | 32.39% | 59.85% | 27.1% | 11.52% | - | 58.55% | 13.74% | 20.71% |
| Earnings before Tax (EBT) | - | - | - | - | - | - | - | - | - | - |
| Net income | - | - | - | 10.28 | - | - | -1.029 | 9.096 | 1.17 | - |
| Net margin | - | - | - | 47.14% | - | - | - | 47.71% | 14.43% | - |
| EPS | - | - | - | 853.0 | - | - | -85.00 | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 11/15/21 | 2/24/22 | 5/16/22 | 8/16/22 | 11/14/22 | 2/21/23 | 5/15/23 | 8/11/23 | 11/14/23 | 2/7/24 |
1KRW in Billions
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | - | - | - | - | - |
| Net Cash position 1 | 48.5 | 55.2 | 61.8 | 46.2 | 44.2 | 49.5 | 54.1 |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | 16,917 | 16,082 | - | - | - | - |
| ROE (net income / shareholders' equity) | 26.8% | 23.4% | 23% | 28.6% | 25.6% | 24.1% | 23.3% |
| ROA (Net income/ Total Assets) | 22.9% | 20.1% | 19.7% | 24% | 21.2% | 19.9% | 19.4% |
| Assets 1 | 59.62 | 65.07 | 70.78 | 65.32 | 55.37 | 55.78 | 60.82 |
| Book Value Per Share 2 | 4,460 | 4,804 | 5,260 | 3,840 | 3,776 | 4,008 | 4,384 |
| Cash Flow per Share 2 | 1,181 | 1,424 | 1,337 | 1,486 | 998.0 | 977.0 | 1,029 |
| Capex 1 | 2.19 | 0.23 | 0.02 | 0.12 | 0.14 | 0.1 | 0.1 |
| Capex / Sales | 5.36% | 0.54% | 0.05% | 0.26% | 0.34% | 0.23% | 0.22% |
| Announcement Date | 2/28/20 | 2/26/21 | 2/24/22 | 2/21/23 | 2/7/24 | - | - |
1KRW in Billions2KRW
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
13,210
KRW
Average target price
20,000
KRW
Spread / Average Target
+51.40%
EPS Revisions
Quarterly revenue - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| -4.96% | 116M | |
| -2.84% | 135B | |
| +18.23% | 75.67B | |
| +13.64% | 37.71B | |
| -1.04% | 29.86B | |
| -7.76% | 16.74B | |
| +14.13% | 15.15B | |
| +11.64% | 10.5B | |
| -9.83% | 4.63B | |
| -32.83% | 4.18B |
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