Crédit Agricole S.A. announced the redemption with effect on April 22, 2026 (the ?Redemption Date?) of all of its outstanding EUR 750,000,000 Senior Non-Preferred Callable Fixed to Floating Rate Notes issued on April 22, 2022 (ISIN: FR0014009UH8) (the ?Notes?) pursuant to Condition 7(e) (Redemption at the Option of the Issuer) of the terms and conditions of the Notes (the ?Terms and Conditions?) included in the base prospectus dated April 8, 2022, which was granted the visa n°22-090 by the Autorité des marchés financiers on April 8, 2022 (as further amended and supplemented, the ?BaseProspectus?) at the outstanding nominal amount thereof, together with any accrued interest thereon (the ?Redemption Amount?). On the Redemption Date, the Redemption Amount shall become due and payable and, in accordance with Condition 5(h) (Accrual of Interest) of the Terms and Conditions, unless the Redemption Amount is improperly withheld or refused, each Note shall cease to bear interest on the Redemption Date.
Crédit Agricole S.A. is one of the leading European banking groups and is the leading financial backer of the French economy. Net Banking Product breaks down by activity as follows:
- finance, investment and market banking (31.3%): standard and specialized bank financing activities (financing for acquisitions, projects, aeronautical and maritime assets, etc.), stock operations, consulting in mergers and acquisitions, investment capital, etc.;
- asset management, insurance and private banking (28.2%);
- retail banking (28.1%): activities in France (Crédit Lyonnais) and abroad. Furthermore, the group is present in France via its 39 regional networks of branches (making it the biggest French banking network);
- specialized financial services (12.4%): consumer loan, leasing and factoring (No. 1 in France).
At the end of 2025, Crédit Agricole S.A. managed EUR 894.5 billion in current deposits and EUR 559.2 billion in current credits.
NBP is distributed geographically as follows: France (47.7%), Italy (19.9%), European Union (15%), Europe (6.3%), North America (5.3%), Japan (1.1%), Asia and Oceania (3.4%), Africa and Middle East (1%), Central and South America (0.3%).
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