Equifax announced the launch of its fourth generation Bankruptcy Navigator Index (BNI) score, its most comprehensive and predictive bankruptcy risk score ever. With BNI 4.0, lenders can make more confident risk decisions through significantly enhanced insights and predictability into potential consumer bankruptcy. By leveraging BNI 4.0 lenders and service providers can: improve risk prediction by up to 10%.

Make more consistent decisions with a robust score that leverages most updated and comprehensive consumer credit attributes--our Advanced Decisioning Attributes; Boost score stability with random samples that were pulled from the Equifax credit database. Protect portfolios against present and future bankruptcy risk. Seamlessly integrate BNI 4.0 throughout the customer lifecycle and with other Equifax risk tools.