Amundi retreats toward year-to-date lows as analysts remain cautious
Amundi shares lost ground on Tuesday morning, drifting back toward their annual lows as several brokerages lowered their price targets on Europe's largest asset manager ahead of its first-quarter earnings release scheduled for April 29.
By 11:30 a.m., shares in the French group, which ranks among the world's top 10 players, were down approximately 0.5% after sliding as much as 2.6% earlier in the session to trade near their lowest levels since the start of the year.
For the first quarter, Citi's teams expect assets under management (AUM) of approximately 1,960 billion euros, 1% below consensus, with pre-tax profit projected at 440 million euros, missing market expectations by 5%.
The U.S. bank explained that it expects solid inflows to be more than offset by unfavorable equity market movements.
According to Citi, the planned IPO of the management joint venture with SBI in India could serve as a potential catalyst, as could further M&A (mergers and acquisitions) activity. Nevertheless, the bank maintained its "Neutral" rating on the stock while trimming its price target from 84.5 to 79.5 euros.
"Based on our new forecasts, the stock trades at approximately 10 times expected 2027-2028 earnings, which is in line with its historical average. It is therefore not expensive, but not particularly cheap either, especially as top-line growth remains somewhat sluggish despite relatively solid earnings growth," the firm noted.
Citi also justified its downward revision by the prospect of rising interest rates and the recent sector-wide de-rating in equity markets.
Increased caution at Morgan Stanley
In a note released this morning, Morgan Stanley analysts indicated they have also slightly revised down their earnings estimates for 2026-2028, citing weaker-than-expected market performance and moderate inflows, particularly from the retail segment.
According to data collected by Morningstar for the first quarter, AUM is expected to decline by approximately 2% per year over the 2026-2028 period. This led the New York-based firm to lower its revenue targets by about 2% to 3% and its earnings forecasts by around 4% for the period.
Despite these downward revisions, analysts emphasized that the group's underlying growth remains robust. However, they also argued that Amundi's valuation is currently in line with its sector average, with a price-to-earnings ratio of 9.5 times estimated 2027 earnings. Consequently, they adjusted their price target to 83 euros, down from 86.6 euros previously.
MS noted that the stock is neither cheap nor expensive, reflecting a neutral valuation, but cautioned that growth momentum remains moderate, which could limit upside potential in the short term. Its recommendation remains "Equal-weight."
Amundi features among the world's leading asset management firms. The group performs active management of shares, bonds and yields. It also conducts passive management of indexed funds as well as management of non-liquid assets (property assets and private debts).
At the end of 2025, Amundi had more than EUR 2,380 billion outstandings under management, spread mainly over the following customer types: institutional customers and employee savings schemes (33.5%), partner networks and third-party distributors (29.6%), and insurers (19.1%).
This super rating is the result of a weighted average of the rankings based on the following ratings: Valuation (Composite), EPS Revisions (4 months), and Visibility (Composite). We recommend that you carefully review the associated descriptions.
Investor
Investor
This super composite rating is the result of a weighted average of the rankings based on the following ratings: Fundamentals (Composite), Valuation (Composite), EPS Revisions (1 year), and Visibility (Composite). We recommend that you carefully review the associated descriptions.
Global
Global
This composite rating is the result of an average of the rankings based on the following ratings: Fundamentals (Composite), Valuation (Composite), Financial Estimates Revisions (Composite), Consensus (Composite) and Visibility (Composite). The company must be covered by at least 4 of these 5 ratings for the calculation to be carried out. We recommend that you carefully review the associated descriptions.
Quality
Quality
This composite rating is the result of an average of rankings based on the following ratings: Returns (Composite), Profitability (Composite) and Quality of Financial Reporting (Composite), and Financial Health (Composite). The company must be covered by at least 2 of these 3 ratings for the calculation to be performed. We recommend that you carefully read the associated descriptions.
ESG MSCI
ESG MSCI
The MSCI ESG score assesses a company’s environmental, social, and governance practices relative to its industry peers. Companies are rated from CCC (laggard) to AAA (leader). This rating helps investors incorporate sustainability risks and opportunities into their investment decisions.