Financials MoneyMe Limited

Equities

MME

AU0000066045

Consumer Lending

Market Closed - Australian S.E. 02:10:46 2024-04-30 am EDT 5-day change 1st Jan Change
0.069 AUD 0.00% Intraday chart for MoneyMe Limited -1.43% -16.87%

Valuation

Fiscal Period: June 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 193.2 384 135.6 62.81 54.86 - -
Enterprise Value (EV) 1 273 659.1 1,416 1,090 1,152 1,289 1,431
P/E ratio 114 x -47.7 x -2.16 x 2.08 x 3.33 x 2.85 x 2.24 x
Yield - - - - - - -
Capitalization / Revenue 4.05 x 6.67 x 0.99 x 0.27 x 0.27 x 0.24 x 0.21 x
EV / Revenue 5.73 x 11.4 x 10.4 x 4.68 x 5.57 x 5.63 x 5.5 x
EV / EBITDA 85.3 x 293 x 16.4 x 47.4 x 48.4 x 42 x 36.3 x
EV / FCF 14,749,897 x 22,390,251 x - 5,453,029 x - - -
FCF Yield 0% 0% - 0% - - -
Price to Book 3.16 x 9.43 x 1.49 x 0.15 x 0.31 x 0.28 x 0.26 x
Nbr of stocks (in thousands) 169,440 171,440 237,847 795,078 795,078 - -
Reference price 2 1.140 2.240 0.5700 0.0790 0.0690 0.0690 0.0690
Announcement Date 8/25/20 8/29/21 8/30/22 8/30/23 - - -
1AUD in Million2AUD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: June 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 31.89 47.67 57.57 136.7 233 206.9 228.9 260.2
EBITDA 1 - 3.2 2.252 86.21 23 23.8 30.7 39.4
EBIT - 2.216 0.563 83.97 - - - -
Operating Margin - 4.65% 0.98% 61.44% - - - -
Earnings before Tax (EBT) 1 - -0.119 -10.03 -47.78 12 12.5 18.2 25.2
Net income 1 - 1.299 -7.929 -50.36 12 12.85 16.55 20.2
Net margin - 2.72% -13.77% -36.85% 5.15% 6.21% 7.23% 7.76%
EPS 2 1.310 0.0100 -0.0470 -0.2640 0.0380 0.0208 0.0242 0.0308
Free Cash Flow - 18.51 29.44 - 199.8 - - -
FCF margin - 38.82% 51.13% - 85.76% - - -
FCF Conversion (EBITDA) - 578.31% 1,307.24% - 868.79% - - -
FCF Conversion (Net income) - 1,424.63% - - 1,665.18% - - -
Dividend per Share 2 - - - - - - - -
Announcement Date 12/10/19 8/25/20 8/29/21 8/30/22 8/30/23 - - -
1AUD in Million2AUD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: June 2020 S1 2021 S1 2022 S1 2022 Q3 2023 S1 2024 S1 2024 S2
Net sales 1 21.31 23.92 47.98 35 121.1 103 -
EBITDA - 1.031 -17.68 - 14.83 - -
EBIT - - - - - - -
Operating Margin - - - - - - -
Earnings before Tax (EBT) - 0.228 -18.68 - - - -
Net income - 1.29 - - 8.797 6 7
Net margin - 5.39% - - 7.26% 5.83% -
EPS 0.0300 - - - - 0.008000 -
Dividend per Share - - - - - - -
Announcement Date 2/25/20 2/23/21 2/21/22 5/30/22 2/27/23 2/27/24 -
1AUD in Million
Estimates

Balance Sheet Analysis

Fiscal Period: June 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 - 79.8 275 1,280 1,027 1,097 1,234 1,376
Net Cash position 1 - - - - - - - -
Leverage (Debt/EBITDA) - 24.94 x 122.2 x 14.85 x 44.64 x 46.08 x 40.2 x 34.92 x
Free Cash Flow - 18.5 29.4 - 200 - - -
ROE (net income / shareholders' equity) - 5.14% -18.2% -76.6% 9.55% 7.1% 8.05% 8.85%
ROA (Net income/ Total Assets) - 2.21% -3.09% -5.54% 0.89% 0.9% 1.1% 1.1%
Assets 1 - 58.73 256.3 908.9 1,350 1,428 1,505 1,836
Book Value Per Share 2 - 0.3600 0.2400 0.3800 0.5200 0.2300 0.2400 0.2700
Cash Flow per Share 2 - 0.1300 0.1800 0.4200 - 0.0400 0.0500 0.0600
Capex 1 - 1.09 2.55 3.86 8.56 4.85 5.55 6.05
Capex / Sales - 2.28% 4.43% 2.82% 3.68% 2.34% 2.42% 2.33%
Announcement Date 12/10/19 8/25/20 8/29/21 8/30/22 8/30/23 - - -
1AUD in Million2AUD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
0.069 AUD
Average target price
0.23 AUD
Spread / Average Target
+233.33%
Consensus

Quarterly revenue - Rate of surprise

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