Pacific State Bancorp Stock

Pacific State Bancorp is a holding company with one bank subsidiary, Pacific State Bank, (the Bank). It has two subsidiary grantor trusts, Pacific State Statutory Trusts II and III (the Trusts). The Bank’s primary source of revenue is interest on loans to customers who are small to middle-market businesses and middle-income individuals. The Bank conducts a general commercial banking business, primarily in the five county regions that comprises Alameda, Calaveras, San Joaquin, Stanislaus and Tuolumne counties. It offers commercial banking services to residents and employers of businesses in the Bank’s service area, including professional firms and small to medium sized retail and wholesale businesses and manufacturers.